
Germee Ronirose
Verified Expert in Management Consulting
Management Consulting Expert
London, United Kingdom
Toptal member since October 19, 2022
Germee is a seasoned fractional CFO, business process improvement, and M&A expert. She advised M&A and corporate clients for over 18 years, focusing on financial strategy, operations, due diligence, and valuation. Her past clients included the 2nd-largest geothermal company in the world. She has created value for clients in various industries through a data-driven financial strategy. She is a CPA and a Certified AI Engineer.
Career Highlights
Education Highlights
Certification Highlights
Case Studies
Expertise
- Financial Analysis
- Financial Modeling
- Financial Planning & Analysis (FP&A)
- Forecasting
- Fundraising
- Mergers & Acquisitions (M&A)
- Startups
- Three-statement Modeling
Work Experience
Financial and M&A Advisor
Freelance
- Served as sell-side M&A advisor to the 2nd-largest geothermal company in the world. She did due diligence, including an assessment of the adequacy of pension plans and healthcare benefits. She prepared the data room.
- Acted as M&A advisor for multiple restaurant acquisitions across the UK and Europe. Led due diligence and financial valuation, including HR benefits review and valuation.
- Led financial valuation and due diligence, including HR obligations, for multiple construction companies on behalf of a UK real estate private equity fund.
- Served as M&A advisor for a bank and luxury companies. I conducted the valuation and due diligence, including HR benefits, and prepared and managed the data rooms.
Founder | CEO | Data Scientist | AI/ML Professional
Roni AI Inc
- Developed Roni AI, a cutting-edge financial assistant, leveraging my expertise in finance.
- Built an AI/ML cash flow forecast and chat assistant.
- Created an easy-to-use UI/UX design that makes it easy for management to look at their KPIs.
Fractional CFO
Ainnovate Ltd
- Created financial models, budgets, and timelines for a payment gateway startup and managed and worked with development teams, including teams specializing in blockchain and AI/ML.
- Managed the profitability and cash flow management and the development teams of a fintech startup in Senegal.
- Acted as CFO for a fund, healthcare, and mining group's profitability and cash flow management using financial analysis, valuation models, and CVP analysis.
CEO
Dearest Technologies
- Managed designing and implementing AI and AR tools for the jewelry and luxury sector.
- Supervised a tech team to implement cutting-edge technology in a startup.
- Created valuation models and fundraised for the startup.
Investment Banker
ING Group
- Served as a part of the financial team advising the sale of the world's second-largest geothermal power plant, EDC, with a deal value of $812 million. Advised on $1 billion in mergers and acquisition deals in retail, banking, and energy.
- Created valuation analysis for various clients in different industries, including major retailers and banks, performed due diligence and prepared data rooms.
- Studied contracts for significant acquisitions and advised on possible acquisition targets.
Education
Coding Bootcamp in Full-stack Software Engineering
Avion School Coding Bootcamp - www.avionschool.com
Professional Master in Data Science (Analytics) in Data Science
University of the Philippines - Diliman, Quezon City
Master's Degree in Finance
Bocconi University - Milan, Italy
Bachelor's Degree in Business Administration and Accountancy
University of the Philippines - Diliman, Philippines
Certifications
Certified AI Engineer
AI Makerspace
Certified Public Accountant (CPA)
PICPA
Skills
Finance
