Toptal Finance Expert
Forensic Accounting: Due Diligence’s Secret Weapon
More than just a way to investigate financial crimes, forensic accounting is the most in-depth form of due diligence and compliance. But smaller firms often overlook its value. Here’s why that’s risky.

Ryan Zanoni
Ryan is a Senior Editor at Toptal. He has more than 11 years of experience as a writer and editor covering business and technology.
Refining Your Middle-market Merger Strategy: From Acquisition to Integration
The M&A failure rate runs as high as 90%, and middle-market companies tend to fare worse than larger ones due to more limited resources. Here’s how to ensure that your next acquisition succeeds.

Michael J. McDonald
Michael is an award-winning journalist who has worked at Bloomberg News and Thomson Financial. He is the Senior Writer for Toptal’s Finance Blog.
An Effective ROI Framework for Developing a Work-from-anywhere Policy
As workers increasingly prioritize flexible working arrangements, Toptal finance expert John Lee suggests a strategy to help employers balance the potential risks and rewards of offering a WFA option.

John Lee
John Lee is the co-founder of The Work From Anywhere Team. He advises corporations and individuals on how to solve for tax complexity and other regulatory risks in an increasingly geomobile remote working environment. John has worked across EMEA, APAC, and the US, and has been a remote worker himself. He’s a chartered accountant and has held senior roles for global multinationals, including CRH.
Bots for Finance: How to Increase Back-office Efficiency Through Automation
Automating basic financial functions can save your company time and money and free your employees from tedious rote tasks. Toptal finance expert Miklos Lukacs explains how building a simple Python bot can streamline your business.

Miklos Lukacs, CFA
Miklos is highly experienced in finance processes, fintech, and Python programming. In addition to being a Toptal finance expert and software developer, he is the director of the structured finance consulting company Pylink Ltd.
What Is Bitcoin Mining? How It Works and What It Takes to Make It Pay
Bitcoin mining is booming in North America, sparking new revenue opportunities for companies with access to cheap power, especially renewables. Learn the risks as well as the rewards.

Dhruv Tandan
Dhruv is a veteran finance expert who has worked on fundraising and consulting projects worth more than $1 billion. His work focuses on cryptocurrency, energy, tech, food, and life science projects around the globe.
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How to Build a Basic Python Cash Flow Model for a Loan
Python has taken the financial programming world by storm, and demand for finance experts who can use it is soaring. Here, a Toptal finance professional and Python expert shows beginners how to build a loan payment cash flow model with Python.

Miklos Lukacs, CFA
Miklos is an expert in cash flow modeling and Python programming, and has worked for Morgan Stanley and DBRS Morningstar. He is a Toptal finance expert and the director of the structured finance consulting company Pylink Ltd.
Cash Flow Optimization: How Small and Medium Businesses Can Unlock Value and Manage Risk
Cash flow optimization requires a disciplined approach that anticipates liquidity shocks and allocates windfalls strategically in order to maximize opportunity.

Emilio Parente
Emilio is a former Deloitte consultant and CFO with experience in optimizing finance departments, supporting growth plans, and creating strategic roadmaps for start-ups and small and medium enterprises. He has worked with and advised more than 50 clients around the world, including global corporations such as Swissport International in Switzerland.
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