Jerry Nemorin
Verified Expert in Management Consulting
Management Consulting Expert
Miami, FL, United States
Toptal member since September 13, 2022
Jerry is an expert in financial modeling, valuation, M&A, fintech, startups, and debt and equity capital raising. He previously founded a venture-backed fintech company that raised over $12 million in equity and $250 million in debt capital. Jerry worked in corporate treasury for Fortune 500s and advised on LBO transactions and high-yield debt capital raises. As a Toptal freelancer, he wants to offer his expertise to a broader group of companies at all stages.
Career Highlights
Education Highlights
Case Studies
Edtech Merger Valuation
Valuation of a Target Acquisition
Newco Lending Model
Expertise
- Consumer Lending
- Debt Raises
- Equity Raises
- Financial Modeling
- Fintech
- Fundraising
- Private Capital Markets
- Startups
Work Experience
Board Member
Moneythink
- Advised the executive director on new go-to-market technology products, strategies, and sustainable funding.
- Helped review a Gates grant application that resulted in the largest grant to the organization to date.
- Led an exercise to identify potential opportunities to monetize the platform to create a sustainable funding model.
Interim CEO
First Person Care Clinic
- Served as interim CEO of a 6-clinic FQHC healthcare group, restructured operations to grow cash reserves from $200,000 to $2 million in 5 months.
- Directed lender negotiations and provided strategic M&A counsel on opportunistic acquisitions.
- Launched a rheumatology clinic in Tempe, Arizona, from the ground up.
Founder & CEO
Lend Street Financial
- Raised $12 million in venture capital and $250 million in debt capital.
- Developed an underwriting approach that outperformed FICO by 116 points.
- Built and syndicated a profitable loan product to institutional investors.
- Selected to integrate the inaugural cohort of Launch with GS, Goldman Sachs' business accelerator.
Associate, Financial Sponsors
Bank of America
- Advised on transactions with an aggregate value of over $2 billion in high-yield debt capital.
- Analyzed credit considerations for a $15 billion leverage financial proposal to support the acquisition of a consumer product company by a consortium of private equity firms.
- Conducted discounted cash flow (DCF), optimal capital structure, and weighted average cost of capital (WACC) analyses, advising clients on strategic financial initiatives for funding future employees' benefit obligations.
Treasury Analyst, Banking Relations & Trade Finance
Tyco
- Redesigned the banking relations evaluation process reducing the cycle time by three days while increasing the scope and quality of data provided to senior management.
- Managed a pilot test and trained requestors, approvers, and facilitators for a global Six Sigma project to improve contingent liability requests and tracking processes. This project earned the Pinnacle and the Alexander Hamilton awards.
- Reviewed and analyzed contingent liability requests from the subsidiaries and drafted recommendations to the treasurer and CFO.
Sports Agent Trainee
Impact Sports
- Designed the pitch deck for an NFL draft prospect highlighting the firm's capabilities, the comparable athletes, the draft slot, and the expected compensation analysis. The presentation resulted in the client signing with the agency.
- Completed comparative salary analysis for our clients who were free agents ahead of the free agency period to determine appropriate parameters for contract negotiation.
- Wrote a story comparing our two top clients going into the draft and highlighted their relative family background, skill set, and production. We pitched the story to media outlets, and it made the front page of the ESPN website.
Education
Master's Degree in Business Administration (MBA)
University of Virginia - Charlottesville, VA, USA
Bachelor's Degree in Finance
University of Florida - Gainesville, FL, USA
Skills
Finance
Financial Modeling, Debt Raises, Fundraising, Equity Capital, Consumer Lending, Private Equity, Valuation, Financial Management, Market Research, Total Addressable Market (TAM), Valuation Modeling, Leveraged Buyout Modeling, Three-statement Modeling, Forecasting, Revenue & Expense Projections, Budgeting, Credit Risk, Credit Underwriting, Credit/Debt, Pricing, DCF Valuation, Mergers & Acquisitions (M&A), M&A Modeling, Seed Fundraising, Financial Planning & Analysis (FP&A), Cash Flow, Startup Funding, Profitability Analysis, Cash Flow Modeling, CFO, Angel/Seed Funding, Growth Equity, Cost Reduction & Optimization (Cost-down), Financial Reporting, Due Diligence, Market Opportunity Analysis, Finance Strategy, Cash Flow Forecasting, M&A (Sell-side), Capital Raising, Corporate Finance, Debt Analysis, Debt Restructuring, Refinancing, Accounting, Data Analysis, Crowdfunding, Controller, Corporate Treasury, Trade Finance, Project Finance, Equity Raises, Lending, Consumer Loans, Islamic Banking
Output Software
Microsoft PowerPoint, Microsoft Excel
Data & Analysis Software
Financial Data
Industry Expertise
Banking & Finance, Early-stage Startups, Real Estate, Transportation & Shipping, Venture Capital
Geographic Expertise
United States
Other
Private Capital Markets, Finance, Fintech, Startups, Leveraged Buyout (LBO), Business Strategy, Go-to-market (GTM) Strategy, Strategy, Market Segmentation, Competition Research, Pitch Decks, Business Plan Consulting, Digital Banking, Credit Scores, Fundraising Consultant, Marketplaces, Business Models, PowerPoint Design, Pricing Models, Growth Strategy, Startup Growth Strategy Development, Market Fit, DCF Modeling, Cap Tables, Scenario Analysis, Exit Strategy, Financial Analysis, Pro Forma Analysis, Market Research Analyst, SaaS, Fundraising Strategy, Analysis, Excel Modeling, Excel Expert, Accounts Receivable, Business to Business (B2B), Financing, Pitch Deck Consultant, Fractional CFO, Early-stage Funding, Financial Products, Consumer Banking, Interim CFO, Treasury, Treasury Management, Treasury & Liquidity Management, Angel Investing, Software as a Service (SaaS), Investor Presentations, Startup Consulting, Management Consulting, Organizational Design, Consulting, Credit Cards & Transaction Processing, Financial Presentations, Leadership, Executive Consulting, Business Transformation, Change Management, Organizational Change Management (OCM), LLC Agreements, Waterfall Modeling, Legal, Competitive Intelligence, Competitor Analysis & Profiling, Cash Flow Management, Key Performance Indicators (KPIs), Business Consulting, Strategy Consulting, Business Model Strategy, M&A Due Diligence (Commercial), Market Research & Analysis, Customer Analysis, Operations, Partnerships, Workshop Facilitation, Impact Investing, Lean Startups, Prototyping, Stakeholder Engagement, Process Transformation, Sell-side, Term Sheet Negotiations, Enterprise Resource Planning (ERP), Financial Operations & Processes, Key Performance Metrics, Data Analytics, Revenue Analysis, CEO, Executive Leadership, Investor Relations, Investment Banking, Merger Modeling, Data Rooms, Business Planning, Distressed Assets, Negotiation, Investments, Inventory, Small & Medium-sized Enterprises (SME), Early-stage Venture Capital, Clean Energy, Manufacturing, Enterprise SaaS, Agile Program Management, Payment Product Manager, Consumer Packaged Goods (CPG), Direct to Consumer (D2C), eCommerce, Artificial Intelligence (AI), AI Adoption, Fintech Consultant, Leveraged Finance, Budget Modeling, Business Restructuring, Business Management, Inventory Optimization
How to Work with Toptal
Toptal matches you directly with global industry experts from our network in hours—not weeks or months.
Share your needs
Choose your talent
Start your risk-free talent trial
Top talent is in high demand.
Start hiring