Fundraising, Accounting, Financial Modeling, Three-statement Modeling, Mergers & Acquisitions (M&A), Forecasting, Capital Budgeting, Value Investing, DCF Valuation, Startup Funding, Discounted Cash Flow (DCF), Seed Fundraising, Equity Research, Asset Allocation, Revenue & Expense Projections, Equity Research Analysis, CFO, Market Research, Valuation, RiskMetrics, Financial Planning & Analysis (FP&A), Budgeting, M&A (Sell-side), Business Intelligence (BI), Mezzanine, Debt, M&A (Buy-side), Cross-border M&A, Due Diligence, REITs, Investment Memoranda, Asset-based Finance, Credit/Debt, Consumer Lending, Controller, Cash Management, Cash Flow, Project Finance, Total Addressable Market (TAM), Data Analysis, Investment Briefs, Private Equity, Capital Structuring, Equity Raises, Debt Raises, Project Evaluation, Taxation, Pricing, Pricing Strategy, P&L Forecasting, Profit & Loss (P&L), International Finance, Cash Flow Modeling, Consumer Loans, UK GAAP, Credit Analysis, Credit Risk, Risk, Financial Risk Analysis, Operational Finance, Comparable Company Analysis, Specialty Finance, FIG, Pro Forma Financial Statements, Certified Public Accountant (CPA), Lease Accounting, Short-term Investments, Series A, Financial Reporting, Accounting Consolidation, Internal Financial Reporting, M&A Modeling, Corporate Finance, Cost Reduction & Optimization (Cost-down), Credit Underwriting, CPA, Cash Flow Forecasting, Financial Consolidation, Valuation Modeling, Equity Valuation, Profitability Analysis, Fund Management, Series B, Property Tax, Blockchain, Debt Analysis, Cap Table Formation, Profitability Optimization, ROI, Balance Sheets, Pre-revenue Valuation, Finance Strategy, International Taxation, Trade Finance, Working Capital Management, Private Equity Valuation, Price Analysis, Capital Raising, Risk Models, Order to Cash (O2C), Valuation Analysis, Deal Analysis, Revenue Modeling, Serviceable Addressable Market (SAM), Investment Return Scenario Analysis, 13-week Cash Flow, Cost of Capital, Weighted Average Cost of Capital (WACC), Development Finance, Environmental, Social, and Governance (ESG) Rating, Development Finance Institutions (DFI), Budget Controls, Seed Enterprise Investment Scheme (SEIS), Payables
Output Software
Microsoft Excel, Microsoft PowerPoint, Excel 2016, Stripe Payments, Google Sheets
Data & Analysis Software
QuickBooks Online, Tableau, Xero Accounting, Financial Data, Intuit QuickBooks, NetSuite, Looker, Oracle ERP, Salesforce, Crunchbase, SQL
Industry Expertise
Capital Markets, Venture Capital, Construction, Early-stage Startups, Entertainment & Leisure, Real Estate, Food & Beverage, Franchises, Technology, Confidential Information Memorandum (CIM), Oil & Gas, Higher Education, Real Estate Development, Energy, Healthcare, Exercise & Fitness, Banking & Finance, Education Technology (Edtech), For-profit Education, Software, Public Companies, Restaurants & Dining, High-tech Startups, Health & Wellness, Music, Apparel & Accessories, Institutional Investors, Hygiene & Personal Care, Retail & Wholesale, Professional Services, Consumer Products, Insurance, Small Business, Film & Television, IFRS 17, Fashion, Luxury Goods, Hospitality, Pharmaceuticals, Asset Management, Dental Care, Financial Services, Real Estate Modeling, Commercial Real Estate, Real Estate Investment, Startup Accelerators, Renewable Energy
Geographic Expertise
United States, United Kingdom, Asia-Pacific (APAC), Singapore, Spain, Middle East, Japan
Other
Financial Analysis, Finance, Business Models, Startups, Luxury Industry, Artificial Intelligence (AI), Budget Modeling, Investor Reporting, Investor Relations, Investor Presentations, Pitch Decks, Startup Consulting, Data Analytics, Capital Asset Pricing Model (CAPM), Equities, Scenario Analysis, Marketplace Platforms, Interim CFO, Market Segmentation, Market Research Analyst, Business Plan Consulting, Financing, Investment Banking, Clean Energy, Manufacturing, Cash Flow Management, Cash Flow Analysis, Machine Learning, Data Science, Business Loans, Small & Medium-sized Enterprises (SME), SME/SMB Financing, Loans & Lending, Financial Forecasting, M&A Due Diligence (Financial), Fractional CFO, Real Estate Investment Trust (REIT), Inventory Management, Financial Risk Management, Pricing Models, Pitch Deck Consultant, Strategy, Investments, Inventory Cost Accounting, Monthly Close Process, SaaS, Platforms, DCF Modeling, Energy Storage, Interim Financial Controller, Process Mapping, Reporting, Revenue