Aaleem Jiwa, Finance Expert in Dubai, United Arab Emirates
Aaleem Jiwa

Finance Expert in Dubai, United Arab Emirates

Member since November 15, 2017
As a Deloitte consulting manager, Aaleem led the creation of a business plan and financial model for a city-owned real estate firm that enabled them to develop 50 properties in ten years. He has helped owners of small companies and executive teams at multi-billion dollar entities optimize their businesses through financial analysis. Aaleem travels extensively, and freelancing allows him to deliver value to companies from any city in the world.
Aaleem is now available for hire

Career Highlights

Education

Select Certifications

Industry Expertise

Software Expertise

Employment

  • Fundraising Consultant | Financial Analyst

    2019 - PRESENT
    Canna Growth Industries (via Toptal)
    • Built a financial model for the design, development, and construction of ten $100-million turnkey cannabis growing-and-processing facilities.
    • Developed a dynamic investor waterfall model.
    • Created a pitch deck including insights on risks and potential mitigation used to raise $2 million preseed round.
    • Reviewed and modified a forecast of cannabis prices based on analyst reports and macroeconomic indicators.
    • Advised the management team on the negotiation of a land option and subsequent purchase-vs-land-lease decision.
    Focus areas: Financial Projections, Financial Models, Pitch Decks, Mergers & Acquisitions (M&A)
  • Independent Consultant

    2018 - PRESENT
    Independent Consulting (outside of Toptal)
    • Prepared a report on the fintech space in Singapore for eBay’s Global Managed Payments division.
    • Created a business plan for a proposed Sharia-compliant equity crowdfunding platform in the UK.
    • Conducted due diligence on crypto arb fund regarding US$1-million investment by investment club.
    • Advised on portfolio construction and ETF selection for a Malaysian resident to minimize US WHT.
    • Performed due diligence on shariah-compliant mutual funds for an Islamic robo advisor.
  • Consultant

    2019 - 2019
    Bain & Company
    • Was hired as employee #7 for a neobank to be launched in the Saudi Arabian market; led a team of three to create a 5-year financial model; advised on target market profile and matching product roadmap.
    • Built a financial model to analyze the costing of core banking system vendors under multiple user growth scenarios.
    • Designed use cases to test the digital banking functionality of short-listed banking system vendors.
    • Negotiated with core banking system vendors resulting in final savings of ~US$10 million.
  • Manager

    2014 - 2017
    Deloitte
    • Developed a dynamic financial model that included the monetization of 50 properties over a 10-year period, for a city-owned development corporation.
    • Built an asset-based model for the estate valuation of a $200-million real estate holding company.
    • Built a discounted cash flow (DCF) valuation based on the introduction of several new products for a medical device manufacturer. The model helped the company obtain a multimillion-dollar, multi-year, global licensing deal for one of their products.
    • Conducted an in-depth financial analysis of the operations of a research park, and aggregated and analyzed best practices from research parks across North America to create a new operating model for the park.
    • Created a go-to-market strategy for a silver-based pharmaceutical burn cream that included five-year revenue and cost projections.
    • Developed a detailed financial model and project analysis for three multi-family development projects in Alberta on behalf of investors to compare and select the best project to pursue.
    • Managed the construction and delivery of a 29 story office tower on behalf of the tenant. The project included the relocation of 3000 employees, significant upgrades to the company's technology infrastructure, and the centralization of many shared services.
    Focus areas: Real Estate Finance, Financial Modeling, Financial Model Auditing, DCF Valuation, Valuation, Project Evaluation, Revenue & Expense Projections, Revenue Modeling, Forecasting, P&L Forecasting, Cash Flow Forecasting, Cash Flow Modeling
  • Investment Analyst

    2013 - 2013
    Cenovus Ventures
    • Led the restructuring of three portfolio investments.
    • Conducted detailed market and business analyses on over 20 companies.
    • Presented an overview of the fund to Cenovus’ executive committee.
    • Researched, selected, and implemented a venture-focused CRM system.
    • Coordinated feedback from engineers, technical experts, and business line managers on potential portfolio companies.
    Focus areas: Venture Capital, Investment Analysis, Due Diligence, Financial Modeling
  • Consultant

    2010 - 2011
    DEG
    • Built a financial model to value active and fallow fish farms using local real estate prices and the price of fish as inputs.
    • Evaluated the financial viability of aquaculture operations, and built data-intensive risk assessment probability models to calculate their potential loss risk.
    • Modeled different profit scenarios based on changes in foreign exchange rates and the incorporation of various currency hedging strategies.
    • Built detailed cost estimates for aquaculture operations of varying type and size.
    Focus areas: Mergers & Acquisitions (M&A), Financial Modeling, Risk Analysis, FX Risk Analysis, Country Risk, Profitability Analysis, Revenue Modeling, Revenue & Expense Projections, Project Evaluation, Cost Estimation

Other Experience

  • Complex But Integral: An Overview of Real Estate Waterfalls (Publication)
    Waterfalls are an integral part of real estate investment terms, dictating the hierarchy of how cash is distributed to investors and the transaction’s sponsors. When structured correctly – with aligned incentives – they ensure that the deal is set up to achieve outsized success.

Education

  • Master of Business Administration (MBA) degree in Business Administration
    2018 - 2020
    London Business School - London, England
  • Bachelor's degree in Finance
    2011 - 2013
    University of Alberta - Edmonton, Alberta

Certifications

  • Chartered Financial Analyst (CFA)
    NOVEMBER 2018 - PRESENT
    CFA Institute
  • Bitcoin and Cryptocurrencies
    APRIL 2018 - PRESENT
    Princeton University via Coursera
  • Project Management Professional (PMP)
    APRIL 2015 - APRIL 2021
    Project Management Institute (PMI)

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