Publication
How Is the International Money Transfer Market Evolving?
https://www.toptal.com/management-consultants/market-research-analysts/international-money-transfer
Mauro is currently unavailable
Mauro F. Romaldini, ACMA CGMA
Verified Expert in Management Consulting
Management Consulting Expert
London, United Kingdom
Toptal member since June 29, 2017
Bio
Mauro is a fractional CFO running live finance operations in Brazil, Portugal, Spain, the Netherlands, and the UK, working in the local language of each entity. He brings 20+ years of experience across Europe and Latin America and has supported $150+ million in fundraising. Mauro specializes in FP&A, M&A, multi-entity consolidation, and investor-ready reporting for scale-ups. He's fluent in English, Portuguese, Spanish, French, and Italian, and holds ACMA, CGMA, and an MBA from HEC Paris.
Career Highlights
Group Finance Business Partner
Claranet
Senior Finance Business Partner
DXC Technology
Head of Finance
Queluz Gestao de Ativos
Education Highlights
Bachelor's Degree
Pontifical Catholic University of São Paulo
Certification Highlights
Chartered Global Management Accountant (CGMA) and Associate (ACMA)
CIMA | Chartered Institute of Management Accountants
Case Studies
SaaS Three-statement Financial Model
Financial ModelingStatement of Cash FlowsIncome StatementsBalance SheetsFinancial Planning & Analysis (FP&A)Microsoft Excel+ 3 more
Turnaround Presentation
Finance StrategyFinancial ModelingMicrosoft ExcelCosts
Cash Flow and P&L Forecast
ForecastingFinancial ModelingBanking & FinanceFinancial Planning & Analysis (FP&A)FinancialsGrowth Strategy+ 4 more
Asset Management | Investment Returns
Financial ModelingMicrosoft Excel
Expertise
- CFO
- Finance Strategy
- Financial Management
- Financial Modeling
- Fintech
- Forecasting
- SME/SMB Financing
- Strategy Planning
Work Experience
Group Finance Business Partner
2021 - PRESENT
Claranet
- Coordinated live finance operations across Brazil, Portugal, Spain, the Netherlands, and the UK, engaging stakeholders in local languages.
- Supported finance operations for the Netherlands entity in English and partnered with the India offshore team to deliver key financial metrics at the group level, ensuring accurate and consistent reporting across entities.
- Engaged with local teams on due diligence, M&A activities, budgeting, and forecasting.
- Improved financial data gathering ensuring proper mapping of accounts across entities.
- Supported the implementation of a new group accounting consolidation system across Brazil, Portugal, Spain, and the Netherlands, ensuring data quality and training local finance teams.
Focus areas: Annual Budgets, Key Performance Indicators (KPIs), Accounting, Management Accounting, Internationalization, M&A (Buy-side), Brazil, Microsoft PowerPoint, Microsoft Excel, P&L Forecasting, United Kingdom, India, Income Statements, Cost Efficiency, Financial Reporting, Statement of Cash Flows, Balance Sheets, Costs, International Finance, Budgeting, Financial Forecasting, Monthly Close Process, Revenue & Expense Projections, Profit & Loss (P&L), Financial Consolidation, Technology
Senior Finance Business Partner
2019 - 2021
DXC Technology
- Supported the business in Spain, Italy, and the USA across a portfolio of 10+ projects with a total contract value of over USD 80 million.
- Operated in a project CFO-like capacity managing financial oversight, P&L reporting, and KPI delivery across multiple concurrent contracts.
- Consolidated and advised on P&L and KPI information for financial and delivery teams using SAP, Microsoft, and Power BI.
- Forecasted and prepared a budget focused on operational profit for several projects.
Focus areas: Rolling Forecasts, Annual Budgets, Financials, Accounting, Costs, Microsoft PowerPoint, Microsoft Excel, Forecasting, Italy, France, India, Income Statements, Cost Efficiency, Cost Reduction & Optimization (Cost-down), Financial Reporting, Cash Flow Calculation, Statement of Cash Flows, Balance Sheets, SAP, Management Accounting, International Finance, CFO, Financial Forecasting, Monthly Close Process, Revenue & Expense Projections, Profit & Loss (P&L), Key Performance Indicators (KPIs), Technology
Mentor
2018 - 2019
FINTECH Circle
- Supported startups in building their business plans.
- Introduced financial modeling to startups to support external fundraising efforts.
- Advised on the business strategy with a focus on finance and commercial expansion.
