Ricardo Teixeira, Management Consultant in Porto, Portugal
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Ricardo Teixeira

Bio

Ricardo has 14+ years of experience in corporate finance, M&A, strategy advisory, and advanced financial modeling expertise. He is a former Oliver Wyman consultant with prior investment banking experience at Rothschild. He specializes in financial modeling, digital transformation, and regulatory compliance for Fortune 500 financial institutions across Europe, MENA, and Latin America. Ricardo is a CFA charterholder and has a Master's in Finance from Nova School of Business and Economics.

Career Highlights

Management Consultant
Yewtree Consulting
Management Consultant
Oliver Wyman
Investment Banking Analyst
Rothschild & Co.

Certification Highlights

CFA Charterholder
CFA Institute

Case Studies

Expertise

  • Business Strategy
  • Corporate Finance
  • Financial Analysis
  • Financial Modeling
  • Investment Presentations
  • Management Consulting
  • Mergers & Acquisitions (M&A)
  • Three-statement Modeling

Work Experience

Management Consultant

2016 - PRESENT
Yewtree Consulting
  • Engaged as a lead financial advisor for an Abu Dhabi-based holding company's multi-market fundraising strategy, developing comprehensive investor materials including pitch decks, financial models, and data room preparation.
  • Strategic review for an international private school in Portugal, including market research, business plan, and financial model development. Designed an operating model to support upcoming investments and guide its management over the next 5 years.
  • Led a team of five consultants in developing a digital strategy and TOM for a Caribbean bank in a two-stage project led by gap analysis and operating model design and definition of key processes, needed people and capabilities, and technology.
  • Developed financial model and strategy design for Middle Eastern digital bank, covering market sizing and competitive landscape assessment; designed overarching strategy and high-level operating model; co-developed MVP proposition.
  • Created a digital strategy and transformation plan for the Middle Eastern Bank, encompassing digital assessment, strategy, and operating model definition.
  • Assessed strategy for a Middle Eastern professional football league, co-defining a partnership model between sports rights owner and large regional broadcaster; built a business plan and financial model; engaged key stakeholders for implementation.
  • Conducted financial analysis and grant application development for a Real Estate Investor Group, evaluating study financial viability for an investment in a sports facility asset; prepared investment case and financial plan for an EU grant request.
Focus areas: Corporate Finance, Strategy, Financial Modeling, Private Equity, Mergers & Acquisitions (M&A), Data Analysis, Business Planning, Digital Payments, Business Development, Investor Presentations, Pitch Deck Consultant, Real Estate, Market Research & Analysis, Business Modeling, Digital Transformation, Business Plan Consulting, Three-statement Modeling, Microsoft PowerPoint, Microsoft Word, Operating Models, Organizational Design, Business Operations, Global Banking, Process Design, Process Improvement, Management Consulting, Value Creation, Financial Reporting, Cash Flow Modeling, Fractional CFO, Growth Strategy, B2B, M&A Due Diligence (Financial), Construction, Fundraising, Budgeting, Investment Analysis, Investments, SaaS, Financial Forecasting, Feasibility Studies, Investment Return Scenario Analysis, Waterfall Modeling, Cash Flow Forecasting, Cost of Capital, Weighted Average Cost of Capital (WACC), IRR, NPV Calculation, Storytelling, Due Diligence, Capital Raising, Capital Structuring, Holding Companies, Strategic Planning, Organizational Structure, Governance, Cost Accounting, Microsoft Excel, Merger Modeling, M&A (Buy-side), Startups, Scenario Analysis, Break-even Analysis

Partner & Portfolio Manager

2009 - PRESENT
LBV Asset Management
  • Performed as portfolio manager of a global equity fund (LBV Panorama) for over three years, with a successful track record.
  • Conducted equity research of financial institutions, with oversight of c. 10% of the fund's assets, >80% profitable investment ideas in the last four quarters through fundamental analysis, valuation work, and preparation of investment recommendations.
  • Offered investment management by assisting in the hedge fund's investment process, strategic allocation, and risk management policy as first-line support to portfolio managers.
  • Created monthly performance reports, client presentations, and internal reporting.
  • Delivered tool developments for investment idea generation and the compilation of relevant research for portfolio managers and risk reporting.
Focus areas: Presentations, Valuation, Fundamental Analysis, Research, Industry, Equity Research, Equity Research Analysis, Alternative Investments, Content Writing, Market Research, Forecasting, Investment Memoranda, CFO, Investor Relations, Investor Presentations, Pitch Deck Consultant, Equity Markets, Investment Management, Asset Management, Process Improvement, Value Creation, Financial Reporting, Cash Flow Modeling, Fractional CFO, M&A Due Diligence (Financial), Investment Analysis, Investments, Investments & Risk Management, Risk Assessment, Financial Forecasting, Investment Return Scenario Analysis, Waterfall Modeling, Cost of Capital, Fund Management, Weighted Average Cost of Capital (WACC), NPV Calculation, Due Diligence, Capital Raising, Capital Structuring, Microsoft Excel, Merger Modeling, M&A (Buy-side), High Net Worth Individuals (HNWI), Family Office, Scenario Analysis

