Brett McLane, Finance Expert in Reno, NV, United States
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Brett McLane

Verified Expert  in Finance

Finance Expert

Reno, NV, United States
Toptal Member Since
January 17, 2017

Brett has been the lead underwriter on pro rata and institutional credit facilities ranging from $250,000 to over $1.1 billion. With 15+ years of finance experience across the US, including Wells Fargo, Bank of America, and Zions Bancorp, Brett has structured debt transactions for various industries, including gaming, lodging & leisure, construction, food & beverage, software, and investor real estate.

Career Highlights

Education Highlights

Bachelor's Degree
Virginia Tech

Work Experience

Portfolio Manager-Gaming | Vice President

2018 - PRESENT
Wells Fargo
  • Managed bilateral and syndicated loan books totaling nearly $1 billion in credit exposure to the gaming industry.
  • Originated more than $650 million in loan commitments in 2021, generating over $4 million indirect fees and $10 million in shared fees.
  • Rated as "consistently exceeds expectations" during semi-annual and annual performance reviews.
Focus areas: Revenue & Expense Projections, Credit Underwriting, Analysis, Syndication

Portfolio Manager | Vice President

2014 - 2016
Zions Bancorporation
  • Acted as the subject matter expert for software conversion and implementation.
  • Worked with a portfolio of borrowers to develop financial projections on both cash and accrual basis.
  • Co-wrote policy and procedure updates for asset-based lending, portfolio monitoring, and various regulatory compliance mandates.
  • Maintained and deepened relationships, underwrote and monitored commercial & industrial loans—including commercial real estate, for a $150 million portfolio with a focus on medical/professional practices, leveraged lending, higher risk commercial & industrial, and enterprise value financing (including casino/gaming operators, hotels/resorts, and construction contractors).
Focus areas: Portfolio Analysis, Price Analysis, Three-statement Modeling, Valuation Modeling, Interest Rate Risk, Revenue & Expense Projections, Debtor & Creditor Management, Due Diligence, Ratio Analysis, Legal, Compliance, Financial Modeling, Financial Risk Assessment

Portfolio Manager | Assistant Vice President

2012 - 2014
Columbia Bank
  • Built and implemented a portfolio monitoring program for a community bank during a period of rapid growth and acquisition.
  • Led construction monitoring activities for multi-family and industrial building projects.
  • Developed a portfolio of food and beverage industry businesses in the rapidly growing Pacific Northwest brewery market.
Focus areas: Ratio Analysis, Management, Audits, Financial Risk Assessment, Debtor & Creditor Management, Relationship Management

Financial Analyst

2011 - 2012
Bank of the Cascades
  • Worked as a part of a team of professionals brought on board to pull a small community bank (under $1 billion) out from under an FDIC cease and desist order.
  • Implemented solutions for ensuring compliance with internal guidelines, Basel requirements, and federal regulations for a Pacific Northwest loan portfolio.
  • Assigned risk ratings to revolving lines of credit, construction loans, land development loans, and commercial term loans for the purpose of capital reserve budgeting.
Focus areas: Commercial Real Estate, Financial Risk Assessment

Portfolio Manager | Assistant Vice President

2005 - 2010
Bank of America
  • Executed and was responsible for underwriting, structuring, documenting, and approving credit transactions for middle market clients with annual revenues ranging from $10 million to $2 billion.
  • Performed credit risk analysis with an emphasis on historical and projected cash flows, repayment capacity, industry trends, company management, and collateral valuation for a portfolio of clients with outstanding loan balances totaling approximately $500 million.
  • Compiled a rolling 90-day forecast of projected new loans and expected change in existing loan balances on a monthly basis for a Pacific Northwest portfolio of more than $2 billion.
Focus areas: Budgeting, Portfolio Analysis, Bankruptcy, Corporate Restructuring, Financial Risk Assessment, Financial Planning & Analysis (FP&A), Corporate Finance, Equity Research, Mergers & Acquisitions (M&A)

Financial Analyst

2004 - 2005
General Dynamics
  • Generated, analyzed, and presented monthly financial summaries for purposes of identifying risks and opportunities and significant variances to plans to the business area finance manager.
  • Prepared project estimates to complete issued project budgets, and monitored program performance in the areas of sales, costs, margin, and cash flow in an earned value Management setting.
  • Implemented an Oracle-based MRP system.
  • Supported audits for Sarbanes-Oxley and ISO-9001.
Focus areas: Management, Audits, Accounting, Financial Reporting, Financial Planning & Analysis (FP&A)
2000 - 2004

Bachelor's Degree in Finance

Virginia Tech - Blacksburg, VA, USA


Credit Risk Certification

Risk Management Association


Ratio Analysis, Valuation, Credit/Debt, Credit Risk, Three-statement Modeling, Credit Underwriting, Due Diligence, Revenue & Expense Projections, Interest Rate Risk, Price Analysis, Mergers & Acquisitions (M&A), Risk Analysis, Debtor & Creditor Management, Financial Modeling, Financial Planning & Analysis (FP&A), Financial Risk Assessment, Data Analysis, Valuation Modeling, Portfolio Analysis, Equity Research, Corporate Finance, Budgeting, Financial Reporting, Accounting

Industry Expertise

Banking & Finance, Food & Beverage, Commercial Real Estate

Output Software

Microsoft PowerPoint, Microsoft Excel


Gaming, Debt Financing, Analysis, Syndication, Relationship Management, Industry Analysis, Debt Issuance, Tourism, Leveraged Finance, Financial Forecasting, Compliance, Legal, Audits, Management, Corporate Restructuring, Bankruptcy, Risk Management, Negotiation, Leveraged Buyout (LBO), Finance

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