
Ashish Pandey
Verified Expert in Product Management
Product Manager
Bengaluru, Karnataka, India
Toptal member since December 4, 2020
Ashish is a strategic and hands-on product manager with expertise in investment banking and analytics and experience ranging from startups to JPMC, the largest bank on the planet. He has established and led cross-functional teams with up to 25 people in an end-to-end product innovation process. With a technical background and 20+ years of experience, Ashish is adept at building trust with engineers and leading teams to build products that solve complex problems and deliver significant value.
Project Highlights
Expertise
- Agile Product Management
- Jira
- Kanban
- Product Management
- Product Portfolio Manager
- Product Strategy
- SaaS Product Management
- Scrum
Work Experience
Vice President
JPMorgan Chase
- Worked on JPMTransact, a market-leading corporate execution platform to seamlessly integrate treasury hedging and payment solutions across freely convertible and restricted markets. Enables a consistent, streamlined, and global UX from Mumbai to NY.
- Led payments, funds control, payment compliance, documentation integration, reconciliations, mark-to-market valuations, currency configurations, and branch rollouts in ex-USA markets.
- Led the revamping of XIB, a trade analytics platform, to a new tech stack employing big data and cloud technologies. Reduced operating costs by 40% while owning and driving the XIB product roadmap, requirements, data models, workflows, and OKRs.
- Owned data consumption, validation, and enrichment based on workflows and shared the prepped data with downstream systems. XIB receives trading data from 300 data providers and reference data from around 20 data providers via API calls.
- Owned product and sprint backlogs, alpha testing, and approval for new features and feature changes to the XIB legacy architecture. Reduced change requests by 50% by solving problems that had been deemed unsolvable for years.
Product Manager
Eka Analytics
- Worked directly with the Eka CEO on product strategy by identifying niche product concepts and go-to-market strategies based on market landscape analysis. The KPI was to secure pilot clients.
- Leveraged blockchain to create the prototype of a farm-to-fork tracking supply chain that went live with the Coffee Board of India.
- Created prototypes of credit, revenue, and client analytics apps using the CLTV framework and released them to sales for potential clients.
- Built a consumer credit analytics suite of products that included credit scoring. Collected strategies for prioritization, proposed extensions, and piloted the suite with an agricultural inputs finance company.
Senior Business Analyst
ANZ
- Owned the roadmaps of two products (AXLE and OTCRE) that were used by ANZ people internally and by its clients. Served as both an internal and enterprise product manager.
- Collaborated with sales to onboard Asian currencies on AXLE, the company's foreign exchange (FX) products marketplace. This improved ANZ’s product offerings and reduced the trader (sales) response time to clients' liquidity requests by 80-90%.
- Focused on data consumption and processing and ensured that the prepped data was reflected correctly on the client side. AXLE obtained liquidity and trading data via message queues from data providers such as Barclays, Bloomberg, TR, and GS.
- Onboarded new products by obtaining new data on Asian currencies trading via message queues from Asian countries such as India and Indonesia.
- Headed new data consumption, processing, and reporting when OTCRE obtained live trading data (streaming data via message queues) from exchanges and SEFs and pricing at EOD (data dump).
- Created PRDs that went to the ANZ India CEO for approval and brought ANZ India into compliance with the RBI clearing regulation. Drove gap analysis between regulatory requirements and ANZ’s capabilities, then improved compliance from 75% to 85+%.
Associate Vice President
Deutsche Bank
- Served as program manager of Deutsche Bank's trade settlement platform and managed vendor relationships worth €700,000 per year.
- Collaborated with operations to improve their pain points related to the GUI and business flow of amendments to cash flow settlements.
- Created the syllabus and trained 50 people in the trade settlement business domain.
Senior Consultant
Capco
- Integrated/implemented Murex during my tenure with Capco, a global technology and management consultancy, specializing in driving digital transformation across the financial services industry. Capco is one of Murex's preferred partners.
- Served as a program manager and established (from scratch) a 25-member team to consolidate a client’s tech stack by automating workflows, which reduced operating costs by 40%.
- Implemented Murex by integrating it with Intercontinental Exchange and ICE to receive equity trading data (streamed data) and prices (EOD data dump) via callback methods.
- Integrated Murex with ICE to receive CDS trading data (streaming data) and prices (EOD dump) for clearing CDS products via ICE.
- Proposed and implemented solutions that enabled clients to deliberately improve or replace their legacy systems and prepared sunsetting plans for outgoing systems. Most annual customer satisfaction (CSAT) ratings were “Exceeded Expectations."
