
Joshua Zenteno Jiménez
Verified Expert in Engineering
Data Engineer and BI Developer
Tres de Mayo, Mexico
Toptal member since January 23, 2025
With 13 years of experience, Joshua specializes in data analysis, business analytics, BI, QA, and data engineering. He has delivered data-driven and decision-making solutions, dashboards, and finance reports (revenue, profit, taxes, interest, etc.) in the banking, payments, retail, telecom, and insurance sectors. Joshua has developed models for propensity, fraud, KPIs, clustering, behavior analysis, and ETL automation. He has 13 years in SQL and Excel, 6 in Power BI, 9 in SAS, and 7 in ETL.
Portfolio
Experience
- Excel 365 - 13 years
- SQL - 13 years
- SAS - 9 years
- ETL - 8 years
- Microsoft Power BI - 6 years
- SQL Server Integration Services (SSIS) - 4 years
- Jira - 4 years
- Google BigQuery - 2 years
Availability
Preferred Environment
SQL, Microsoft Power BI, SAS, ETL, Excel 365, Python, Microsoft Excel
The most amazing...
...achievement was leading the transformation of the billing campaigns project at Santander Bank, which focused on increasing credit and debit card billings.
Work Experience
Senior Data BI Analyst
PayPal
- Developed SQL queries to provide data for the customer journey project.
- Designed Power BI models to support dashboard development for customer journey and contact routing projects.
- Performed statistical analysis and summarized large data volumes.
Senior Data Analyst
Santander Consumer USA
- Created functional and technical documentation for data provisioning pipelines, including source-to-target mappings and data environment diagrams.
- Provided data-driven solutions and KPI dashboards while conducting ad-hoc analysis and deep dives into financial data from multiple sources.
- Ensured data accuracy, integrity, and security across financial databases and systems.
Leader | Senior Data Engineer
Agile Thought
- Served as a development lead at CIBanco, integrating databases to create a unified customer database. Developed a dynamic customer ID algorithm in Python, implemented data quality rules, and created dashboards for efficient data consultation.
- Worked as a senior developer at Soriana, implementing a new data hierarchy and developing data architecture and dashboards. Designed and developed QA test matrices and QA test plans.
- Optimized processes for the store expansion project and resolved ETL issues while serving as development lead at AutoZone USA.
Cross-functional Leader | Senior Data Engineer
NTT Data
- Spearheaded and developed the technical segregation project, migrating databases from Teradata to Oracle while developing KPI dashboards and establishing data quality rules.
- Handled planning, architecture design, and solution diagrams, along with documentation. Managed data lineage, including the creation of data lineage documentation and dictionaries.
- Developed dashboards to monitor statistics and implemented data quality rules to track key metrics over time, including completeness, integrity, consistency, and validity.
Subdirector of Risk Analytics
CellPay
- Built analytical models and implemented neural networks for risk scoring while monitoring company growth through KPIs.
- Developed financial dashboards and reports (Revenue, Profit, Interest, Commissions, Taxes, Reserve, etc.).
- Developed reserve models for probability of default (PD), loss given default (LGD), exposure at default (EAD), expected loss, profitability, and perpetuity.
- Architected dashboards to monitor company growth, tracking KPIs, rollbacks, stay rates, and provisions.
Senior SAS Consultant
BBVA Bancomer
- Served as the lead in the development of analyses, reports, process automation, and KPI dashboards to track and describe the behavior of hours worked, rotations, vacancies, and hiring policies for BBVA employees.
- Automated processes to track employee growth and goals achieved.
- Created KPI dashboards to monitor employee growth.
Senior Analytics Consultant
Banco Santander
- Headed the transformation of billing campaigns by developing a data mart, tracking processes, and dashboards to measure campaign performance.
- Designed and developed the billing campaign generator process, including the creation of a control group to optimize future measurement, and led the design and development of the campaign data mart.
- Developed an automated process for tracking and analyzing campaigns through KPIs vs. control group, enabling the comparison of behavior between campaign participants and non-participants.
- Identified and implemented new strategies to support business growth and increase the number of positive responders while developing propensity models based on customer preferences.
Senior SAS Consultant | Project Manager
Tata Consultancy Services - Citibanamex
- Managed consumer risk portfolios, including credit cards, auto loans, personal credit, Infonavit loans, and staff accounts.
- Spearheaded data migration projects and designed data models to support insurance sales and claims processes.
- Designed and developed data models for insurance policies and claims, covering individual and collective categories such as life, personal accidents, and damages.
Senior Analyst in Data Mining
Banco Santander
- Developed insurance models for client scoring and the optimization of marketing strategies.
- Built a Mexico insurance value segmentation model to score clients across three axes—profitability, loyalty, and value—enabling data-driven decision-making for marketing campaigns focused on cross-selling and up-selling opportunities.
- Designed six insurance propensity models to calculate the probability of clients acquiring insurance policies and predict their future tenure.
Statistical Analyst
Telefónica
- Architected customer segmentation and churn prediction models to drive targeted strategies and improve retention.
- Developed a client segmentation model based on value clusters for segmentation and identifying users based on their value, behavior, and recharge patterns.
- Built a churn model by calculating client abandonment probabilities using decision trees and logistic regression.
- Crafted a social network model to identify key centers and target them with benefits to attract more customers.
Analyst
Qualitas
- Built models to optimize special rates and drive effective policy implementation.
- Developed and applied deterministic and econometric models to optimize special rates.
- Analyzed special business to authorize insured amounts.
- Coordinated between the commercial and technical teams to effectively monitor and implement company policies, primarily for car subscriptions.
Experience
Santander Bank | Transformation of Billing Campaigns
Education
Bachelor's Degree in Actuarial Science
Autonomous University of Mexico State - Toluca, Mexico
Skills
Libraries/APIs
PySpark
Tools
Microsoft Power BI, Excel 2010, Microsoft Excel, Jira, Tableau, Abinitio, IBM Cognos, Excel 2016, Excel 2013
Languages
SQL, SAS, Python, R
Paradigms
ETL
Platforms
Oracle
Storage
PostgreSQL, SQL Server Integration Services (SSIS)
Other
Excel 365, Data Analysis, DAX, Google BigQuery, Amazon Redshift, Azure Data Factory (ADF)
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