Ricardo Teixeira
Verified Expert in Management Consulting
Management Consulting Expert
Porto, Portugal
Toptal member since September 1, 2020
Ricardo has 14+ years of experience in corporate finance, M&A, strategy advisory, and advanced financial modeling expertise. He is a former Oliver Wyman consultant with prior investment banking experience at Rothschild. He specializes in financial modeling, digital transformation, and regulatory compliance for Fortune 500 financial institutions across Europe, MENA, and Latin America. Ricardo is a CFA charterholder and has a Master's in Finance from Nova School of Business and Economics.
Career Highlights
Certification Highlights
Case Studies
Budget and Funding Plan for Large Real Estate Developer
Financial Analysis and Grant Application for Sports Center
Digital Strategy and Transformation for Middle Eastern Bank
Expertise
- Business Strategy
- Corporate Finance
- Financial Analysis
- Financial Modeling
- Investment Presentations
- Management Consulting
- Mergers & Acquisitions (M&A)
- Three-statement Modeling
Work Experience
Management Consultant
Yewtree Consulting
- Engaged as a lead financial advisor for an Abu Dhabi-based holding company's multi-market fundraising strategy, developing comprehensive investor materials including pitch decks, financial models, and data room preparation.
- Strategic review for an international private school in Portugal, including market research, business plan, and financial model development. Designed an operating model to support upcoming investments and guide its management over the next 5 years.
- Led a team of five consultants in developing a digital strategy and TOM for a Caribbean bank in a two-stage project led by gap analysis and operating model design and definition of key processes, needed people and capabilities, and technology.
- Developed financial model and strategy design for Middle Eastern digital bank, covering market sizing and competitive landscape assessment; designed overarching strategy and high-level operating model; co-developed MVP proposition.
- Created a digital strategy and transformation plan for the Middle Eastern Bank, encompassing digital assessment, strategy, and operating model definition.
- Assessed strategy for a Middle Eastern professional football league, co-defining a partnership model between sports rights owner and large regional broadcaster; built a business plan and financial model; engaged key stakeholders for implementation.
- Conducted financial analysis and grant application development for a Real Estate Investor Group, evaluating study financial viability for an investment in a sports facility asset; prepared investment case and financial plan for an EU grant request.
Partner & Portfolio Manager
LBV Asset Management
- Performed as portfolio manager of a global equity fund (LBV Panorama) for over three years, with a successful track record.
- Conducted equity research of financial institutions, with oversight of c. 10% of the fund's assets, >80% profitable investment ideas in the last four quarters through fundamental analysis, valuation work, and preparation of investment recommendations.
- Offered investment management by assisting in the hedge fund's investment process, strategic allocation, and risk management policy as first-line support to portfolio managers.
- Created monthly performance reports, client presentations, and internal reporting.
- Delivered tool developments for investment idea generation and the compilation of relevant research for portfolio managers and risk reporting.
Management Consultant
Oliver Wyman
- Delivered the valuation and advisory mandate for a global private equity firm: Bidding for a real estate servicing platform and the credits of a large European bank.
- Served as the regulatory stress test support for one of Europe’s largest banks: Projection of credit risk-weighted assets, loan loss provisions, and capital position.
- Developed the operational efficiency program for one of the largest European banking institutions: Completed cost perimeter definition and functional mapping and analysis to improve the institution's size and resource allocation capabilities.
- Delivered the target operating model and strategic review for an Iberian real estate servicer: Value chain, key business activities, implementation program and guidelines, governance charter, and evaluation of sourcing opportunities.
- Spearheaded a comprehensive assessment for the Greek banking system under the European regulatory body's stress testing exercise, within quality assurance and submission review responsibilities.
Investment Banking Analyst
Rothschild & Co.
- Acted in an advisory role on the recapitalization of four of the largest national banks, namely and in being responsible for the valuation, capital estimation, research initiatives, and preparation of materials and documentation.
- Completed financial modeling of the regulatory capital and shareholder structures, as well as a review of bank accounting, operations, and P&L for current and prospective European banking institutions.
- Developed overall country coverage for Portugal: Prepared marketing materials and research and support with ongoing and prospective mandates involving Portuguese clients and corporate.
- Completed buy-side M&A advisory support on the bidding process for a large state-owned airport operator, post-transaction closing, and the preparation of documentation and materials for clients and internal stakeholders.
Education
Master's Degree in Finance
Nova School of Business and Economics - Lisbon, Portugal
Bachelor's Degree in Business Administration
University of Porto - School of Economics and Management - Porto, Portugal
Certifications
CFA Charterholder
CFA Institute
Skills
Finance
Three-statement Modeling, Valuation, Financial Modeling, Corporate Finance, Mergers & Acquisitions (M&A), Financial Planning & Analysis (FP&A), Equity Research, Risk, Fundamental Analysis, Funding Process, Funding Strategy, Value Creation, Equity Research Analysis, Private Equity, Market Research, Forecasting, Revenue & Expense Projections, Data Analysis, Investment Memoranda, CFO, M&A (Sell-side), Financial Reporting, Cash Flow Modeling, Fundraising, Budgeting, Investment Return Scenario Analysis, Cash Flow Forecasting, Cost of Capital, Fund Management, Weighted Average Cost of Capital (WACC), Due Diligence, Capital Structuring, M&A (Buy-side), Capital Raising, Accounting
Output Software
Microsoft Excel, Microsoft PowerPoint, Microsoft Word
Industry Expertise
Financial Services, Real Estate, Banking & Finance, Asset Management, Real Estate Modeling, Construction, Holding Companies
Other
Business Modeling, Market Research & Analysis, Business Plan Consulting, Business Strategy, Management Consulting, Investment Banking, Presentations, Budget Modeling, Project Planning, Customer Analysis, Marketing Plans, SME/SMB Financing, Grant Proposals, Digital Strategy, Digital Transformation, Financial Analysis, Industry, Research, Investment Presentations, Pitch Decks, Alternative Investments, Content Writing, Business Models, Strategy, Investment Management, Business Planning, Digital Payments, Investor Relations, Investor Presentations, Pitch Deck Consultant, Operating Models, Organizational Design, Business Operations, Global Banking, Growth Strategy, M&A Due Diligence (Financial), Investment Analysis, Investments, Investments & Risk Management, Risk Assessment, Financial Forecasting, Feasibility Studies, Waterfall Modeling, Storytelling, Strategic Planning, Merger Modeling, High Net Worth Individuals (HNWI), Scenario Analysis, Break-even Analysis, Post-merger Integration, Corporate Governance, Business Development, Process Design, Process Improvement, Fractional CFO, B2B, SaaS, IRR, NPV Calculation, Cost Accounting, Startups, Family Office, Leadership Strategy, Finance, Equity Markets, Fixed Income, Derivatives, Ethics, Portfolio Management, Economics, Quantitative Finance, Organizational Structure, Governance
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