Toptal Finance Blog

The Toptal Finance Blog is a hub for in-depth studies and analysis on all facets of finance, ranging from innovative strategies on raising capital to detailed coverage of new finance trends and technologies.

Toptalauthors are vetted experts in their fields and write on topics in which they have demonstrated experience. All of our content is peer reviewed and validated by Toptal experts in the same field.
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Toptalauthors are vetted experts in their fields and write on topics in which they have demonstrated experience. All of our content is peer reviewed and validated by Toptal experts in the same field.

Feeding the Future: An Overview of the Agrifood Industry

The amount of money pouring into Agrifood tech has increased more than sixfold since 2012: from $3 billion to almost $18 billion. In the first part of this series, we examine the three changing conditions making this field ripe for innovation and analyze emerging technologies.

9 minute readContinue Reading
Francesco Castellano

Francesco Castellano

Francesco has more than a decade of experience in finance, consulting, and management at prestigious companies such as Bain and Uber.

Human vs. Machine: The Next Frontier of Wealth Management

Since the introduction of index funds in the 1970s, the investment management industry has embraced the use of software to enhance its decision-making. With robo-advisors reaching further prominence, will machines replace humans in the world of wealth management?

8 minute readContinue Reading
Ankur Chandra

Ankur Chandra

Ankur is an experienced financial modeler with deep expertise in the solar power, airline, and pharmaceutical industries.

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Bringing an Outsourced Finance Team In-house: A Case Study

LendEDU, a Y Combinator-backed startup, spent more than $50,000 on its outsourced finance department to create professional monthly financial statements. There was just one problem—they couldn’t trust the numbers.

6 minute readContinue Reading
James Hamory

James Hamory

As the Director of Finance & Operations at LendEDU, James is responsible for accurate bookkeeping, the preparation of financial statements, and internal financial processes.

Imperfect Harmony: An Overview of SoundCloud vs. Spotify

Not many industries have undergone the same level of transformation as the music industry - technology has changed every facet of the industry. File streaming has been nothing short of a revolution. What can be learned from Spotify vs. SoundCloud?

9 minute readContinue Reading
Natasha Ketabchi

Natasha Ketabchi

Natasha transitioned to venture capital after a career in banking built in prestigious firms such as JPMorgan and ESM.

Are Million-dollar Markets Better Than Billion-dollar Markets?

Entrepreneurs have been hardcoded to aim at billion-dollar sized markets with their solutions. However, such lucrative markets will appeal to many others and thus, are hard to succeed in. Going after smaller market sizes may be the more logical path to success.

5 minute readContinue Reading
Aaron Chockla

Aaron Chockla

An award-winning entrepreneur and active venture capital investor, Aaron helps companies raise capital, scale operations, and strategize.

Doing Business in the European Union

The EU economy is worth $15.5 trillion, 24 million companies operate within it, and there are 300 million online shoppers. Is this a market you should be in? If so, how do you serve the EU market while balancing customer service, cost, and complexity?

11 minute readContinue Reading
Paul Ainsworth

Paul Ainsworth

Paul is an international CFO with experience across multinational companies ranging from $250-900 million in revenue.

How to Approach Financial Data Visualization

Looking to make your financial models more effective with better data visualization? Design principles can be effective tools in corporate decision-making.

8 minute readContinue Reading
Archil Lursmanashvili (FMVA)

Archil Lursmanashvili (FMVA)

Archil is the deputy CFO of Silk Road Group. He joined Toptal to help SMEs develop financial models as a tool for raising financing.

Toptal Finance Expert

Neil Portus | CFA, CMA

Neil is a CFO for growth companies and a former equity analyst at Goldman Sachs in NY where he helped lead numerous transactions including Zipcar's $1.1 billion IPO. He was also an equity analyst at Barclays Capital & Lehman Brothers and began his career at a boutique investment bank (M&A, restructuring, debt financings). He's built his operational skills both as a startup founder and as the CFO of an East Africa-focused impact investment firm.
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