Orvile Rabino, CFA, CPA, Finance Expert in Prague, Czech Republic
Orvile Rabino, CFA, CPA

Finance Expert in Prague, Czech Republic

Member since February 22, 2022
Orvile is a senior finance executive with experience in leading the financial planning, reporting, and controlling of a global leader in consumer finance technology with $20+ billion in assets, 100,000+ employees, and 130+ million customers. He is a well-rounded and data-savvy professional who enjoys advising multiple startup management teams with his complete suite of finance expertise.
Orvile is now available for hire

Career Highlights

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Case studies

Expertise

Employment

  • Senior FP&A Manager

    2018 - PRESENT
    Home Credit Group
    • Led the planning and budgeting process of a global leader in consumer finance technology with $20+ billion in assets, 100,000+ employees, and 130+ million customers.
    • Assisted the local finance teams in assessing country performance, identifying key risks and opportunities, reviewing and approving new product proposals, and preparing budgets, forecasts, and profitability analyses.
    • Performed the offsite visits to local operations and conducted business health checks. Contributed to the area of operations management and product profitability evaluations.
    • Created Power BI dashboards for value-added services monitoring and product profitability analytics for top management reporting.
    • Performed deep-dive analysis and benchmarking on multiple countries' telesales performance with data science tools.
    • Established the financial evaluation model for the joint-financing schemes and asset sale transactions in multiple countries.
    • Reviewed the loans and portfolio modeling of the local operations, including incorporating various credit risk parameters and IFRS 9 compliance.
    • Controlled the product pricing, reviewed product profitability sensitivities, and break-even scenarios.
    • Designed and implemented customer and product profitability and unit economics in multiple countries of operation.
    • Acted as a key player in the IPO and M&A preparations that involved the creation of financial projections, management presentations, and due diligence.
    Focus areas: Financial Planning & Analysis (FP&A), Mergers & Acquisitions (M&A), Financial Controlling, Financial Modeling, Credit Risk, Fintech, Budgeting, Controlling, IFRS Consolidation, Treasury, Funding Strategy, Profit & Loss (P&L), Profit Maximization, Customer Lifetime Value, Consumer Loans, Credit Scores, Risk Management, Corporate Finance, Business Advisory, Operational Finance, Process Automation, CFO, eCommerce, Quantitative Finance, Data Science, Microsoft Power BI, PL/SQL, Oracle Hyperion Planning, Python 3, Forecasting, Loans & Lending, Consumer Lending, Microsoft Excel, Valuation, Revenue & Expense Projections, Due Diligence, Mortgages, IFRS 9, Business Planning, Cash Management, Accounting, Auditing, Business Taxation, Internal Control Evaluation, Microsoft PowerPoint, SAP, Control & Cost Analysis, Capacity Planning, Pricing, Revenue Management, CAPEX Budgeting & Inventory Management, Reporting, Business Analysis, CAPEX, Cash Flow, Interim CFO
  • Consultant | Financial Modeler

    2017 - PRESENT
    Multiple Startups
    • Prepared the financial projections of a startup dating app in the US. The model output included three revenue streams, namely, subscriptions, in-app purchases, and advertisements.
    • Managed the full spectrum of the record-to-report accounting process of a fisheries group operating in the Caribbean. Recommended improvement in the legal structure to optimize costs, including taxes.
    • Created an operating model for a distributor of anti-erosion products sold to construction companies. The final output was a working planning tool used to manage inventory levels and cash flows as their business grow.
    • Established and streamlined the financial planning and reporting process for one of the biggest oil and gas exploration in the US. Provided clean structure to the enterprise data flows and controls.
    • Designed a simple Excel-based accounting system for a startup dating app.
    • Prepared a financial projections model for a wearable cameras company that involved operational benchmarking with GoPro. Output was used to justify a $6 million capital raise.
    • Constructed a startup model, including cost-benefit analysis for a US coffee shop company for their planned expansion to ten locations.
    • Created a franchise model for a global health and fitness club company that shows the potential progression of revenues, expenses, and cash flows over time.
    • Prepared a business plan, including financial projections of a pharmaceutical company with a business model that fully integrates the interaction of the doctor-pharmacy-patient.
    • Served as fractional CFO for a cannabis dispensary retail company with $30M+ annual revenues and a presence in ten locations.
    Focus areas: Financial Modeling, Revenue & Expense Projections, Fundraising, Valuation, DCF Valuation, Accounting, Taxation, QuickBooks Online, Intuit QuickBooks, Financial Controlling, Microsoft Excel, Fintech, Robotics, Financial Consultation, Financial Advisory, Business Planning, Mortgages, Cash Management, Auditing, Corporate Finance, Business Taxation, Financial Planning & Analysis (FP&A), Microsoft PowerPoint, Mergers & Acquisitions (M&A), Capacity Planning, Budgeting, Funding Strategy, Startups, Customer Lifetime Value, Profit & Loss (P&L), Pricing, Business Analysis, Small & Medium-sized Enterprises (SME), Fractional CFO, Inventory, Interim CFO
  • Business Controller