- Established and headed a test factory team of five people for regression and functional testing of deliveries. CSAT ratings were “Excellent” for two consecutive years.
- Played a crucial role in winning a sales bid for a multimillion-dollar annual engagement with a large, US-based investment bank. Co-developed acquisition bid proposals and pre-sales presentations.
Senior Consultant
Headstrong
- Focused primarily on business intelligence, migration, and reconciliation projects. Conceived and deployed an enterprise product. Headstrong (acquired by Genpact) was a global technology consultancy, specializing in the financial services industry.
- Identified a B2B product concept, presented its business case, and, once approved, developed the product. The mandate was to win at least three paid clients within six months of go-live; we secured three commitments during trials.
- Solved clients' problems related to MIS reporting to improve business monitoring and reconciliation projects to identify business flow issues. Outcomes were measured using annual CSAT scores.
- Established and headed a center of excellence for capital markets expertise. Collaborated with sales to create boilerplate templates for RFP responses and look-alike case studies to demonstrate the firm's capabilities to clients.
Software Engineer
3D PLM Software
- Worked on translators as a C++ developer. These translators constituted a transformation hub to replicate CAD/CAM objects of different shapes and sizes from one file format to another.
- Reduced the memory consumed in the translation process for small pieces and received ratings based on the complexity of the imported objects, processing time, and accuracy.
- Created test case libraries for robust code development and delivery.
Project History
REVAFR
Reduced operating costs by 40% as I led the project to revamp XIB (JPMC's trade analytics platform) to a new tech stack employing big data and cloud technologies.
Trade Reporting Engine (TRE)
Developed a B2B trade submission system that exceeded the mandate to obtain three paid clients within six months of launch by securing three prior to rollout.
I led the discovery, design, and development of TRE from scratch. In so doing, I conceived the system and developed its data model, schema, UX, and workflow logic, and led the development team.
Equity Derivatives LOB Automation
Streamlined and automated the workflow of the equity line of business for a French bank, thereby reducing costs by 30%.
We replaced numerous applications and manual interventions that were time-consuming, distracting, and costly for our client with a third-party solution to automate the whole workflow. We wrote the workflow, integrated it with upstream and downstream systems, configured customized reports, and delivered it to the client to his full satisfaction. In addition to reducing costs by 30%, the solution improved the manageability of the whole business flow.
KPI Dashboards (Toptal Client)
Helped one of the largest financial institutions of the Philippines to define the best dashboards to monitor relevant KPIs and made strategic recommendations to their CIO on conducting their business going forward.
• Analyzed existing dashboards and redefined them to enable management to track operations and business results.
• Talked with users and defined new dashboards for monitoring branch and business-level KPIs.
• Analyzed the company's tech stack and guided them on adopting a big data tech stack.
• Completed a competitive market analysis.
• Made recommendations to the CIO on their business strategy, focusing on risk management, new product offerings, and customer relationship management.
Product Manager, Data Connectors (Alteryx via Toptal)
https://www.alteryx.com/Developed data connectors for Alteryx Designer with Google Drive, Anaplan, Automation Anywhere, and Power Automate.
Key Activities
• Researched and created detailed feature specifications for internal and third-party data connectors.
• Worked with local and offshore development teams to organize and manage large-scope projects from the initial design concept phase through product lifecycles.
• Managed and monitored successful delivery of features defined in the product roadmap for multiple projects at a time.
• Ensured that development efforts met the business requirements and timelines, focusing on quality and timely delivery of scheduled features.
• Made decisions related to user-facing functionality.
• Prioritized the maintenance backlog and created requirements for testing environments in service of acceptance testing and performed UAT.
• Collaborated with product managers to review and respond to feedback via the Alteryx Beta Program.
• Collaborated with customer support and associated teams to prioritize the resolution of customer issues related to data connector functionality.
Web and Mobile App (Toptal Client)
https://washlb.com/Defined the MVP for a mobile app, crafted the roadmap, identified the right tech vendor, and led the development.
They were unfamiliar with software development and wanted help on the right solution for the partnership they had entered with septa.org.
Key Deliverables:
• Defined MVP based on interaction with founders and SEPTA people
• Identified tech partner for developing MVP
• Crafted roadmap for future enhancements of this MVP and other products in the pipeline
Product Manager | Portfolio Management Strategy
https://www.ricoh-usa.com/en/services-and-solutions/enterprise-content-management-workflow-services/intelligent-business-platformEvaluated business processes, uncovered areas for improvement, and participated in the development of strategic services. Gathered and documented Ricoh's consultant persona's requirements and presented them to the director and product management.
