Ismail Wadghiri, Product Manager in Paris, France
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Ismail Wadghiri

Verified Expert  in Product Management

Product Manager

Paris, France

Toptal member since January 27, 2023

Expertise
Robotics Product ManagementProduct OwnersAgile Product Management
Bio

Ismail is an expert in Loan IQ and structured finance. He has experience using several well-known IT tools, such as SimCorp Dimension, Summit, and Orchestrade. As a business analyst, project manager, and product owner, Ismail has worked for major banks across the world.

Expertise

  • APIs
  • Corporate Finance
  • HP QuickTest Professional (QTP)
  • IBOR
  • IT Business Analysis
  • IT Projects
  • Jira
  • Loan IQ

Work Experience

Product Owner

2021 - 2023
Banco Santander
  • Led the SDK event manager project with the IT and business teams with the goal of reducing the operational risk in Loan IQ.
  • Pioneered the notices customization project in Loan IQ to improve customer satisfaction.
  • Coordinated the Export Finance module implementation in Loan IQ.
  • Spearheaded the automation of many transactions, specifically interest payments, repricings, and ongoing fee payments in Loan IQ using the Finastra automation module.

Business Analyst

2020 - 2021
ING Group
  • Led the Loan IQ v7.5 upgrade management. This involved testing and bug management.
  • Coordinated the IBOR transition to risk-free rates on v7.5 with the ARR module.
  • Led the support of production incidents. This involved a lot of communication between the users and the editor Finastra.
  • Performed BCBS239 regulation data mapping and data lineage.

Project Manager

2018 - 2021
BNP Paribas
  • Collaborated with a team of business analysts to upgrade Loan IQ, automate testing using APIs and robots, build a front-to-back project platform, and execute the Interbank Offered Rate (IBOR) transition into risk-free rates.
  • Trained back and middle office on Loan IQ, IBOR, and OCR.
  • Led the definition of the migration and testing strategy for Loan IQ and interfaces.
  • Spearheaded annual SWIFT releases for the payments inside Loan IQ and on the interfaces.

Business Analyst

2014 - 2017
Societe Generale
  • Led the front-to-back integration with Loan IQ. This involved defining the migration strategy using Loan IQ APIs, testing campaigns, and change management.
  • Trained the back and middle office for Loan IQ and created step-by-step manuals.
  • Led Loan IQ upgrades, including budget planning and governance.
  • Created a data model and mapped urgent data for BCBS239 regulation. This implies data definition and data lineage.

Consultant

2010 - 2013
Accenture
  • Led private insurance, public insurance, and securitization migration into Loan IQ.
  • Led the governance committees for migration projects.
  • Coordinated the tests on Loan IQ, also on refinancing and accounting interfaces.
  • Trained back office and middle office users on Loan IQ.

Project History

Migration Project

Migrated deals and facilities into a new Loan IQ tool in collaboration with the team.

We migrated data from an old obsolete tool into the Finastra Loan IQ tool used by the back and middle office. The project included defining a migration strategy using APIs and robots, a testing strategy, and a reconciliation strategy.

Loan IQ Upgrade for IBOR Transition

Implemented a new model of interest rates calculation and a higher version of the ARR module from the editor, provided user training, and participated in the world bank users club.

The IBOR transition is a regulation to move Euro Interbank Offered Rate (Euribor), London Interbank Offered Rate (LIBOR), and others into the Sterling Overnight Index Average Rate (SONIA), Secured Overnight Financing Rate (SOFR), and similar rates to prevent rate manipulation. The project involved moving into backward-looking rates instead of forward-looking rates.

Automation of Regression Testing

Developed 200 robots to automate Loan IQ regression tests, reviewed test scenarios with the business, and used APIs to automate regression testing of the interfaces based on database comparison.

Loan IQ is the lending back office IT tool, and the regression tests are time-consuming. The challenge was to reduce the time from three weeks to one week inside the quality center. We extended the work to database comparison interfaces using APIs.

Education

2004 - 2010

Master's Degree in Mathematics and Finance

Dauphine University - Paris, France

Skills

Tools

Jira, HP Quality Center (QC), HP QuickTest Professional (QTP)

Paradigms

Agile, Scrum

Industry Expertise

Financial Markets

Other

Loan IQ, IT Projects, Corporate Finance, IT Business Analysis, Business Analysis, Business Requirements, APIs, IBOR, Finastra, ServiceNow, Loans & Lending, Robotics, Automation, Reporting, Swift, Statistical Modeling, Mathematics, Migration, Data, IT Consulting, Syndication, Collateral, Product Owner, Management, Communication, Data Quality, Data Management

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