We've Launched "The Suddenly Remote Playbook,"
A Comprehensive Guide for Working Remotely
The Suddenly Remote Playbook
Read Now

Toptal Finance Blog

The Toptal Finance Blog is a hub for in-depth studies and analysis on all facets of finance, ranging from innovative strategies on raising capital to detailed coverage of new finance trends and technologies.

FinanceIcon ChevronFinance Processes

2017 Holiday Spending Forecast: Will Be Better Than Expected

by Elizabeth J. Howell Hanano, CFA

Retail investors have had a rough year. The SPDR S&P Retail ETF has underperformed the S&P 500 by nearly 30 percentage points. From eCommerce shifts to higher gas prices, there are plenty of arguments to be made against retail. Yet, there are a couple reasons to be jolly heading into the holiday season that few are talking about. In this article, Elizabeth Hanano, CFA suggests that low expectations combined with lesser-known tailwinds indicate it may be time to dip a toe back into the retail pond.

13 minute readContinue Reading
FinanceIcon ChevronFinance Processes

The Wealth of Nations: Investment Strategies of Sovereign Wealth Funds

by Orinola Gbadebo-Smith

Since their emergence in the early 2000s, Sovereign Wealth Funds (SWF) have been met with both curiosity and trepidation, existing somewhere between return-maximizing asset manager and clandestine government agency. This article takes us into the $7.4 trillion world of the SWF, shedding light on objectives, ambitions, and mandates as well as allocation strategies.

13 minute readContinue Reading
FinanceIcon ChevronFinance Processes

Are Corporate Responsibility Efforts Profitable?

by Melissa Lin

Financial purists have long questioned whether corporate, environmental, and social initiatives benefit the bottom line and how to quantify their impact. In this article, we put aside motive—of genuine altruism or self interest—and philosophical debates around moral obligation. Instead, we examine the results of studies around whether corporate responsibility initiatives positively impact profitability, examples of companies that have implemented such measures successfully, and recommendations for those looking to do so.

11 minute readContinue Reading
FinanceIcon ChevronFinance Processes

Exploring the Bear Case of the Cryptocurrency Bubble

by Jonathan Sterling

The arguments for a cryptocurrency revolution can tend to sway toward appearing more like get-rich-quick schemes than balanced debates. The regulatory risk overhang, constant scams, and technological immaturity of the movement mean that long-term success is far from certain. In this article, Jonathan Sterling addresses the other side of the argument: the bear case for a crypto future. He shines a light on the problems blighting cryptocurrencies and some remedies for them, drawing upon comparisons with historic bubbles, some centuries old.

16 minute readContinue Reading
FinanceIcon ChevronFinance Processes

Small Data, Big Opportunities

by Gregory Thompson

By now, most have heard of Big Data – the buzzword d’jour across most business circles. In this exploratory piece, Finance Expert, Gregory Thompson, introduces us to the wonderful world of Small Data. Specifically, he guides us through its broader market dynamics, tools, players and solutions, and includes a practical implementation guide for how small businesses might add analytics as a core-capability to their respective business arsenals.

13 minute readContinue Reading
FinanceIcon ChevronFinance Processes

Celebrity Investors Take Over Silicon Valley

by Melissa Lin

Today, there are many celebrities that have become investors, and many investors that are borderline celebrities. One thing is clear: The division between Hollywood and Silicon Valley has become increasingly blurred. Though in the past it has been common for famous entertainers, musicians, or actors to grow their wealth through real estate, royalties, or restaurants, celebrities today are turning towards tech investments. This article explores why celebrities are drawn to Silicon Valley, the types of companies they invest in, different models of their involvement, and commentary on how it impacts the tech industry.

15 minute readContinue Reading
FinanceIcon ChevronFinance Processes

Pearls of Wisdom - The Best Shareholder Letters Nobody Is Reading

by Elizabeth J. Howell Hanano, CFA

Equity analysts often leave out an important source of wisdom when analyzing companies—the annual shareholder letter. This article intends to elucidate the purpose and traits of good shareholder letters based on an analysis of the 601 companies in the S&P SmallCap 600 Index. The article will also direct readers to some of the best lesser-known shareholder letters to put on their annual reading list.

19 minute readContinue Reading
FinanceIcon ChevronProfitability & Efficiency

How to Choose the Right Pricing Strategy for Your Business

by Toptal Research

Pricing a product or service is a delicate art, there are many options to choose and the optimal one is never set in stone. In this tutorial, we run down some of the popular methods and how you can select the most appropriate strategy for your business.

11 minute readContinue Reading

Join the Toptal® community.