Hire the Top 3% of Freelance Credit Analysts

Toptal is a marketplace for top Credit Analysts. Top companies and start-ups hire Credit Analysis freelancers from Toptal for their mission-critical projects.

No-Risk Trial, Pay Only If Satisfied.

Hire Freelance Credit Analysts

Victoria Kruchevska

Freelance Credit Analyst

GermanyToptal Member Since August 12, 2019

Victoria is a chartered financial analyst and a Certified Financial Risk Manager with 8+ years of experience in top-tier German and Swiss investment banks and a leading rating agency. She enjoys freelancing because it provides her an opportunity to leverage her expertise and maximize the value for her clients. Her expertise spans a broad range of areas, including credit risk, equity valuation, and IPOs of small and mid-sized technology companies.

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Previously at

Commerzbank

Evan Turner, CFA, CAMS

Freelance Credit Analyst

United StatesToptal Member Since January 5, 2022

Evan is a Boston College finance and corporate reporting and analysis graduate who maintains a CFA designation. He is a seasoned investment professional and startup executor who has founded, scaled, and exited businesses himself and grown those of his clients. Evan enjoys consulting for clients seeking executive-level expertise from an operator who knows how to identify opportunities, scale them from the ground up, and generate outsized returns for investors.

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Previously at

Turner Advisory Services

Julio C. Ortiz

Freelance Credit Analyst

United StatesToptal Member Since December 4, 2020

Julio has diversified experience as a finance VP for multinationals based in the US and Latin America in the financing, pharmaceutical, luxury goods, and personal care sectors and distribution channels, such as retail, wholesale, and travel retail. His expertise includes financial planning and modeling, investment banking, commercial real estate, fundraising, business plan development, logistics, company valuation, and strategic and visionary leadership based on innovation and creativity.

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Previously at

Prime Wealth Development

Sandeep Mathur

Freelance Credit Analyst

IndiaToptal Member Since November 21, 2019

As a banking and finance professional, Sandeep has advised and executed over $15 billion of debt and capital market transactions for large and mid-sized corporations. After working for top global and local banks (Barclays, Standard Chartered, HSBC, ICICI, and YES Bank), he co-founded a niche consulting practice. Sandeep joined the Toptal network to leverage his expertise on strategic projects related to financial modeling, capital structuring, business analysis, and fundraising.

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Previously at

YES Bank (Leading Indian Private Bank)

Travis Borden

Freelance Credit Analyst

United StatesToptal Member Since September 3, 2017

Travis was part of the founding team at Moelis & Co., a $2.5 billion global investment bank, and has 18 years of experience advising clients on $40+ billion of M&A, capital raising, and restructuring transactions. In 2015, he founded a socially responsible advisory firm, Keene Advisors, named "Best for the World" 2017-2019. Travis joined Toptal to expand his network and share his expertise advising companies from startups to Fortune 500 firms.

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Previously at

Keene Advisors

Sean Heberling

Freelance Credit Analyst

United StatesToptal Member Since October 12, 2017

With Morgan Stanley, BNY Mellon, Sailfish Capital, and Marion Street Capital, Sean has analyzed 10,000+ companies, built complex models, and helped facilitate $1+ billion in investment transactions. He freelances to leverage his expertise in financial modeling, investor presentations, investment analysis, and M&A. He is on the boards of several early-stage companies, advising on operations, growth strategy, and fundraising.

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Previously at

Addvia Capital

Benjamin Bryer, CFA

Freelance Credit Analyst

United StatesToptal Member Since August 11, 2020

A CFA charterholder with an MBA from NYU, Ben has more than 10 years of buy-side experience. Having worked in both institutional asset management (fixed income) and middle-market private equity, Ben has been involved with a wide variety of transactions. As a freelancer, Ben offers M&A advisory services to buy-side and sell-side clients, specializing in due diligence, financial modeling, valuation, and deal structuring.

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Frank Colombo, CFA

Freelance Credit Analyst

United StatesToptal Member Since June 15, 2019

As the global head of high yield research at UBS, Frank led a team of 21 analysts and was the lead analyst on over 40 new issues, raising over $6 billion. Currently, he is a founding partner of a new cannabis debt fund. As a freelancer, Frank enjoys helping a wide variety of clients with challenging capital raises, valuation, and financing strategy, leveraging his Stanford MBA and his extensive experience as an analyst and entrepreneur.

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Previously at

Aspen Finance, LLC

Kevin Busick, CFA, CPA

Freelance Credit Analyst

United StatesToptal Member Since April 5, 2021

Kevin is an experienced financial analyst and accountant who has experience working on buy and sell-side transactions. He is a licensed CPA and is also a CFA charter holder. He has performed hundreds of forecasts and variance analyses for customers across the full spectrum of industries, focusing on energy, real estate, and construction markets.