- Built presentations to support the development of internal processes of startups.
- Acted as a lecturer on their website focused on fintech and startups.
Focus areas: Financial Modeling, Financial Planning & Analysis (FP&A), Business Planning, Fintech Consultant, Strategy Planning, Microsoft PowerPoint, Microsoft Excel, Fintech, United Kingdom, Funding Strategy, Consulting, Cost Efficiency, Discounted Cash Flow (DCF), Valuation Modeling, Financial Reporting, Cash Flow Calculation, Startup Funding, Statement of Cash Flows, Balance Sheets, QuickBooks Online, Costs, Management Accounting, International Affairs, Business Management, Fundraising, Cash Flow, Marketing Research & Analysis, Profit & Loss (P&L), Business Plan Consulting, Market Research, Fundraising Strategy, Key Performance Indicators (KPIs), Technology
Business Development Advisor
2017 - 2019
SlidePiper
- Connected a startup with potential partners and buyers in the UK.
- Built new offerings for a SaaS solution to increase the addressable market.
- Introduced the startup to the potential UK and continental European investors, focusing on France.
- Advised on a business strategy that focused on a commercial angle.
- Advised on improvements to the investor pitch deck.
Focus areas: Business Planning, Microsoft PowerPoint, Microsoft Excel, United Kingdom, Business Advisory, SaaS, Marketing Research & Analysis, Technology
Part-time CFO
2017 - 2018
TruMyle
- Supported the preparation of a pitch deck for a presentation that led to connections with over ten potential investors, including angels, accelerators, and incubators, in a day.
- Researched the market, which led to a change in approach to strategy and product development.
- Participated in board meetings, influencing the company's strategy and product development.
- Built a financial model for projections and support of a business idea.
- Connected the company to potential investors, which led to five meetings to present the startup's idea in a week.
- Built flexible financial models, strategic offerings, risk registers, metrics, and business plans for startups within the transportation, insurance, and venture capital sectors.
Focus areas: Financial Modeling, Pitch Decks, Business Planning, Corporate Finance, Strategy, Fintech Consultant, Financial Statements, Strategy Planning, Business Strategy, Microsoft PowerPoint, Microsoft Excel, Forecasting, P&L Forecasting, Fintech, United Kingdom, Funding Strategy, Income Statements, Cost Efficiency, Cost Reduction & Optimization (Cost-down), Valuation Modeling, Financial Reporting, Cash Flow Calculation, Business Advisory, Statement of Cash Flows, Balance Sheets, Costs, Management Accounting, Business Management, CFO, Fundraising, SaaS, Cash Flow, Marketing Research & Analysis, Revenue & Expense Projections, Scenario Analysis, Profit & Loss (P&L), Business Plan Consulting, Market Research, Technology
VP of Operations
2015 - 2016
Startup Europe India Network
- Engaged with this company from the beginning, focusing on connecting the European and Indian startup ecosystems in cooperation with the European Commission's Startup Europe Program.
- Created and managed financial management processes and controls as part of the founding team.
- Chose and managed a CRM (HubSpot) and financial systems.
- Managed the business development team in several countries across Europe and India, leading to a network of over ten volunteers and 500 readers of the newsletter.
- Built a financial model of potential returns and financing needs of the startup.
- Created and managed business-development processes to attract potential customers, partners, and users.
Focus areas: Pitch Decks, Financial Modeling, Financial Management, Budgeting, Business Planning, Financial Planning & Analysis (FP&A), Strategy, Financial Systems, Strategy Planning, Business Strategy, Microsoft PowerPoint, Microsoft Excel, Forecasting, P&L Forecasting, United Kingdom, India, Income Statements, Cost Efficiency, Cost Reduction & Optimization (Cost-down), Valuation Modeling, Financial Reporting, Cash Flow Calculation, Business Advisory, Statement of Cash Flows, Balance Sheets, Costs, Management Accounting, International Affairs, International Finance, Business Management, CFO, Cash Flow, Marketing Research & Analysis, Revenue & Expense Projections, Scenario Analysis, Profit & Loss (P&L), Business Plan Consulting, Market Research, Technology
Customer Support Consultant
2013 - 2014
PKB Privatbank
- Supported customer needs related to account management and investments, with a total of $200+ million in assets under management.
- Coordinated internal processes for loan requests, new account creation, investment management, and customer support.
- Advised customers and intermediaries on investment options.
- Trained new personnel on customer management and internal processes.