Projections, Mobility, Investment Analysis, Investment Committee Advisory, Deal Sourcing, Fintech, Fintech Consultant, Excel Modeling, Excel Expert, Debt Financing, Information Memoranda, Business Strategy, Family Office, Fund Accounting & Administration, Software as a Service (SaaS), Early-stage Funding, Cap Tables, Waterfall Modeling, Cryptocurrency Exchanges, Biotechnology, Investment Funds, Cost Accounting, Xero, US GAAP, Grants, Equity Investment, Investment Consulting, Impact Investing, Chief of Staff, GAAP, GAAP Compliance, Bookkeeping, Financial Transformation, Change Management, Project Management, Data, B2B, Renewables, Green Energy, P&L Analysis, P&L Management, P&L Responsibility, Business Planning, Commercial Real Estate Finance (CREF), Hedge Funds, Early-stage Venture Capital, Analysis, Administrative Procedures, Systems & Procedures, Equity Markets, Statistics, Statistical Analysis, Wellness, Process Design, Business to Business (B2B), Merchant Cash Advances, Cohort Analysis, Audits, Complex Account Reconciliations, Inter-company Reconcilation, Reconciliation, Business Analysis, B2B Partnerships, Digital Media, Decentralized Finance (DeFi), Digital Product Development, Underwriting, Revenue Recognition, Month-end Processes, M&A Strategy, Digital Banking, Applications, Business Services, Growth Strategy, Operations, Policies & Procedures Compliance, Edtech Design, Education, Data Rooms, Enterprise SaaS, Database as a Service (DBaaS), Marketplaces, Accounts Receivable, Automation, QuickBooks API, Sage 50, eCommerce, APIs, Migration, Fundraising Consultant, IFRS Consolidation, Mobile Games, Virtual CFO, Invoices, VAT Return Preparation, Troubleshooting, Data Visualization, Accounts Payable, Consumer Banking, Neobanks, Visual Storytelling, Business Model Strategy, Vacation Rental Management, Subscriptions, Enterprise Software, Consolidated Reporting, IRR, Infrastructure, Risk Management, Risk & Compliance, Capitalization Tables, Accounting Software, Accounting System Migrations, Family Office Consultants, Credit Scores, Distressed/Special Situations, Corporate Finance Consultant, Business Proposals, Psychology & Mental Health, Marketing Strategy, Music Production, Music Publishing, Process Optimization, Operational Workflow, Target Operating Models, Corporate Governance, Reorganization, Vendor Selection, Vendors & Suppliers, Business Restructuring, Team Management, Sourcing, Paid Advertising, COO, System Optimization, Social Media APIs, Fundraising Strategy, Event Management, Event Management Platforms, Chatbots, Consolidation, Controllership, Foreign Currency, Part-time CFO, Leveraged Buyout (LBO), Growth Strategy Consultants, Personal Care, Loans, Dashboards, Management Reports, Key Performance Indicators (KPIs), IFRS Financial Reporting, ERP Implementation, Advertising, Media, Term Sheet Advisory, AR/AP Management, Business Development, Fitness, Leadership, Operational Efficiency Improvement, Nutrition & Supplements, Team Leadership, Brand Marketing, Brand Management, Legal, Due Diligence Consultant, Corporate Planning, NAV, Waterfall Methodology, Spinoffs, Microsoft Power BI, Financial Controls & Processes, SAP ERP, Cash Flow Consultant, Business Operations, Marketing, B2C, Go-to-market (GTM) Strategies, B2C Marketing, Product Launch, Excel Macros, Operating Models, Growth, Performance Improvement, Human Resources (HR), Events, Business Intelligence Consultant, Small Business Management, Consumer Packaged Goods (CPG), CPG, Financial Consultation, Financial Controlling, Internal Control, Tax Accounting, Gaming, Compliance, Controllership/Accounting, Board Reporting, Storytelling, Strategic Planning, Hiring, Compensation, HR/Workforce Transformation, HR Transformation, Business Evaluation, Value at Risk, Foreign Exchange, Regulatory Technology (Regtech), Acquisitions, Sales, Direct to Consumer (D2C), CAPEX, eCommerce Analysis, Demand Planning, Data Modeling, Sales Forecasting, Business Analytics, Sensitivity Analysis, Financial Reporting Dashboards, BI Reports, Core Banking Systems, M&A