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Previously at

Self-employed

Ed Simpson

Freelance Credit Analyst

SwedenToptal Member Since March 6, 2020

Ed is a finance expert with 20+ years of experience. At Bank of Montreal, he managed high-yield bond portfolios in excess of $1 billion while leading a global investment team. He has worked on both the buy-side and sell-side across a wide range of credit products, and he's been directly involved in structuring and analyzing over $800 million in deals in the energy and mining sectors. Ed enjoys freelancing to help clients solve complex issues to take their businesses to the next level.

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Previously at

Bank of Montreal

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Testimonials

Martin so far is a complete Rockstar. His first bit of work produced a tool for us to model and forecast our financials and is far and away worth every penny we paid and more. Just thought I’d share that with you.

Pete Pellizzari, CEO

Budder, Inc.

Erik has been an extremely valuable member of our team who has tremendous breath of experience with start ups in our lifecycle phase. What makes his contribution unique and highly effective is not only his excellent financial modeling skills and knowledge, but also the emotional intelligence with which he manages each relationship at Vault, understands our team dynamics, and helps us tackle start up challenges effectively. It is rare to find a part-time consultant who makes you feel like he/she is genuinely invested in the success of your company.

Romy Parzick, COO

Student Loan Benefits, Inc. dba Vault

Toptal has been an incredible key partner for Sidekick. As an early-stage start-up, we’ve leveraged both design and financial talent. The experience has been incredible, with those professionals bringing creativity, expertise, and advice to ensure Sidekick succeeds. My Toptal financial expert helped steer Sidekick’s business model, which resulted in an initial ROI of 650x! My experience with Toptal has given me great confidence in the future.

Doug MacKay, Founder / CEO

SideKick

Chris was great to work with and was always available on my schedule. His communication skills and personality were a 10/10. His outputs on the project were top notch and allowed us to develop more efficient forecasting and initiative prioritization frameworks. I would definitely use Chris again.

Chris Pozek, CEO

Veterans Rideshare

What really sets Toptal apart is the caliber of finance talent available in their network. I had a very specific and pressing need, and Toptal quickly matched me with the perfect person for the job. The expert produced a thoughtful and robust financial analysis that has ultimately allowed us to forecast and prioritize initiatives much more efficiently.

Chris Pozek, CEO

Veterans Rideshare

Scott had a lot of finance experience which he used to ask the right questions and help us do things more quickly than we would have done without him. The commission model is crucial to us being able to scale, he integrated seamlessly with our finance team and efficiently got us the outputs we needed.

Naushad Parpia, Founder and CEO

GSD

I was very impressed with the quality of finance talent in Toptal’s network. Our expert's experience was immediately evident through his insightful questions and the speed at which we could move. Toptal stayed on top of the process from making the match through to the successful completion of the project. I've already recommended Toptal Finance to my network.

Naushad Parpia, Founder and CEO

GSD

How to Hire Credit Analysts through Toptal

1

Talk to One of Our Industry Experts

A Toptal director of finance will work with you to understand your goals, technical needs, and team dynamics.
2

Work With Hand-Selected Talent

Within days, we'll introduce you to the right Credit Analyst for your project. Average time to match is under 24 hours.
3

The Right Fit, Guaranteed

Work with your new Credit Analyst for a trial period (pay only if satisfied), ensuring they're the right fit before starting the engagement.

FAQs

  • How are Toptal Credit Analysts different?

    At Toptal, we thoroughly screen our Credit Analysts to ensure we only match you with talent of the highest caliber. Of the more than 100,000 people who apply to join the Toptal network each year, fewer than 3% make the cut. You'll work with finance experts (never generalized recruiters or HR reps) to understand your goals, technical needs, and team dynamics. The end result: expert vetted talent from our network, custom matched to fit your business needs. Start now.

  • Can I hire Credit Analysts in less than 48 hours through Toptal?

    Depending on availability and how fast you can progress, you could start working with a Credit Analyst within 48 hours of signing up. Start now.

  • What is the no-risk trial period for Toptal Credit Analysts?

    We make sure that each engagement between you and your Credit Analyst begins with a trial period of up to two weeks. This means that you have time to confirm the engagement will be successful. If you're completely satisfied with the results, we'll bill you for the time and continue the engagement for as long as you'd like. If you're not completely satisfied, you won't be billed. From there, we can either part ways, or we can provide you with another expert who may be a better fit and with whom we will begin a second, no-risk trial. Start now.

Tap Into World-Class Talent

  • Trusted Experts Only

    All of our talent are seasoned experts who ramp up quickly, readily contribute as core team members, and work with you to minimize onboarding time.

  • The Right Fit

    We have a knack for matching you with the right fit. Start working with your new hire on a no-risk trial period, paying only if satisfied.

  • Scale as Needed

    Hire in under 2 weeks and scale your team up or down as needed, no strings attached.

  • Seamless Hiring

    We handle all aspects of billing, payments, and NDA’s. Let us take care of the overhead while you focus on building great products.

  • Flexible Engagements

    Choose the engagement type that suits your needs — hourly, part-time, or full-time — with the ability to change anytime.

  • Expert Talent Matching

    Focus on your project and enjoy support from your dedicated account executive and expert talent matcher.

Top Credit Analysts are in High Demand.

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