Ricardo has 10+ years of experience in corporate finance, strategy advisory, M&A, and restructuring, as well as risk, analytics, and digital. He is a former Oliver Wyman consultant with prior investment banking at Rothschild and equity research experience as a hedge fund analyst. Ricardo holds a Master in Finance from the Nova School of Business and Economics and is a Level 3 CFA candidate.
Delivered the valuation and advisory mandate for a global private equity firm: Bidding for a real estate servicing platform and the credits of a large European bank.
Served as the regulatory stress test support for one of Europe’s largest banks: Projection of credit risk-weighted assets, loan loss provisions, and capital position.
Developed the operational efficiency program for one of the largest European banking institutions: Completed cost perimeter definition and functional mapping and analysis to improve the institution's size and resource allocation capabilities.
Delivered the target operating model and strategic review for an Iberian real estate servicer: Value chain, key business activities, implementation program and guidelines, governance charter, and evaluation of sourcing opportunities.
Spearheaded a comprehensive assessment for the Greek banking system under the European regulatory body's stress testing exercise, within quality assurance and submission review responsibilities.
Acted in an advisory role on the recapitalization of four of the largest national banks, namely and in being responsible for the valuation, capital estimation, research initiatives, and preparation of materials and documentation.
Completed financial modeling of the regulatory capital and shareholder structures, as well as a review of bank accounting, operations, and P&L for current and prospective European banking institutions.
Developed overall country coverage for Portugal: Prepared marketing materials and research and support with ongoing and prospective mandates involving Portuguese clients and corporate.
Completed buy-side M&A advisory support on the bidding process for a large state-owned airport operator, post-transaction closing, and the preparation of documentation and materials for clients and internal stakeholders.
Conducted equity research of financial institutions, with oversight of c. 10% of fund’s assets, >80% profitable investment ideas in last four quarters through fundamental analysis, valuation work, and the preparation of investment recommendations.
Offered investment management by assisting in the hedge fund’s investment process, strategic allocation, and risk management policy as first line support to portfolio managers; monthly performance reports, client presentations and internal reporting.
Delivered tool developments for investment idea generation and the compilation of relevant research for portfolio managers and risk reporting.
Focus areas: Presentations, Valuation, Fundamental Analysis, Industry Research, Equity Research
Master's Degree in Finance
2011 - 2012
Nova School of Business and Economics - Lisbon, Portugal
Bachelor's Degree in Business Administration
2004 - 2009
University of Porto - School of Economics and Management - Porto, Portugal