Matthew Charles Radcliffe, Finance Expert in Brighton, United States
Matthew is available for hire
Hire Matthew

Matthew Charles Radcliffe

Verified Expert  in Finance

Finance Expert

Location
Brighton, United States
Toptal Member Since
December 5, 2016

An expert in financial modeling, Matt has experience in M&A investment banking, corporate FP&A, structured finance, treasury, and equity research. Matt is the founder and CEO of Isoquant Media, a financial engineering startup that provides risk management solutions to the media industry. As a freelancer, he enjoys having the flexibility and time to build his startup while helping companies of all sizes with their financial analysis needs.

Career Highlights

Associate
Progress Partners
Equity Research Associate
Royal Bank of Canada

Education Highlights

Master of Business Administration (MBA) Degree
The Wharton School, University of Pennsylvania
Chartered Financial Analyst (CFA)
Chartered Financial Analyst Institute (CFAI)
Bachelor's Degree
George Washington University

Case Studies

Work Experience

Associate

2016 - 2016
Progress Partners
  • Served as lead associate for all financial modeling and valuation engagements. Built three-statement operating FP&A models, DCF, and comparable company analyses.
  • Performed valuations on two private-company sell-side M&A engagements with a total potential deal size of around $130 million.
  • Acted as lead associate on a consulting engagement with one of the largest television broadcasters in the country. Engagement included an analysis of the client's existing digital media portfolio and optimal potential acquisitions.
  • Conducted market, industry, and operational research and analysis, which focused on the electronic payment processing and digital media industries.
  • Presented and discussed intricate valuation models with C-level executives both in-person and over the phone.
Focus areas: Capital Structure Analysis, Discounted Cash Flow (DCF), Comparable Company Analysis, Financial Modeling, Market Research, Mergers & Acquisitions (M&A)

Senior Manager, Financial Planning & Analysis

2013 - 2016
Goji
  • Rebuilt new corporate financial model and reporting structure from scratch. Reduced monthly close lag from two weeks to three days.
  • Designed and constructed a fully integrated sales mix model. The model allowed users to perform scenario analysis based on different state and carrier combinations. Net sales gained or lost, policy first-year cash, and policy lifetime value were simulated.
  • Led the development and implementation of a new sales force compensation model. Since implementation, sales volume increased 25% compared to old plan.
  • Valued insurance policy back-book and structured finance deals with institutional investor.
  • Reduced bonus cycle time and error rate in half by automating process with VBA, thereby significantly increasing sales agent morale and reducing attrition. Estimated cost savings of $480,000.
  • Led the development and implementation of new quality assurance process, which increased policy retention, resulting in a positive cash impact of $200,000.
Focus areas: Three-statement Modeling, Financial Risk Assessment, Financial Benchmarking, Financial Reporting, Financial Modeling, Financial Planning & Analysis (FP&A)

Equity Research Associate

2007 - 2008
Royal Bank of Canada
  • Conducted and published research on 16 companies in the Information Technology Services sector, including Accenture, Cognizant, and Visa.
  • Wrote industry reports, company earnings notes, and coverage initiation notes, including the initiation note on Visa, the largest IPO in U.S. history at the time.
  • Received full research coverage and responsibilities on Perot Systems after only three months as an associate. Normal time frame to receive full research coverage is six to 12 months.
  • Designed statistical tests and calculated performance metrics for proprietary equity research ideas.
  • Conducted performance attribution analysis on RBC proprietary equity portfolio. Wrote research paper and presented findings to the managing directors of global equity research and institutional sales & trading.
Focus areas: Discounted Cash Flow (DCF), Comparable Company Analysis, Ratio Analysis, Valuation, Equity Research
2015 - 2017

Master of Business Administration (MBA) Degree in Finance

The Wharton School, University of Pennsylvania - Philadelphia, PA

2013 - 2013

Certified Treasury Professional (CTP) in Treasury and Cash Management

Association of Financial Professionals (AFP) - Bethesda, MD

2011 - 2013

Certificate in Financial Risk Management (FRM)

Global Association of Risk Professionals (GARP) - Jersey City, NJ

2004 - 2006

Chartered Financial Analyst (CFA) in Investment Management

Chartered Financial Analyst Institute (CFAI) - Charlottesville, VA

2000 - 2004

Bachelor's Degree in Finance

George Washington University - Washington, D.C.

Collaboration That Works

How to Work with Toptal

Toptal matches you directly with global industry experts from our network in hours—not weeks or months.

1

Share your needs

Discuss your requirements and refine your scope in a call with a Toptal domain expert.
2

Choose your talent

Get a short list of expertly matched talent within 24 hours to review, interview, and choose from.
3

Start your risk-free talent trial

Work with your chosen talent on a trial basis for up to two weeks. Pay only if you decide to hire them.

Top talent is in high demand.

Start hiring