
Apurv Patil
Verified Expert in Product Management
Product Manager
Pune, India
Toptal member since August 4, 2026
Apurv has spent 7 years of experience building products where failure costs real money. At JPMorgan Chase, on Chase Travel, a supplier fallback he shipped protects over $1 million in monthly revenue. At Graas.ai, he ran product and customer success across Southeast Asia and lifted post-trial retention by 34%. Apurv writes his own SQL, reads his own logs, and ships code when a project needs it.
Project Highlights
Expertise
- A/B Testing
- Product Analytics
- Product Discovery
- Product Management
- Product Roadmaps
- Product Strategy
- SQL
- Strategy
Work Experience
Product Manager
JPMorgan Chase
- Owned end-to-end product execution for flight and rail booking capabilities on Chase Travel, serving millions of cardholders across web and mobile surfaces.
- Designed and delivered an alternate supplier fallback mechanism protecting $1+ million in monthly revenue during supplier outages, ensuring platform resilience for a $12+ million annualized GMV marketplace.
- Led discovery and delivery for Frosch luxury travel integration, expanding premium offerings for UHNW cardholders and unlocking 12% average margins—3x the baseline.
- Built the Cancel For Any Reason (CFAR) insurance feature via Hoppr API integration. Managed API scoping, edge case mapping, and stakeholder alignment across product, legal, and operations.
- Built commission, margin, and yield models to optimize airline and supplier mix. Directly influenced capital allocation decisions and supplier performance KPIs.
- Translated discovery insights and value-driven outcomes into epics, stories, and prioritized delivery plans in close collaboration with engineering and design.
Manager – Product & Customer Success
Graas.ai
- Led end-to-end product management for analytics, order management, and AI intelligence modules. Owned roadmap, discovery, and delivery across India and Southeast Asia.
- Improved post-trial retention by 34% and activation rates by 22% through cohort analysis, funnel metrics, A/B testing, and continuous hypothesis-driven experimentation.
- Designed a user segmentation and clustering model with 84% accuracy, enabling personalized engagement and monetization strategies across 200+ brand accounts.
- Owned product roadmap priorities derived from regular customer interviews, usage analytics, and competitive signals; supported launches and GTM alignment with sales and marketing.
- Acted as portfolio pm for 10+ enterprise accounts (Charles & Keith, Bath & Body Works, Victoria's Secret)—drove growth, retention, and ROI through structured discovery and execution.
- Led 2 analysts; delivered monthly and quarterly performance reviews to founders and CXOs, tracking activation, retention, CAC, and expansion KPIs.
- Conducted on-ground product rollouts and market expansion across Singapore, Malaysia, the Philippines, and Thailand.
Project History
Supplier Routing Strategy & Failover, Chase Travel
- 8-figure USD — Annual Revenue Gain from Supplier Routing Optimization
- $1+ Million — Monthly Booking Revenue Protected Through Automated Supplier Failover
Chase Travel sources air inventory across several suppliers, and that layer had no decision logic. Traffic went where it always had, so cardholders sometimes saw worse fares than the same itinerary sold elsewhere, and Chase left commission behind. Worse, when a supplier failed mid-transaction, the booking died at checkout, even when the identical itinerary sat available with another supplier.
I treated routing and failure as one problem.
Routing: I mapped supplier economics against fare competitiveness by route and cabin, then defined logic to shift volume only to suppliers winning on both. Guardrails prevented commission optimization from ever degrading a cardholder’s fare.
Failover: I specified a mechanism that detects a mid-transaction failure and reroutes to an alternate supplier holding the same itinerary, preserving fare integrity. The design work sat in the edge cases—retry criteria, acceptable price delta, and double-booking prevention on late confirmations.
Supplier selection became a live commercial lever instead of a static configuration. Routing delivered 8 figures in incremental annual revenue, and failover recovered a 7-figure monthly revenue line that was previously abandoned at checkout.
LLM-based Root–Cause Analytics Portal, Graas.ai
- 80% — Reduction in Time to Diagnose Metric Drops
- 40% — Increase in Weekly Active Usage Among Merchant Founders & CXOs
Every analytics dashboard in the category answers what happened; none answer why. A founder watching revenue fall on a festival day could see the number, but tracing it back—revenue fell because AOV fell, AOV fell because a top campaign stopped converting—took an analyst and several hours. On the days that mattered most, nobody had hours.
I built a deep-dive analytics product that automatically performs causal decomposition and returns the results in plain language.
Instead of surfacing another chart, the system walks the metric tree from the headline number down through its drivers, isolates the ones that actually moved, and uses an LLM to explain the chain in the terms a founder thinks in. The product calls that mattered: scoping which metric relationships to model, setting the bar for when the system stays silent rather than asserting a weak cause, and designing output a CXO can act on in under a minute.
