Germee Ronirose
Verified Expert in Finance
Finance Expert
London, United Kingdom
Toptal member since October 19, 2022
Germee is a finance expert who helps startups and mid-sized clients in the UK, US, and Asia attract over $128 million in funding. As an investment banker at ING Bank, she advised clients to purchase and sell companies, including the second-largest geothermal company in the world. Germee has created value for clients in various industries through data-driven financial strategy.
Career Highlights
Education Highlights
Certification Highlights
Case Studies
Expertise
Work Experience
Founder | CEO | Data Scientist | AI/ML Professional
Roni AI (Ainnovate Ltd)
- Developed Roni AI, a cutting-edge financial assistant, leveraging my expertise in finance.
- Built an AI/ML cash flow forecast and chat assistant.
- Created an easy-to-use UI/UX design that makes it easy for management to look at their KPIs.
CEO
Dearest Technologies
- Managed designing and implementing AI and AR tools for the jewelry and luxury sector.
- Supervised a tech team to implement cutting-edge technology in a startup.
- Created valuation models and fundraised for the startup.
Partial CFO Services
Ainnovate Ltd
- Oversaw an Australian hotel group's profitability and cash flow management using financial and CVP analysis and budgets.
- Managed the profitability and cash flow management of an American services group using financial analysis and improvement of accounting systems.
- Spearheaded a mining group's profitability and cash flow management using financial analysis, valuation models, and CVP analysis.
Financial and Strategy Advisor
Freelance
- Served as a financial and strategic advisor to different companies, modeling acquisition costs and creating strategies for maximizing costs with growing revenues.
- Organized financial valuation and strategy and reduced accounting and finance costs of teams by 25% to 40%.
- Created investor and decks, performed company due diligence for buy-side transactions, and supervised data room preparation for sell-side transactions.
- Helped fundraise $30 million for startups and mid-sized clients across industries, including retail, banking, construction, and hospitality.
Investment Banker
ING Group
- Served as a part of the financial team advising the sale of the world's second-largest geothermal power plant, EDC, with a deal value of $812 million. Advised on $1 billion in mergers and acquisition deals in retail, banking, and energy.
- Created valuation analysis for various clients in different industries, including major retailers and banks, performed due diligence and prepared data rooms.
- Studied contracts for significant acquisitions and advised on possible acquisition targets.
Education
Coding Bootcamp in Full-stack Software Engineering
Avion School Coding Bootcamp - www.avionschool.com
Professional Master in Data Science (Analytics) in Data Science
University of the Philippines - Diliman, Quezon City
Master's Degree in Finance
Bocconi University - Milan, Italy
Bachelor's Degree in Business Administration and Accountancy
University of the Philippines - Diliman, Philippines
Certifications
Certified Public Accountant (CPA)
PICPA
Skills
Finance
Fundraising, Accounting, Financial Modeling, Three-statement Modeling, Mergers & Acquisitions (M&A), Forecasting, Capital Budgeting, Value Investing, DCF Valuation, Startup Funding, Discounted Cash Flow (DCF), Seed Fundraising, Equity Research, Asset Allocation, Revenue & Expense Projections, Equity Research Analysis, CFO, Market Research, Valuation, RiskMetrics, Financial Planning & Analysis (FP&A), Budgeting, M&A (Sell-side), Business Intelligence (BI), Mezzanine, Debt, M&A (Buy-side), Cross-border M&A, Due Diligence, REITs, Investment Memoranda, Asset-based Finance, Credit/Debt, Consumer Lending, Controller, Cash Management, Cash Flow, Project Finance, Total Addressable Market (TAM), Data Analysis, Investment