Toptal Finance Blog

Valuation of private fintech startups is a step-by-step process that requires a holistic assessment of macro industrial factors and micro assumptions about the startup's future prospects. Learn how to value fintech companies in a practical step-by-step manner with this working example for payments unicorn Transferwise.

In this article, Toptal Finance Expert Jacob Decter unpacks the concept of buyer power, one of the Five Forces that Michael Porter popularized in his now famous framework, providing useful insights and tips to businesses looking to stay ahead of the game and thrive.

Buying out the business you work for and then running it yourself doesn’t have to be a pipe dream. Management buyouts (MBOs) have been popular since the 1980s and when aligned correctly are appealing propositions for owners and motivated management teams.

This useful guide by Toptal Finance Expert Paul Ainsworth draws on 30+ years of experience as a CFO of large multinational companies to lay out the menu of options companies face in order to deal with foreign exchange exposure and manage risk effectively.

Choosing between the different business entity options is one of the most common questions (and frustrations) entrepreneurs face. In this article, Toptal Finance Expert Scott Hoover lays out a useful guide to help entrepreneurs think through the menu of options they face.

Compared to traditional financial services businesses, fintech startups require different valuation approaches. This article explores these differences and the best practices to apply when appraising a fintech investment.

Anyone vaguely familiar with the venture capital industry knows that down rounds are bad news. But what exactly are they, and why do they occur? What alternatives do founders have to avoid a down round?

Toptal Finance Expert Bechara Kara runs through the crowdfunding market’s recent milestones, highlighting some of the shortcomings that can potentially threaten crowdfunding as a tool for democratizing finance, concluding with suggestions for a balanced approach in promoting its evolution.