    2016 - 2018
    Home Credit Philippines
    • Managed a team that controlled all functional departments' $20+ million operational spendings, regularly interacting with the CEO and top management on cost strategies and departmental performance.
    • Brought down annual operating expenses by 10% or $2 million by resolving operational inefficiencies two months after joining the company.
    • Created a comprehensive operational model as the main tool for annual budgeting and quarterly re-forecasting, which improved the productivity of the management process to be one of the best in the group.
    • Handled the SAP migration process covering the FICO and payroll module. Established the cost center reporting and formalized the organizational cost ownership structure.
    • Established the cost management system by combining various data sources, including operational DWH and ERP outputs.
    • Oversaw the monthly closing process and management reporting by reviewing cost allocations and accruals, taxes, payroll, capital expenditures, and revenues.
    Focus areas: Financial Planning & Analysis (FP&A), Control & Cost Analysis, Capacity Planning, Budgeting, Funding Strategy, Controller, Financial Controlling, Data, Data Science, Risk Management, Costing, Cost Management, Forecasting, Microsoft Excel, Valuation, Fintech, Revenue & Expense Projections, Loans & Lending, Business Planning, IFRS 9, Cash Management, Accounting, Auditing, Corporate Finance, Business Taxation, Internal Control Evaluation, Microsoft PowerPoint, Microsoft Power BI, Oracle Hyperion Planning, PL/SQL, Python 3, Mergers & Acquisitions (M&A), Credit Risk, SAP, Startups, Controlling, IFRS Consolidation, Customer Lifetime Value, Profit & Loss (P&L), Pricing, Revenue Management, CAPEX Budgeting & Inventory Management, Operating Expenses (OPEX), Reporting, Business Analysis, CAPEX
  • FP&A Manager

    2015 - 2016
    San Miguel Corporation (Telco Arm)
    • Played a key role in the pioneer team of the $2.2 billion merger project that initially set up the FP&A function, including management reporting, products and deal management, and business partnering.
    • Engaged with the department heads to implement the top-down strategy with a bottom-up plan. Created the debt drawdown and repayment schedule for the deal from various funding sources.
    • Led the accounting system (SAP) migration process that includes reviewing and proposing change requests in the controlling module to incorporate best practice management reporting.
    • Oversaw and reviewed the month-end closing process of the accounting books.
    • Managed the business liquidation accounting process after the eventual buyout by the competitor.
    Focus areas: Mergers & Acquisitions (M&A), Startups, Process Design, Financial Controlling, Strategic Planning, Forecasting, CFO, Microsoft Excel, Valuation, Revenue & Expense Projections, Business Planning, Cash Management, Accounting, Auditing, Corporate Finance, Business Taxation, Financial Planning & Analysis (FP&A), Internal Control Evaluation, Microsoft PowerPoint, SAP, Control & Cost Analysis, Capacity Planning, Budgeting, Funding Strategy, Controlling, IFRS Consolidation, Profit & Loss (P&L), Pricing, Liquidation Analysis, CAPEX Budgeting & Inventory Management, CAPEX
  • Associate Auditor

    2014 - 2015
    EY
    • Reviewed financial accounts of multinational companies from real estate, healthcare, hospitality, education, and retail industries to ensure the validity and legality of their financial records.
    • Acted in a semi-advisory role to recommend possible risk aversion measures and cost savings that could be made.
    • Identified the undetected accounting issues that lasted for a long time due to self-formulated procedures.
    Focus areas: Auditing, US GAAP, IFRS Standards, Financial Controlling, Microsoft Excel, Accounting, Internal Control Evaluation, SAP, Intuit QuickBooks, Control & Cost Analysis, Profit & Loss (P&L), CAPEX Budgeting & Inventory Management

Education

  • Bachelor's Degree in Accountancy
    2009 - 2014
    Adventist University of the Philippines - Cavite, Philippines

Certifications

  • Data Scientist Track
    DECEMBER 2021 - PRESENT
    DataCamp
  • Chartered Financial Analyst (CFA)
    OCTOBER 2019 - PRESENT
    CFA institute
  • Certified Public Accountant (CPA)
    JULY 2014 - PRESENT
    Professional Regulation Commission

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