Analysis, Chief Operations Officer (COO), Compensation Plans, Software Development, Generative Artificial Intelligence (GenAI), White Papers, Revenue Analysis, Brand Strategy, Board Presentations, Financial Statements, Business Process Analysis, Stripe, Cost Analysis, Compensation Programs, Car Rental, Training, Billing & Collections, Invoicing, Travel, Zoho Books, Request for Information (RFI), Consulting, Proposals, Market Research & Analysis, Competitor Analysis & Profiling, Shopify, Innovation, Innovation Strategy, Supply Chain Optimization, FMCG, Data Entry, Data Reporting, Competitive Analysis, Planning, Customer Success, IP Valuation, AML, Anti-money Laundering (AML), Project Management Professional (PMP), Forex, Stock Analysis, Small Business Consultants, Investment Banking Technology, Life Science, Medical Devices, Proptech, Rentals, Finance Reports, Turnaround Management, Crypto, Fixed Costs, Controlling, Spreadsheets, Shareholders, Shares, Pro Forma Analysis, SWOT Analysis, Excel 365, Excel VBA, Digital Transformation, Asset Securitization, Structured Finance, Risk Modeling, Data Structures, Commercial Lending, Amazon, Corporate Restructuring, Dental Services Organizations, Finance Product Manager, Financial Data Analytics, Pitch Preparation, Buyer Personas, Marketing Analytics, Customer Insights, Finance Director, Return on Invested Capital (ROIC), M&A Due Diligence (Commercial), Market Diligence, Fraud Detection, Fraud Prevention, Business Transformation, Management Consulting, Balance Sheet Optimization, AI Adoption, Quantitative Analysis, Organizational Design, Organizational Structure, Process Improvement, Structure & Organizational Design, Business Process Improvement (BPI), Investor Relations Consultant, Business Validation, Company Strategy, Operational Control, Five-year Plans, Succession Planning, Modeling, Variance Reporting, Business Modeling, CleanTech, Offering Documents, Break-even Analysis, Buy Now Pay Later (BNPL), Integration, Software Development Lifecycle (SDLC), Revenue Management, Power Query, WordPress Design, Customer Segmentation, Customer Journey, Finance Transformation, Cost Cutting (Cost-out), Digital Strategy, Oracle, SAP, ISO 9001, Digital Payments, Intellectual Property, Data Governance, Data Migration, ETL, ETL Development, Data Engineering, Agile Coaching, Agile Transformation, Payroll Transformation, Exit Strategy, Stock Market, Primary Research, Oracle Fusion Financials, Enterprise Resource Planning (ERP), M&A Due Diligence (Technology), Financial Systems, Process Documentation, Business Requirements, Process Flows, Oracle Fusion Applications, Stakeholder Management, Finance Management, Business Processes, Strategy Consulting, System Administration, Relationship Building, User Onboarding, Social Media, Data Research, Web Scraping, Data Scraping, Feasibility Studies, Property Valuation, Lease Administration, Property Management, Buy-side, Forensic Accounting, Copywriting, Reports, Research, AI Tools, Process Automation, Go-to-market Plans, Employee Benefits, Supply Chain, Executive Consulting, Prompt Engineering, Intellectual Property Licensing, Licensing, Activity-based Costing, Workflow Automation & System Integration, Fractional Chief of Staff, NPV Calculation, Environmental, Social, and Governance (ESG), Entity Selection & Formation, Payroll & Benefits, Hardware, Data Strategy, Partnerships, Monetization, Presentations, Revenue Growth, Service Design, Financial Operations & Processes, Payroll Automation, Investment Strategy, Product-led Growth (PLG), Manufacturing Execution Systems (MES), Predictive Analytics, Predictive Modeling, Financial Presentations, Pitch Presentations, Presentation Development, Presentation Design, Zapier, AI Agents, Product-market Fit, Acquisition Analysis, Company Analysis, Data Collection, Investment Research, AI Automation, Product Development, Bloomberg Terminal, Metals & Mining, Solar, Cryptocurrency, Management, Auditing, Financials, Big Data, Software Design, AIOps, AI Design
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