Management Consultant

2014 - 2016
Oliver Wyman
  • Delivered the valuation and advisory mandate for a global private equity firm: Bidding for a real estate servicing platform and the credits of a large European bank.
  • Served as the regulatory stress test support for one of Europe’s largest banks: Projection of credit risk-weighted assets, loan loss provisions, and capital position.
  • Developed the operational efficiency program for one of the largest European banking institutions: Completed cost perimeter definition and functional mapping and analysis to improve the institution's size and resource allocation capabilities.
  • Delivered the target operating model and strategic review for an Iberian real estate servicer: Value chain, key business activities, implementation program and guidelines, governance charter, and evaluation of sourcing opportunities.
  • Spearheaded a comprehensive assessment for the Greek banking system under the European regulatory body's stress testing exercise, within quality assurance and submission review responsibilities.
Focus areas: Banking & Finance, Risk, Corporate Finance, Investment Presentations, Pitch Decks, Private Equity, Content Writing, Market Research, Business Models, Forecasting, Revenue & Expense Projections, Investment Memoranda, Business Planning, Digital Payments, CFO, Business Development, M&A (Sell-side), Market Research & Analysis, Business Modeling, Business Plan Consulting, Three-statement Modeling, Mergers & Acquisitions (M&A), Microsoft PowerPoint, Microsoft Word, Operating Models, Organizational Design, Business Operations, Global Banking, Process Improvement, Management Consulting, Value Creation, Financial Reporting, Cash Flow Modeling, Growth Strategy, Investment Analysis, Feasibility Studies, Cash Flow Forecasting, Cost of Capital, Weighted Average Cost of Capital (WACC), NPV Calculation, Storytelling, Capital Structuring, Strategy, Strategic Planning, Cost Accounting, Microsoft Excel, Scenario Analysis, Break-even Analysis

Investment Banking Analyst

2013 - 2014
Rothschild & Co.
  • Acted in an advisory role on the recapitalization of four of the largest national banks, namely and in being responsible for the valuation, capital estimation, research initiatives, and preparation of materials and documentation.
  • Completed financial modeling of the regulatory capital and shareholder structures, as well as a review of bank accounting, operations, and P&L for current and prospective European banking institutions.
  • Developed overall country coverage for Portugal: Prepared marketing materials and research and support with ongoing and prospective mandates involving Portuguese clients and corporate.
  • Completed buy-side M&A advisory support on the bidding process for a large state-owned airport operator, post-transaction closing, and the preparation of documentation and materials for clients and internal stakeholders.
Focus areas: Financial Services, Investment Banking, Banking & Finance, Investment Presentations, Pitch Decks, Private Equity, Content Writing, Forecasting, Revenue & Expense Projections, Investment Memoranda, CFO, M&A (Sell-side), Investment Management, Asset Management, Global Banking, Value Creation, Financial Modeling, Financial Reporting, Cash Flow Modeling, Investment Analysis, Investments, Investments & Risk Management, Risk Assessment, Financial Forecasting, Investment Return Scenario Analysis, Waterfall Modeling, Cash Flow Forecasting, Cost of Capital, Weighted Average Cost of Capital (WACC), IRR, NPV Calculation, Due Diligence, Capital Structuring, Cost Accounting, Microsoft Excel, Scenario Analysis

Education

2011 - 2012

Master's Degree in Finance

Nova School of Business and Economics - Lisbon, Portugal

2004 - 2009

Bachelor's Degree in Business Administration

University of Porto - School of Economics and Management - Porto, Portugal

Certifications

FEBRUARY 2025 - PRESENT

CFA Charterholder

CFA Institute

Skills

Finance

Three-statement Modeling, Valuation, Financial Modeling, Corporate Finance, Mergers & Acquisitions (M&A), Financial Planning & Analysis (FP&A), Equity Research, Risk, Fundamental Analysis, Funding Process, Funding Strategy, Value Creation, Equity Research Analysis, Private Equity, Market Research, Forecasting, Revenue & Expense Projections, Data Analysis, Investment Memoranda, CFO, M&A (Sell-side), Financial Reporting, Cash Flow Modeling, Fundraising, Budgeting, Investment Return Scenario Analysis, Cash Flow Forecasting, Cost of Capital, Fund Management, Weighted Average Cost of Capital (WACC), Due Diligence, Capital Structuring, M&A (Buy-side), Capital Raising, Accounting

Output Software

Microsoft Excel, Microsoft PowerPoint, Microsoft Word

Industry Expertise

Financial Services, Real Estate, Banking & Finance, Asset Management, Real Estate Modeling, Construction, Holding Companies

Other

Business Modeling, Market Research & Analysis, Business Plan Consulting, Business Strategy, Management Consulting, Investment Banking, Presentations, Budget Modeling, Project Planning, Customer Analysis, Marketing Plans, SME/SMB Financing, Grant Proposals, Digital Strategy, Digital Transformation, Financial Analysis, Industry, Research, Investment Presentations, Pitch Decks, Alternative Investments, Content Writing, Business Models, Strategy, Investment Management, Business Planning, Digital Payments, Investor Relations, Investor Presentations, Pitch Deck Consultant, Operating Models, Organizational Design, Business Operations, Global Banking, Growth Strategy, M&A Due Diligence (Financial), Investment Analysis, Investments, Investments & Risk Management, Risk Assessment, Financial Forecasting, Feasibility Studies, Waterfall Modeling, Storytelling, Strategic Planning, Merger Modeling, High Net Worth Individuals (HNWI), Scenario Analysis, Break-even Analysis, Post-merger Integration, Corporate Governance, Business Development, Process Design, Process Improvement, Fractional CFO, B2B, SaaS, IRR, NPV Calculation, Cost Accounting, Startups, Family Office, Leadership Strategy, Finance, Equity Markets, Fixed Income, Derivatives, Ethics, Portfolio Management, Economics, Quantitative Finance, Organizational Structure, Governance

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