Jerry Nemorin, Finance Expert in Miami, United States
Jerry Nemorin

Finance Expert in Miami, United States

Member since September 13, 2022
Jerry is an expert in financial modeling, valuation, M&A, fintech, startups, and debt and equity capital raising. He previously founded a venture-backed fintech company that raised over $12 million in equity and $250 million in debt capital. Jerry worked in corporate treasury for Fortune 500s and advised on LBO transactions and high-yield debt capital raises. As a Toptal freelancer, he wants to offer his expertise to a broader group of companies at all stages.
Jerry is now available for hire

Education

Case studies

Expertise

Employment

  • Board Member

    2020 - PRESENT
    Moneythink
    • Advised the executive director on new go-to-market technology products, strategies, and sustainable funding.
    • Helped review a Gates grant application that resulted in the largest grant to the organization to date.
    • Led an exercise to identify potential opportunities to monetize the platform to create a sustainable funding model.
    Focus areas: Business Strategy, Business Plan Consulting, Pricing Models, Pricing, Growth Strategy, United States
  • Founder & CEO

    2013 - 2022
    Lend Street Financial
    • Raised $12 million in venture capital and $250 million in debt capital.
    • Developed an underwriting approach that outperformed FICO by 116 points.
    • Built and syndicated a profitable loan product to institutional investors.
    • Selected to integrate the inaugural cohort of Launch with GS, Goldman Sachs' business accelerator.
    Focus areas: Startups, Fintech, Consumer Lending, Private Capital Markets, Business Strategy, Go-to-market Strategy, Strategy, Financial Management, Market Research, Market Segmentation, Total Addressable Market (TAM), Competition Research, Pitch Decks, Valuation Modeling, Business Plan Consulting, Three-statement Modeling, Forecasting, Digital Banking, Revenue & Expense Projections, Budgeting, Credit Risk, Banking & Finance, Credit Underwriting, Credit/Debt, Credit Scores, Fundraising, Marketplaces, Business Models, PowerPoint Design, Pricing Models, Pricing, Growth Strategy, Startup Growth Strategy Development, Market Fit, DCF Modeling, Cap Tables, Scenario Analysis, Venture Capital, Exit Strategy, Financial Analysis, Data Analysis, Market Research Analyst, SaaS, Seed Fundraising, Fundraising Strategy, Financial Planning & Analysis (FP&A), Analysis, Excel Modeling, Excel Expert, Cash Flow, Accounts Receivable, Business to Business (B2B), Financing, Pitch Deck Consultant, Accounting, Fractional CFO, Small & Medium-sized Enterprises (SME), Early-stage Startups, Early-stage Venture Capital, Early-stage Funding, Startup Funding, Profitability Analysis, Financial Products, Consumer Banking, Crowdfunding, Cash Flow Modeling, Interim CFO, CFO, United States, Treasury, Financial Data, Treasury & Liquidity Management
  • Associate, Financial Sponsors

    2007 - 2010
    Bank of America
    • Advised on transactions with an aggregate value of over $2 billion in high-yield debt capital.
    • Analyzed credit considerations for a $15 billion leverage financial proposal to support the acquisition of a consumer product company by a consortium of private equity firms.
    • Conducted discounted cash flow (DCF), optimal capital structure, and weighted average cost of capital (WACC) analyses, advising clients on strategic financial initiatives for funding future employees' benefit obligations.
    Focus areas: Private Equity, Leveraged Finance, Leveraged Buyout (LBO), Business Strategy, Go-to-market Strategy, Strategy, Financial Management, Market Research, Market Segmentation, Total Addressable Market (TAM), Competition Research, Pitch Decks, Valuation Modeling, Leveraged Buyout Modeling, Three-statement Modeling, Forecasting, Revenue & Expense Projections, Budgeting, Credit Risk, Banking & Finance, Credit Underwriting, Fundraising, Fundraising Consultant, PowerPoint Design, Pricing Models, Growth Strategy, Valuation, DCF Valuation, DCF Modeling, Scenario Analysis, Exit Strategy, Mergers & Acquisitions (M&A), Financial Analysis, M&A Modeling, Pro Forma Analysis, Data Analysis, Market Research Analyst, Fundraising Strategy, Financial Planning & Analysis (FP&A), Analysis, Excel Modeling, Excel Expert, Cash Flow, Accounts Receivable, Business to Business (B2B), Financing, Pitch Deck Consultant, Accounting, Early-stage Venture Capital, Profitability Analysis, Cash Flow Modeling, Interim CFO, CFO, United States, Treasury Management, Financial Data, Treasury & Liquidity Management
  • Treasury Analyst, Banking Relations & Trade Finance

    2004 - 2006
    Tyco
    • Redesigned the banking relations evaluation process reducing the cycle time by three days while increasing the scope and quality of data provided to senior management.
    • Managed a pilot test and trained requestors, approvers, and facilitators for a global Six Sigma project to improve contingent liability requests and tracking processes. This project earned the Pinnacle and the Alexander Hamilton awards.
    • Reviewed and analyzed contingent liability requests from the subsidiaries and drafted recommendations to the treasurer and CFO.
    Focus areas: Trade Finance, Project Finance, Business Strategy, Strategy, Financial Management, Pitch Decks, Three-statement Modeling, Forecasting, Revenue & Expense Projections, Budgeting, Banking & Finance, Real Estate, PowerPoint Design, Pricing Models, Pricing, Growth Strategy, Valuation, Transportation & Shipping, DCF Valuation, DCF Modeling, Scenario Analysis, Mergers & Acquisitions (M&A), Financial Analysis, M&A Modeling, Pro Forma Analysis, Data Analysis, Market Research Analyst, Financial Planning & Analysis (FP&A), Analysis, Excel Modeling, Excel Expert, Cash Flow, Accounts Receivable, Business to Business (B2B), Financing, Pitch Deck Consultant, Accounting, Inventory, Clean Energy, Profitability Analysis, Cash Flow Modeling, Interim CFO, United States, Treasury, Treasury Management, Financial Data, Treasury & Liquidity Management
  • Sports Agent Trainee

    2004 - 2004
    Impact Sports
    • Designed the pitch deck for an NFL draft prospect highlighting the firm's capabilities, the comparable athletes, the draft slot, and the expected compensation analysis. The presentation resulted in the client signing with the agency.
    • Completed comparative salary analysis for our clients who were free agents ahead of the free agency period to determine appropriate parameters for contract negotiation.
    • Wrote a story comparing our two top clients going into the draft and highlighted their relative family background, skill set, and production. We pitched the story to media outlets, and it made the front page of the ESPN website.
    Focus areas: Pitch Decks, United States

Education

  • Master's Degree in Business Administration (MBA)
    2006 - 2008
    University of Virginia - Charlottesville, VA, USA
  • Bachelor's Degree in Finance
    2000 - 2004
    University of Florida - Gainesville, FL, USA

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