Briefs, Private Equity, Capital Structuring, Equity Raises, Debt Raises, Project Evaluation, Taxation, Pricing, Pricing Strategy, P&L Forecasting, Profit & Loss (P&L), International Finance, Cash Flow Modeling, Consumer Loans, UK GAAP, Credit Analysis, Credit Risk, Risk, Financial Risk Assessment, Operational Finance, Comparable Company Analysis, Specialty Finance, FIG, Pro Forma Financial Statements, Certified Public Accountant (CPA), Lease Accounting, Short-term Investments, Series A, Financial Reporting, Accounting Consolidation, Internal Financial Reporting, M&A Modeling, Corporate Finance, Cost Reduction & Optimization (Cost-down), Credit Underwriting, CPA, Cash Flow Forecasting, Financial Consolidation, Valuation Modeling, Equity Valuation, Profitability Analysis, Fund Management, Series B, Property Tax, Blockchain, Debt Analysis, Cap Table Formation, Profitability Optimization, ROI, Balance Sheets, Pre-revenue Valuation, Finance Strategy, Budget Controls, Seed Enterprise Investment Scheme (SEIS), Payables
Output Software
Microsoft Excel, Microsoft PowerPoint, Excel 2016, Stripe Payments
Data & Analysis Software
QuickBooks Online, Tableau, Xero Accounting, Financial Data, Intuit QuickBooks, NetSuite, SQL
Industry Expertise
Capital Markets, Venture Capital, Construction, Early-stage Startups, Entertainment & Leisure, Real Estate, Food & Beverage, Franchises, Technology, Confidential Information Memorandum (CIM), Oil & Gas, Higher Education, Real Estate Development, Energy, Healthcare, Exercise & Fitness, Banking & Finance, Education Technology (Edtech), For-profit Education, Software, Public Companies, Restaurants & Dining, High-tech Startups, Health & Wellness, Music, Apparel & Accessories, Institutional Investors, Hygiene & Personal Care, Retail & Wholesale, Professional Services, Consumer Products, Insurance, Small Business, Film & Television, IFRS 17, Fashion, Luxury Goods, Hospitality, Renewable Energy
Geographic Expertise
United States, United Kingdom, Asia-Pacific (APAC), Singapore, Spain, Middle East, Japan
Other
Financial Analysis, Finance, Business Models, Startups, Luxury Industry, Artificial Intelligence (AI), Budget Modeling, Investor Reporting, Investor Relations, Investor Presentations, Pitch Decks, Startup Consulting, Data Analytics, Capital Asset Pricing Model (CAPM), Equities, Scenario Analysis, Marketplace Platforms, Interim CFO, Market Segmentation, Market Research Analyst, Business Plan Consulting, Financing, Investment Banking, Clean Energy, Manufacturing, Cash Flow Management, Cash Flow Analysis, Machine Learning, Business Loans, Small & Medium-sized Enterprises (SME), SME/SMB Financing, Loans & Lending, Financial Forecasting, M&A Due Diligence (Financial), Fractional CFO, Real Estate Investment Trust (REIT), Inventory Management, Financial Risk Management, Pricing Models, Pitch Deck Consultant, Strategy, Investments, Inventory Cost Accounting, Monthly Close Process, SaaS, Platforms, DCF Modeling, Energy Storage, Interim Financial Controllers, Process Mapping, Reporting, Revenue Projections, Mobility, Investment Analysis, Investment Committee Advisory, Deal Sourcing, Fintech, Fintech Consultant, Excel Modeling, Excel Expert, Debt Financing, Information Memoranda, Business Strategy, Family Office, Fund Accounting & Administration, Software as a Service (SaaS), Early-stage Funding, Cap Tables, Waterfall Modeling, Cryptocurrency Exchanges, Biotechnology, Investment Funds, Cost Accounting, Xero, US GAAP, Grants, Equity Investment, Investment Consulting, Impact Investing, Chief of Staff, GAAP, GAAP Compliance, Bookkeeping, Financial Transformation, Change Management, Project Management, Data, B2B, Renewables, Green Energy, P&L Analysis, P&L Management, P&L Responsibility, Business Planning, Commercial Real Estate Finance (CREF), Hedge Funds, Early-stage Venture Capital, Analysis, Administrative Procedures, Systems & Procedures, Equity