They help streamline administrative processes, improve access to information, facilitate collaborative working and release medical resource to front-line care.
Enterprise System Integration Platform
Led the definition and development of Mulesoft APIs and created mapping documents between data models of different systems. These systems were part of the CRM of CFN.
KEY ACTIVITIES
• Led the definition and development of Mulesoft APIs for pulling relevant reference data from Snowflake, displaying it on the UI for the user, and sending it to Xtiva. These APIs were created on the Anypoint platform and were System and Experience APIs.
• Defined Snowflake views for the above purpose; these views were for CRM data.
• Defined mappings between transaction data providers and the data model of CFN ADLS for ingesting incoming files.
• Defined mappings for pulling transaction data from ADLS and display fields of the UI.
Product Manager | SaaS Product for Universities and Colleges
Defined and led development of MVP of an edtech product. It is live in two universities of USA.
I defined the MVP of the product based on the interactions with teachers based in India and the US and the founders.
I also identified tech resources and managed the MVP development and go-live project.
I then created its roadmap for enhancements and new features like assignment submission, downloading of submitted files, integration with LMS, etc.
Interim Chief Product Officer Work
http://Terd.deImproved the UX and security of eCommerce stores by implementing enhancements that boosted user experience and strengthened platform protection while introducing new products to expand offerings and drive customer engagement and revenue growth.
• Identified and finalized terms with an in-house tech partner for BNPL (Buy Now, Pay Later) offerings while leading outreach efforts to secure initial terms and conditions from financial institutions, which were then directed to the CFO for evaluation.
• Evaluated and selected payment service providers based on regional coverage, integration complexity, cost, and supported payment methods.
• Analyzed and implemented a fraud prevention solution, optimizing for use case, workflow efficiency, cost, and user experience.
• Led large-scale outreach to voucher distributors, securing contracts and initiating partnerships with major gaming brands, including PlayStation and Roblox.
• Identified and engaged the ideal partner to establish a Swiss business entity, supporting expansion and regulatory compliance.
Education
Bachelor's Degree in Mechanical Engineering
Indian Institute of Technology - Uttar Pradesh, India
Certifications
Introduction to Generative AI
Google Digital Marketing & E-commerce Certificate
AWS Certified Cloud Practitioner
AWS
API Adoption
Postman
Machine Learning
Coursera
Chartered Financial Analyst (Level II Exam)
CFA Institute, USA
Skills
Tools
Jira, Confluence, ETL, Microsoft Power BI, Visio, Spark SQL, Excalidraw, HubSpot, Tableau
Paradigms
Testing, Agile Product Management, Key Performance Metrics, Agile Workflow, Scrum, Agile Project Management, Requirements Analysis, Kanban, Agile, B2B2C, Business to Business to Consumer (B2B2C), B2C
Industry Expertise
Capital Markets, Financial Services, Banking & Finance, Consumer Products, Marketplaces, Credit Systems, Logistics, Transportation & Shipping
Platforms
Alteryx, Blockchain, Shopify
Other
Product Strategy, Product Management, Analytics, Business Analysis, Program Management, Risk Management, Product Requirements Documentation (PRD), Technical Requirements, Technical Project Management, Documentation, Stakeholder Management, Product Ownership, Product Owner, IT Business Analysis, Systems Analysis, Cross-functional Team Leadership, Validation, Agile Product Delivery, Technical Product Management, Communication, Technology, Technology Trends, Technology Solutions, Scope, Scope of Work (SOW), Software Consulting, Team Management, IT Projects, IT, Budget Management, IT Program Management, Enterprise, Technical Program Management, Software Development Lifecycle (SDLC), Presentations, Resource Allocation, Software Development Management, Software Development, Technical Leadership, B2B Product Management, SaaS Product Management, Product Roadmaps, Customer Analysis, Marketing, APIs, Enterprise Integration, SQL, Dashboards, Dashboard Design, Data Analysis, Data Analytics, Data-driven Decision-making, Data Product Manager, Statistical Data Analysis, Objectives & Key Results (OKRs), Strategic Planning & Execution, Data Visualization, Execution, Feature