Focus areas: Microsoft PowerPoint, Microsoft Excel, Financial Services, Switzerland, Private Banking, Financial Consultation, International Finance
Head of Finance
2012 - 2013
Queluz Gestao de Ativos
- Managed finance and operations with a team of five directly reporting to me and ten indirect subordinates. Oversaw a budget of $2.4+ million.
- Built processes and implemented a system to manage profit, revenues, and cost centers. This led to the first effective cost-control system in the company.
- Built financial models to analyze the potential for issuing debt bonds and raising funds for medium-sized companies with a turnover between $50-200 million and new investment funds, i.e., hedge, equity, and forex.
- Controlled and improved processes for cash management and budget functions.
- Managed relationships with banks, suppliers, and customers, including CFOs and CEOs.
Focus areas: Cost Reduction & Optimization (Cost-down), Pitch Decks, Cash Flow Forecasting, Corporate Finance, Finance Strategy, Financial Systems, Financial Data, Capital Investment Appraisals, Working Capital Management, Capital Structure Analysis, Capital Raising, Capital Structuring, Mergers & Acquisitions (M&A), Financial Planning & Analysis (FP&A), Financial Statements, Strategy Planning, Management, Business Strategy, SME/SMB Financing, Brazil, Microsoft PowerPoint, Microsoft Excel, Forecasting, P&L Forecasting, Financial Services, Investment Banking, Financial Consultation, Funding Strategy, Microsoft Dynamics AX, Financial Risk Management, Income Statements, Debt Capital Markets, Cost Efficiency, Discounted Cash Flow (DCF), Valuation Modeling, Financial Reporting, Cash Flow Calculation, Business Advisory, Statement of Cash Flows, Balance Sheets, Annual Budgets, Accounting, Costs, Management Accounting, Business Management, Budgeting, Cash Flow Management, Financial Forecasting, Monthly Close Process, Fundraising, Cash Flow, Marketing Research & Analysis, Revenue & Expense Projections, Scenario Analysis, Profit & Loss (P&L), Business Plan Consulting, Fundraising Strategy, Key Performance Indicators (KPIs)
Financial Consultant
2008 - 2010
Queluz Gestao de Ativos
- Mapped internal operations, financial processes, and systems and managed their improvement.
- Built financial models to access debt structuring, M&A, and fund structuring operations and raised $150 million in debt.
- Drew and implemented a trade settlement system, lowering settlement errors by 90%.
- Created and managed an internal cash flow forecast model.
- Supported the fund's management area on the NAV calculation and newsletter preparation for investors.
Focus areas: Financial Modeling, Financial Systems, Cash Flow Forecasting, Working Capital Management, Capital Structuring, Capital Raising, Financial Planning & Analysis (FP&A), Financial Management, Corporate Finance, Mergers & Acquisitions (M&A), Financial Statements, Management, SME/SMB Financing, Brazil, Microsoft PowerPoint, Microsoft Excel, Forecasting, P&L Forecasting, Financial Services, Investment Banking, Financial Consultation, Funding Strategy, Microsoft Dynamics AX, Financial Risk Management, Income Statements, Debt Capital Markets, Cost Efficiency, Cost Reduction & Optimization (Cost-down), Discounted Cash Flow (DCF), Valuation Modeling, Financial Reporting, Cash Flow Calculation, Business Advisory, Statement of Cash Flows, Balance Sheets, Annual Budgets, Accounting, Costs, Management Accounting, Business Management, Budgeting, Cash Flow Management, Financial Forecasting, Monthly Close Process, Fundraising, Cash Flow, Revenue & Expense Projections, Scenario Analysis, Profit & Loss (P&L), Business Plan Consulting, Fundraising Strategy, Key Performance Indicators (KPIs)
Financial Manager
2005 - 2008
HMS Servicos Medicos
- Structured the company from the beginning. It was created by doctors that had left a bigger practice and needed support for managing the new company.
- Built all the financial and administrative processes and systems from scratch.
- Created and managed the cash flow and P&L forecast, which had less than 5% variation from the actual within six months.
- Oversaw relationships with suppliers and banks. Managed the company's bank account and coordinated procurement with support from administrative personnel for separating tasks, i.e., procurement and payment functions.
- Controlled the fiscal financial report with the support of an external accountant.
