
Raja Santhalingam
Verified Expert in Product Management
Product Manager
Bengaluru, Karnataka, India
Toptal member since January 20, 2023
Raja has 15+ years of experience in the corporate banking and lending domains. He held different positions in a wide variety of companies, including as a back-office operation analyst, production support specialist, test analyst, solution specialist, business analyst, product owner, product manager, and implementation specialist. Raja specializes in Loan IQ products.
Expertise
- Agile
- End-to-end Implementation (E2E)
- Lending
- Loan IQ
- Product Owner
- Requirements
- Software Development Lifecycle (SDLC)
- Solution Design
Work Experience
Senior Consultant
Private Consultancy
- Contributed to new implementation and upgrade of Loan IQ products.
- Trained the client on the Loan IQ features and functions.
- Prepared and presented a solution design for the custom feature requested by the clients.
Senior Principal Business Analyst
Temenos SA
- Launched a beta version of a new application for corporate origination in 10 months.
- Owned the development of the E2E product as a single member of the product team.
- Signed the first client within a month of launching the beta version.
Lead Business Analyst
Finastra
- Participated in the working committee led by the Bank of England and Alternative Reference Rate Committee and initiated the development of an alternative reference rate feature in Loan IQ.
- Integrated and positioned E2E customer lending by integrating the origination app with Loan IQ.
- Received an award from the CEO for the Loan IQ sale while being part of the BSG Team.
Senior Consultant
Capgemini
- Migrated data from legacy platforms to the ACBS platform.
- Structured agreements in a new platform to enable servicing.
- Rolled out a new lending platform for six different countries within two months.
Team Manager
Barclays India
- Built a team to manage the migration of wealth management and lending products.
- Trained new members on the business and platform while serving as part of the training team.
- Improved the turnaround time in granting safe lending as part of an internal initiative. Received Barclays' high-flyer award.
Lending Team Lead
The Royal Bank of Scotland
- Led four teams of 20 members during the UK and the Netherlands migration of Loan IQ.
- Joined the Loan IQ Nostro remediation project team within four months of joining the bank.
- Conducted the Loan IQ migration activities in London and received excellent feedback from the UK management.
Project History
Alternative Reference Rate Enablement in Loan IQ
Led the design and development of the alternative reference rate feature in Loan IQ and delivered well ahead of the market competitors.
Corporate Origination Application
Launched a beta version of a corporate origination application within 10 months and signed the first client in a month.
Implementation and Upgrade of Loan IQ
Led the project to implement Loan IQ and train the client on features and functions.
Education
Master of Business Administration (MBA) in Finance
St. Joseph's College of Engineering and Technology - Chennai, India
Bachelor of Engineering Degree in Computer Science
Krishnasamy College of Engineering and Technology - Cuddalore, India
Certifications
Finastra Certified Associate—Functional Loan IQ
Finastra
Finastra Certified Implementer—Functional Loan IQ
Finastra
Skills
Tools
Jira, Zoom, Confluence
Industry Expertise
Banking & Finance
Paradigms
Agile, Testing
Other
Teams, Requirements, Lending, Workshops, Product Demonstrations, Request for Proposal (RFP), Solution Design, Functional Specifications, Business Cases, Training, Stakeholder Management, End-to-end Implementation (E2E), Loan IQ, Finance, Strategy, Data Analysis, Product Owner, Product Roadmaps, Proof of Concept (POC), Integration, Project Management, Leadership, Software Development Lifecycle (SDLC), Programming, Databases, Implementation, Loan Origination, Commercial Lending, Release Management, Test Scripting, Wealth Management, Compliance, Monitoring, Management, Middle Office, Loan Management, Reconciliation, User Stories, Distribution, User Interface (UI), User Experience (UX), Demos, BPM, Business Analysis, Corporate
How to Work with Toptal
Toptal matches you directly with global industry experts from our network in hours—not weeks or months.
Share your needs
Choose your talent
Start your risk-free talent trial
Top talent is in high demand.
Start hiring