
Colton Storseth
Verified Expert in Management Consulting
Management Consulting Expert
Bismarck, ND, United States
Toptal member since February 5, 2026
Colton, currently a chief actuary of the North Dakota Insurance and Securities Department, has 13 years of regulatory experience. He has reviewed insurance contracts for compliance with state and federal law. He has also reviewed many health insurance contracts for reasonableness, including those subject to the Affordable Care Act. Colton also has experience with 1332 waivers and financial reviews.
Case Studies
Industry Expertise
- Government
- Insurance
- Healthcare & Insurance
Software Expertise
- Microsoft Excel
Other Expertise
- Actuarial
- Affordable Care Act
- Insurance Law
- Pricing Review
- System for Electronic Rate and Form Filing (SERFF)
Work Experience
Chief Actuary
North Dakota Insurance Department
- Performed analysis and projections for the department's 1332 waiver for 2025 – 2029.
- Reviewed all types of health insurance premiums for reasonableness and compliance with state law.
- Created reports for the insurance commissioner (including the Affordable Care Act premiums). Assisted the commissioner in the final decision on premium rates for those products.
Form Analyst
North Dakota Insurance Department
- Reviewed hundreds of filings, including life and health insurance, for compliance with state and federal law.
- Performed the annual review of Affordable Care Act filings to ensure insurers stayed up to date with federal law changes.
- Worked toward becoming the department's actuary by passing three preliminary actuarial examinations prior to being promoted to the role.
Education
Bachelor of Science Degree in Mathematics (Actuarial Emphasis)
Bemidji State University - Bemidji, MN, USA
Certifications
Fellow of the Society of Actuaries (FSA)
Society of Actuaries (SOA)
Professional in Insurance Regulation
National Association of Insurance Commissioners
Skills
Finance
Forecasting, Pricing
Output Software
Microsoft Excel
Industry Expertise
Health Insurance, Insurance, Life Insurance
Other
Pricing Review, Actuarial, R Studio, Insurance Law, Affordable Care Act, Mathematics, System for Electronic Rate and Form Filing (SERFF)
How to Work with Toptal
Toptal matches you directly with global industry experts from our network in hours—not weeks or months.
Share your needs
Choose your talent
Start your risk-free talent trial
Top talent is in high demand.
Start hiring

