Hassan Daher
Verified Expert in Management Consulting
Management Consulting Expert
London, United Kingdom
Toptal member since July 7, 2022
Hassan is a finance professional with 10+ years of experience in freelancing and providing strategic and financial services to businesses with Deloitte. In 2019, he founded and built an FCA-authorized fintech lending platform in the UK that is a clear market leader in its category. Hassan enjoys freelancing because he loves working on challenging projects with talented people and because it allows him to leverage his experiences to help businesses maximize their growth.
Career Highlights
Education Highlights
Certification Highlights
Case Studies
Insurance Company Valuation
Digital Transformation Strategy
Expertise
- Competitive Analysis
- Digital Transformation
- Due Diligence
- Financial Modeling
- Fintech
- Fintech Consultant
- Market Sizing
- Valuation
Work Experience
Founder and CEO
Qardus
- Built the clear market leader in the UK's ethical and Sharia-compliant SME financing space, funding £1+ million in SME financing to date, with over £300,000 in repayments and a stellar track record with a zero default rate.
- Cultivated a loyal investor base with 1,800+ retail and high-net-worth investors to date.
- Led a financial product innovation and provided innovative working capital solutions for SMEs.
- Managed marketing, underwriting, business development, and compliance teams.
- Secured funding and prepared the financial model, slide deck, and debt teaser.
- Developed the business model and MVP and completed the go-to-market strategy, action plan, and market sizing.
- Determined the product and market fit for this industry in the UK.
Founder in Residence
Founders Factory
- Joined the Founders Factory's fintech accelerator program and launched Qardus.
- Developed the MVP and go-to-market strategy for the business.
- Secured pre-seed funding from investors to build the business.
Entrepreneur in Residence
Entrepreneur First
- Joined the Entrepreneur First incubator program to meet a co-founder and build a startup from scratch.
- Tested out ideas and working relationships with multiple potential co-founders.
- Developed the idea and honed the value proposition for Qardus.
Corporate Finance Advisor
Freelance
- Provided expert advice to an insurance company in the Middle East on selling a 49% stake in their business, consisting of life and general insurance, to a German insurance group.
- Collaborated with both parties on preparing a 5-year business plan and determined potential synergies for the proposed joint business.
- Used various valuation approaches to derive the fair market value of the insurance company.
PhD Researcher
INCEIF
- Developed econometric models to examine the relationship between bank capital buffers and unique risk exposures in emerging markets.
- Presented with the award for the best PhD paper at the doctoral colloquium.
- Published two empirical papers in the field of banking and finance in top-tier international journals with 88+ citations to date.
Manager
Deloitte
- Managed transactions across Asia with deal values of up to $200 million within strict deadlines.
- Completed 24+ independent business valuations and buyer financial due diligence assignments.
- Headed numerous due diligence, business valuation, financial modeling, corporate finance, and M&A assignments across the Middle East.
- Executed a due diligence assignment on behalf of Abraaj capital concerning their acquisition of Tadawi Pharmacies in Saudi Arabia with a transaction value of $400 million. I led the local project team within a strict deadline.
- Led due diligence on behalf of Zabeel Investments concerning their acquisition of a stake in ASP Access Floors.
- Advised SHUAA Capital on the valuation of Air Arabia for their initial public offering in the UAE.
- Wrote a fairness opinion on the Growgate's assets portfolio in the transportation and logistics sector.
- Acted on behalf of the Abu Dhabi Investment Authority and completed a financial modeling assignment in South Korea concerning a joint venture in the airline industry.
- Guided a sale of a major retail and distributor company in Saudi Arabia with sales exceeding $300 million.
- Counseled on the capital structure of a leading food and beverage company in Kuwait.
Semi-senior Auditor
Deloitte
- Completed audits of several key projects in Lebanon, including for Middle East Airlines and Arab Bank.
- Audited two mutual funds listed on the stock exchange and completed additional audit tasks within strict timelines.
- Advised clients on methods to support their earnings quality.
Education
Bachelor's Degree in Finance
The University of Manchester - Manchester, UK
Certifications
Full-stack Developer
Le Wagon
Chartered Financial Analyst (CFA)
CFA institute
Skills
Finance
Valuation, Financial Modeling, Mergers & Acquisitions (M&A), Corporate Finance, DCF Valuation, Discounted Cash Flow (DCF), Due Diligence, Fundraising, Credit/Debt, Investment Return Scenario Analysis, Cash Flow Modeling, Forecasting, Market Research, Chartered Financial Analyst (CFA), Startup Funding, Financial Planning & Analysis (FP&A), Credit Analysis, Revenue & Expense Projections, Debt, Credit Underwriting, Venture Funding, Crowdfunding, Debt Raises, Capital Raising, Accounting, Comparable Company Analysis, Dividend Policy, Credit Risk, Consumer Loans, Capital Structuring
Industry Expertise
Banking & Finance, Financial Institutions, Early-stage Startups, Small Business, Venture Capital, Life Insurance, Insurance
Data & Analysis Software
SQL
Geographic Expertise
Middle East, Asia, Southeast Asia
Other
Finance, Fintech, Fintech Consultant, Islamic Finance, SME/SMB Financing, Growth, Growth Hacking, Loans & Lending, Pitch Decks, Market Fit, Competitor Analysis & Profiling, Competitive Strategy, Digital Transformation, Competitive Analysis, Startups, Lean Startups, Market Sizing, Financing, Sales Strategy, Customer Success, Transformational Leadership, Business Transformation, Business Models, Launch Strategy, Idea Validation, Go-to-market (GTM) Strategy, IRR, Market Research & Analysis, Financial Products, Business Strategy, Strategy, Market Segmentation, Business Planning, Growth Strategy, Startup Consulting, Pitch Deck Consultant, Structure, DCF Modeling, Excel 365, Underwriting, Excel Expert, Due Diligence Consultant, Economics, Data Science, Statistics, Investment Banking, Digital Banking, Figma, Slack, Trello, Portfolio Management, Equity, Derivatives, Alternative Investments, Financial Statements, Investing, P2P, Legal Research, Regulatory & Tax, Business Development, Management, Financial Analysis, Auditing, Financial Statement Preparation, Dividend Discount Model, Excess Earnings Method, Transaction Comparables, Emerging Markets, Product Development, Minimum Viable Product (MVP), Small & Medium-sized Enterprises (SME), Legal, B2B, B2B2C, Competition Research, Emerging Technologies, Zoom, Microsoft Teams, Google, Information Memoranda, HTML, CSS, Bootstrap, JavaScript, GitHub, Ruby on Rails (RoR), Econometrics, Business to Business to Consumer (B2B2C)
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