Matthew Charles Radcliffe
Verified Expert in Management Consulting
Management Consulting Expert
Brighton, United States
Toptal member since October 2, 2017
An expert in financial modeling, Matt has experience in M&A investment banking, corporate FP&A, structured finance, treasury, and equity research. Matt is the founder and CEO of Isoquant Media, a financial engineering startup that provides risk management solutions to the media industry. As a freelancer, he enjoys having the flexibility and time to build his startup while helping companies of all sizes with their financial analysis needs.
Career Highlights
Education Highlights
Case Studies
GoPro LBO
Alibaba IPO
Software Expertise
- Microsoft Excel
Other Expertise
- DCF Modeling
- Financial Planning & Analysis (FP&A)
- Financial Statements
- Investment Modeling
- Pro Forma Analysis
- Three-statement Modeling
- Valuation
Work Experience
Associate
Progress Partners
- Served as lead associate for all financial modeling and valuation engagements. Built three-statement operating FP&A models, DCF, and comparable company analyses.
- Performed valuations on two private-company sell-side M&A engagements with a total potential deal size of around $130 million.
- Acted as lead associate on a consulting engagement with one of the largest television broadcasters in the country. Engagement included an analysis of the client's existing digital media portfolio and optimal potential acquisitions.
- Conducted market, industry, and operational research and analysis, which focused on the electronic payment processing and digital media industries.
- Presented and discussed intricate valuation models with C-level executives both in-person and over the phone.
Senior Manager, Financial Planning & Analysis
Goji
- Rebuilt new corporate financial model and reporting structure from scratch. Reduced monthly close lag from two weeks to three days.
- Designed and constructed a fully integrated sales mix model. The model allowed users to perform scenario analysis based on different state and carrier combinations. Net sales gained or lost, policy first-year cash, and policy lifetime value were simulated.
- Led the development and implementation of a new sales force compensation model. Since implementation, sales volume increased 25% compared to old plan.
- Valued insurance policy back-book and structured finance deals with institutional investor.
- Reduced bonus cycle time and error rate in half by automating process with VBA, thereby significantly increasing sales agent morale and reducing attrition. Estimated cost savings of $480,000.
- Led the development and implementation of new quality assurance process, which increased policy retention, resulting in a positive cash impact of $200,000.
Equity Research Associate
Royal Bank of Canada
- Conducted and published research on 16 companies in the Information Technology Services sector, including Accenture, Cognizant, and Visa.
- Wrote industry reports, company earnings notes, and coverage initiation notes, including the initiation note on Visa, the largest IPO in U.S. history at the time.
- Received full research coverage and responsibilities on Perot Systems after only three months as an associate. Normal time frame to receive full research coverage is six to 12 months.
- Designed statistical tests and calculated performance metrics for proprietary equity research ideas.
- Conducted performance attribution analysis on RBC proprietary equity portfolio. Wrote research paper and presented findings to the managing directors of global equity research and institutional sales & trading.
Education
Master of Business Administration (MBA) Degree in Finance
The Wharton School, University of Pennsylvania - Philadelphia, PA
Certified Treasury Professional (CTP) in Treasury and Cash Management
Association of Financial Professionals (AFP) - Bethesda, MD
Certificate in Financial Risk Management (FRM)
Global Association of Risk Professionals (GARP) - Jersey City, NJ
Chartered Financial Analyst (CFA) in Investment Management
Chartered Financial Analyst Institute (CFAI) - Charlottesville, VA
Bachelor's Degree in Finance
George Washington University - Washington, D.C.
Skills
Finance
Chartered Financial Analyst (CFA), Financial Reporting, Credit Risk, Risk Analysis, Forecasting, Financial Modeling, Valuation, Financial Planning & Analysis (FP&A), Three-statement Modeling, Corporate Finance, Asset Valuation, DCF Valuation, Financial Risk Analysis, Project Finance, Accounting, Debt Raises, Leveraged Buyout Modeling, Asset-backed Securities (ABS), Equity Research, Financial Systems, Bank Debt Raises, Mergers & Acquisitions (M&A), Market Research, Comparable Company Analysis, Discounted Cash Flow (DCF), Capital Structure Analysis, Financial Benchmarking, Ratio Analysis, Private Equity
Output Software
Microsoft Word, Microsoft Excel, Microsoft PowerPoint
Industry Expertise
Financial Services, Banking & Finance, Insurance
Geographic Expertise
United States
Data & Analysis Software
Thomson Reuters, Bloomberg, Salesforce, SQL, FactSet, MATLAB, R
Other
Investment Modeling, Financials, Credit Modeling, Risk Modeling, Financial Risk Management, Investments & Risk Management, Financial Statements, Startups, Analysis, Income Statements, Unit Economics, Startup Growth Strategy Development, Lean Startups, Risk Management, DCF Modeling, Structured Finance, Relative Valuation, Debt Financing, Models, Business Models, Budget Modeling, Pro Forma Analysis, Modeling, P&C Insurance, Investment Research, Research Analysis, Economics, Financial Innovation, Loan Valuation, Marketing Mix Modeling, Equity Investment, Econometrics, Asset Securitization, Pricing Models, Treasury & Liquidity Management, PeopleSoft ERP Application, Cohort Analysis, Statistics, Data Modeling, Quality Assurance (QA), Analytics, Investment Banking, Fintech, Leveraged Buyout (LBO), Futures & Options, SME/SMB Financing, Initial Public Offerings, Operations Strategy, R Programming, Data, Visual Basic for Applications (VBA)
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