Analysis, Feature Planning, Feature Roadmaps, User Stories, Business Requirements, Business Intelligence (BI), Software as a Service (SaaS), Discovery, Estimation & Planning, User Journey Maps, Roadmaps, Requirements, QA Testing, Microsoft Excel, Feature Backlog Prioritization, Client Reporting, Client Management, Agile Leadership, Workshops, Workshop Facilitation, Backlog Grooming, Budgeting, Ideation Workshops, Product Operations, Dashboard Development, Product Discovery, Product Research, Wealth Management, Risk Modeling, New Product Development, Banking Infrastructure, Finance, Business Systems Analysis, Requirements & Specifications, System Requirements, Technical Business Analysis, CRM Systems, Implementation Project Management, Software Implementation, Software Integration, Databases, User Requirements, Quality Control (QC), Quality Assurance (QA), Remote Team Leadership, Data Reporting, Data, Data Pipelines, Technical Architecture, Management Consulting, App Integration, Integration, Web, Story Mapping, Technical Documentation, Data Collection, Web Design, Regulated Industries, Data Integration, Automation Tools, User Research, User Flows, User Interface (UI), Accounting, Training, Business to Business (B2B), Product Design, Consulting, Product Consultant, SaaS, Project Management, Process Documentation, Technical Writing, eCommerce, Research, Data Migration, Competitive Analysis, Process Flows, Diagrams, Executive Presentations, Market Research Analyst, Writing & Editing, Manuals & Documentation, Process Mapping, Functional Requirements, Distributed Team Management, Confluence, Product Launch, Process Improvement, Business Requirements Documentation (BRD), Acceptance Criteria, Customer Relationship Management (CRM), Minimum Viable Product (MVP), Innovation, Product Vision, Solution Architecture, Prototyping, Startups, Technology Strategy & Architecture, App Product Management, Market Research, User Experience (UX), Market Research & Analysis, Content Management, Campaign Management, Growth Marketing, Data Science, Data Architecture, Data Modeling, Data Science Product Manager, Online Tracking Analysis, Credit Data, User Metrics, Product Benchmarking, Vendor Management, Web Applications, Product Analytics, Experimental Research, Growth Strategy, Digital Transformation, Onboarding, API Integration, Cost Estimation, Design Sprints, Estimations, Staffing, Apps, Database Table Optimization, Supply Chain, Digital Product Management, Machine Learning, Enterprise Architecture, Software Engineering, UX Design, Big Data, Architecture, Product Portfolio Manager, Websites, Regulations, Strategy, ERP Implementation, Mobile Applications, E-learning, Transactions, API Documentation, Project Coordination, API Documentation, Technical Writing, Commercial Banking, Learning & Development, Customer Relationship Management (CRM), Dashboard Development, Data Lakes, Payment Networks, Payment APIs, Go-to-market Strategy, Financial Management, Apache Spark, Redshift, HBase, Regulatory Compliance, Trade, Mechanical Engineering, Go-to-market Plans, Key Performance Indicators (KPIs), B2B, Fintech, Digital Payments, Two-sided Marketplaces, Backlog Management, Brand Marketing, Early-stage Startups, Growth, Amazon Web Services (AWS), Amazon S3 (AWS S3), Python, Data Warehousing, Mobile, Lean Startups, Data Warehouse Design, Mobile Apps, Cloud, Cloud Infrastructure, REST APIs, Android, iOS, Team Leadership, Technical Hiring, Mobile App Development, Mobile Development, Project Portfolio Management (PPM), Artificial Intelligence (AI), Portfolio Management, Cloud Platforms, AWS Cloud Computing Services, Cloud Services, Digital Marketing, Advertising Technology (Adtech), Loyalty Management, Loyalty Programs, Email Marketing, Search Engine Optimization (SEO), Social Media Marketing (SMM), Marketing Technology (MarTech), Business Processes, Compensation, Compensation Programs, Order Management, Edtech Design, Supply Chain Management (SCM), Mergers & Acquisitions (M&A), Online Payments, Learning Management Systems (LMS), HRIS, Release Management, ROI, Commercial Lending, Snowflake, Salesforce, SAP, Buy Now Pay Later (BNPL), Fraud Prevention, Fintech Consultant, Card Payments, Payment Gateways, Sales, Apollo.io, Klarna, Consumer Lending, Stripe, Stripe Payments
How to Work with Toptal
Toptal matches you directly with global industry experts from our network in hours—not weeks or months.
Share your needs
Choose your talent
Start your risk-free talent trial
Top talent is in high demand.
Start hiring