Focus areas: Cash Flow Forecasting, Financial Modeling, Financial Planning & Analysis (FP&A), Financial Systems, Financial Management, Brazil, Microsoft PowerPoint, Microsoft Excel, Forecasting, P&L Forecasting, Healthcare Services, Healthcare, Income Statements, Cost Efficiency, Cost Reduction & Optimization (Cost-down), Financial Reporting, Cash Flow Calculation, Business Advisory, Balance Sheets, Accounting, Costs, Management Accounting, Business Management, Cash Flow Management, Monthly Close Process, Cash Flow, Revenue & Expense Projections, Profit & Loss (P&L), Key Performance Indicators (KPIs)
Financial Analysis Consultant
2003 - 2004
Independent Work
- Mapped the hospitality market in Sao Paulo, Brazil.
- Analyzed financial returns from individual hotels for investors and hotel management companies. Presented the difference between risk and investment returns to the hotel investors compared to those for hotel managers.
- Helped renegotiate a contract between the investors and a hotel management company.
- Searched for potential clients among the hotel investors and requested their authorization to represent them in the renegotiation process.
Focus areas: Cash Flow Forecasting, Business Planning, Financial Data, Brazil, Microsoft PowerPoint, Microsoft Excel, Business Advisory, Balance Sheets, Business Management, Cash Flow Management, Monthly Close Process, Cash Flow, Marketing Research & Analysis, Revenue & Expense Projections, Scenario Analysis, Profit & Loss (P&L)
Receivables Analyst
2002 - 2003
Hewlett Packard Enterprise
- Collected up to $100 million in due invoices from clients.
- Supported the manager in preparing a financial model to control receivables.
- Participated in the area's strategy meetings and strategy workshops, preparing presentations on metrics and indicating major risks.
- Supported the introduction of online sales in the receivables area.
- Prepared financial models, as requested, to be used to present to the financial director.
Focus areas: Financial Planning & Analysis (FP&A), Financial Data, Brazil, Microsoft PowerPoint, Microsoft Excel, Balance Sheets
Other Experience
Education
2010 - 2012
Certified Master of Business Administration (CMBA) in Strategy
HEC Paris - Paris, France
2007 - 2008
Master's Degree in Finance
Brazilian Business School - São Paulo, Brazil
1997 - 2004
Bachelor's Degree in Business Administration
Pontifical Catholic University of São Paulo - São Paulo, Brazil
1996 - 2001
Bachelor's Degree in International Relations
Pontifical Catholic University of São Paulo - São Paulo, Brazil
Certifications
MAY 2017 - PRESENT
Chartered Global Management Accountant (CGMA) and Associate (ACMA)
CIMA | Chartered Institute of Management Accountants
Skills
Finance
Budgeting, Financial Reporting, Cash Flow Calculation, Business Advisory, Statement of Cash Flows, Balance Sheets, Finance Strategy, Financial Management, Forecasting, P&L Forecasting, Financial Modeling, Financial Planning & Analysis (FP&A), Cash Flow Forecasting, Accounting, Management Accounting, International Finance, CFO, Cash Flow, Revenue & Expense Projections, Profit & Loss (P&L), Cost Efficiency, Cost Reduction & Optimization (Cost-down), Startup Funding, Corporate Finance, Funding Strategy, Private Banking, M&A (Buy-side), Fundraising, Market Research, Financial Consolidation, Mergers & Acquisitions (M&A), Capital Structuring, Capital Raising, Capital Structure Analysis, Working Capital Management, Capital Investment Appraisals, Discounted Cash Flow (DCF), Valuation Modeling, Financial Systems
Output Software
Microsoft PowerPoint, Microsoft Excel
Industry Expertise
Financial Services, Technology, Healthcare, Banking & Finance, Debt Capital Markets
Geographic Expertise
United Kingdom, Brazil, Italy, France, Switzerland, India, Latin America (LATAM)
Data & Analysis Software
Financial Data, QuickBooks Online, Power Pivot
Other
Business Strategy, Strategy Planning, SME/SMB Financing, Management, Financial Statements, Fintech, Financial Consultation, Consulting, Fintech Consultant, Rolling Forecasts, Annual Budgets, Financial Forecasting, Monthly Close Process, Marketing Research & Analysis, Investment Banking, Healthcare Services, Microsoft 365, SAP, Costs, Internationalization, Business Management, SaaS, Cash Flow Management, Scenario Analysis, Business Plan Consulting, Fundraising Strategy, Strategy, Business Planning, Pitch Decks, Growth Strategy, Income Statements, Microsoft Dynamics AX, Financials, Financial Risk Management, International Affairs, Key Performance Indicators (KPIs), Fractional CFO, Cross-border Projects
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