Markets, Statistics, Statistical Analysis, Wellness, Process Design, Business to Business (B2B), Merchant Cash Advances, Cohort Analysis, Audits, Complex Account Reconciliations, Inter-company Reconcilation, Reconciliation, Business Analysis, B2B Partnerships, Digital Media, Decentralized Finance (DeFi), Digital Product Development, Underwriting, Revenue Recognition, Month-end Processes, M&A Strategy, Digital Banking, Applications, Business Services, Growth Strategy, Operations, Policies & Procedures Compliance, Edtech Design, Education, Data Rooms, Enterprise SaaS, Database as a Service (DBaaS), Marketplaces, Accounts Receivable, Automation, QuickBooks API, Sage 50, eCommerce, APIs, Migration, Fundraising Consultant, IFRS Consolidation, Mobile Games, Virtual CFO, Invoices, VAT Return Preparation, Troubleshooting, Data Visualization, Accounts Payable, Consumer Banking, Neobanks, Visual Storytelling, Business Model Strategy, Vacation Rental Management, Subscriptions, Enterprise Software, Consolidated Reporting, IRR, Risk Management, Risk & Compliance, Capitalization Tables, Accounting Software, Accounting System Migrations, Family Office Consultants, Credit Scores, Distressed/Special Situations, Corporate Finance Consultant, Business Proposals, Psychology & Mental Health, Marketing Strategy, Music Production, Music Publishing, Process Optimization, Operational Workflow, Target Operating Models, Corporate Governance, Reorganization, Vendor Selection, Vendors & Suppliers, Business Restructuring, Team Management, Sourcing, Paid Advertising, COO, System Optimization, Social Media APIs, Fundraising Strategy, Event Management, Event Management Platforms, Chatbots, Consolidation, Controllership, Foreign Currency, Part-time CFO, Leveraged Buyout (LBO), Growth Strategy Consultants, Personal Care, Loans, Dashboards, Management Reports, Key Performance Indicators (KPIs), IFRS Financial Reporting, ERP Implementation, Advertising, Media, Term Sheet Advisory, AR/AP Management, Business Development, Fitness, Leadership, Operational Efficiency Improvement, Nutrition & Supplements, Team Leadership, Brand Marketing, Brand Management, Legal, Due Diligence Consultant, Corporate Planning, NAV, Waterfall Methodology, Spinoffs, Microsoft Power BI, Financial Controls & Processes, SAP ERP, Cash Flow Consultant, Business Operations, Marketing, B2C, Go-to-market Strategy, B2C Marketing, Product Launch, Excel Macros, Operating Models, Growth, Performance Improvement, Human Resources (HR), Events, Business Intelligence Consultant, Small Business Management, Consumer Packaged Goods (CPG), CPG, Financial Consultation, Financial Controlling, Internal Control, Tax Accounting, Gaming, Compliance, Controllership/Accounting, Board Reporting, Storytelling, Strategic Planning, Hiring, Compensation, HR/Workforce Transformation, HR Transformation, Business Evaluation, Value at Risk, Foreign Exchange, Regtech, Acquisitions, Sales, Direct to Consumer (D2C), CAPEX, eCommerce Analysis, Demand Planning, Data Modeling, Sales Forecasting, Business Analytics, Sensitivity Analysis, Financial Reporting Dashboards, BI Reports, Core Banking Systems, M&A Analysis, Chief Operations Officer (COO), Compensation Plans, Software Development, Generative Artificial Intelligence (GenAI), White Papers, Revenue Analysis, Brand Strategy, Board Presentations, Financial Statements, Business Process Analysis, Stripe, Cost Analysis, Compensation Programs, Car Rental, Training, Billing & Collections, Invoicing, Travel, Zoho Books, Request for Information (RFI), Consulting, Proposals, Bloomberg Terminal, Metals & Mining, Solar, Infrastructure, Management, Auditing, Financials, Data Science, Big Data, Software Design
How to Work with Toptal
Toptal matches you directly with global industry experts from our network in hours—not weeks or months.
Share your needs
Choose your talent
Start your risk-free talent trial
Top talent is in high demand.
Start hiring