Shyam Balani
Verified Expert in Engineering
SAP Treasury Architect and Developer
Annapolis, MD, United States
Toptal member since February 11, 2026
Shyam is a qualified accountant with an MBA in accounting and finance. He has 30+ years of professional experience and 28 years of consulting experience in ERP applications. In the last 22 years, Shyam has focused predominantly on SAP banking, loans and treasury, financial supply chain management, and financial asset management with modules such as Treasury and Risk Management (TRM), Financial Supply Chain Management (FSCM), and Financial Asset Management (FAM).
Portfolio
Experience
- Accounting.js - 20 years
- SAP Fioneer - 20 years
- Cash Management - 20 years
- Finance - 20 years
- Debt Financing - 20 years
- SAP Treasury and Risk Management (TRM) - 20 years
- Treasury - 20 years
- Venture Capital - 10 years
Preferred Environment
SAP
The most amazing...
...transformation I've led modernized treasury, loans, and investments for a $40 billion venture capital firm using SAP Treasury and Fioneer.
Work Experience
SAP Treasury Architect
Major International CPG
- Served as an architect and advisor for an international systems transformation centered around SAP S/4HANA and associated technologies. Articulated the value and return on investment for the initiatives undertaken.
- Led the design authority team for all treasury, banking, and cash management processes. Planned for internal and external resources and computed budgets.
- Used presentation tools, such as flow charts, tables, Venn diagrams, and videos, to articulate and communicate effectively to the C suite and management.
Architect – SAP Fioneer & SAP Treasury & Risk Management
Wacker Neuson
- Supported the credit department in facilitating loans for equipment purchases by implementing SAP Fioneer Banking Loans Management FS-CML and SAP Financial Asset Management.
- Executed a successful full lifecycle implementation, partnering with the credit manager and chief lease accountants to design and develop a solution using the SAP Fioneer product suite.
- Executed SAP Fioneer FS-CML mortgage loan capabilities, including loan initiation, disbursements, automated clearing via incoming payments, derived charges and fees, advance payments, payoffs, adjustments, loan restructuring, and collateral handling.
- Implemented SAP Fioneer billing integrated with Sales and Distribution and enabled mark-to-market valuations based on discounted customer rates with collateral management.
- Integrated cash and liquidity management with financial accounting and business intelligence reporting.
Architect
Latin American Agribusiness Development Bank
- Worked directly with the Bank’s chief financial officer, controller, and auditors to conduct a full, extensive review of business processes and regulatory compliance issues.
- Optimized SAP processes using SAP Fioneer FS-CML for banking loan management, supporting general, consumer, and mortgage loans, and improving loan application processing through workflow automation.
- Evaluated areas for process improvements and developed a strategic 3-year SAP roadmap for the bank.
Experience
SAP Treasury | SAP Fioneer Architect
https://777capital.com/Education
Master's Degree in Finance
Monash University - Melbourne, Australia
Certifications
SAP Treasury
SAP
Skills
Frameworks
Accounting.js
Languages
Python
Other
Treasury, Venture Capital, Finance, SAP Treasury and Risk Management (TRM), SAP Fioneer, Global Banking, Cash Management, Debt Financing, SAP, Investments
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