Founders diagnose performance changes themselves, in minutes, without an analyst—most valuably on peak event days when the window to react is hours. It moved the platform from a reporting tool to a decision layer.
Multi-supplier Mix-and-match Fares, Chase Travel
- 30% — Increase in Premium & Business Cabin Availability
- 18% — Lift in Business Class Booking Conversion
Cardholders searching for business and first class routinely found nothing available. The cause was structural: each supplier was queried for a complete round trip, so if no single supplier held inventory in both directions, the search returned empty—even when the outbound sat with one supplier and the return with another. Premium cabins are where the highest-value cardholders spend.
I specified a fare construction approach that assembles itineraries across suppliers rather than within them, pairing legs from different sources into one bookable trip.
The search was the easy part. The real work was downstream: ticketing across 2 PNRs, servicing a trip whose legs sit with different suppliers, and owning disruptions when one leg fails. I worked those paths through with operations before writing requirements, because an itinerary that cannot be serviced is worse than one never offered. I also set ranking logic for when a mixed fare outranks a single-supplier one.
Searches that previously returned nothing now convert. Premium cabin availability expanded materially for the cardholders whose spend justifies a premium card, without adding a single new supplier contract.
Trial Activation & Retention Program
- 34% — Increase in Post-trial Retention
- 22% — Increase in Trial Activation Rate
Merchants across India and Southeast Asia signed up for trials, finished onboarding, then stopped logging in. Conversion to paid hinged on whether a brand reached a first genuinely useful result within the product, and most never got there. The drop-off was not in acquisition—it was the 2 weeks after setup, and CS was diagnosing it on anecdote.
I instrumented the trial funnel to find where merchants actually stalled rather than relying on customer success anecdotes, then rebuilt onboarding around reaching a first meaningful output faster—cutting setup steps, automating what did not need a human, and redefining what CS owned in week 1.
I ran it as product owner across 2-week sprints, with activation and retention set as sprint-level success criteria rather than metrics reviewed quarterly.
Post-trial retention rose by around 34% and activation by around 22% across Southeast Asian markets, moving the growth constraint off acquisition spend and onto product experience, where it was far cheaper to fix.
US Market Entry for a Door Brand
- 1st — US Dealer Pipeline Built From Zero at IBS 2026
- 15% — Unlevered IRR Base Case Clearing on a 10-year Entry Model
A precision manufacturer with no US presence needed to enter a mature market in which incumbents control the dealer channel. No brand recognition, no distribution, no pricing reference—and a product where the buying decision sits with dealers rather than end customers. The entry case had to hold up on numbers before any capital moved.
I built the commercial case and entry mechanics end to end: a 10-year financial model covering unit economics, capex phasing and levered returns, and a 7-stage dealer acquisition funnel with a 5-touch outreach sequence and founding-dealer pricing structured to buy early distribution cheaply.
I then took it to market at the industry’s largest US trade show and tested the positioning against real dealers rather than validating it in a deck.
A US entry model validated in the market rather than on paper, with a dealer pipeline built from zero and a return case that cleared the threshold before capital was committed.
Education
Postgraduate Degree in Business Administration
SP Jain Institute of Management & Research - Mumbai, India
Bachelor's Degree in Industrial Management
College of Engineering Pune - Pune, India
Certifications
Certified Scrum Product Owner (CSPO)
Scrum Alliance
Skills
Tools
Google Analytics, Claude
Paradigms
Agile Product Management, Requirements Analysis, Agile Project Management, Change Management, Agile, Scrum
Industry Expertise
Insurance, Insurance Technology (Insurtech), Healthcare
Platforms
Mixpanel, Google Ads, Azure
Other
Product Management, Product Roadmaps, Product Discovery, Product Strategy, Product Analytics, Business Analysis, User Stories, User Journeys, Acceptance Criteria, Business Requirements, Cross-functional Collaboration, Analytics, Communication, Data Analysis, SaaS, Artificial Intelligence (AI), Requirements, B2B, Project Management, Customer Experience, Feature Prioritization, Product Delivery, SaaS Product Management, Software Development Lifecycle (SDLC), Cohort Analysis, A/B Testing, Finance, Marketing, Strategy, Continuous Discovery, User Research, Stakeholder Management, User Experience (UX), Process Mapping, Delivery, Digital Product Management, Data Quality, Funnel Analysis, Web Platforms, Business Systems Analysis, Technical Business Analysis, Business Logic, Business Strategy, Consulting, Engineering Management, Technical Product Management, Conversational AI, Large Language Models (LLMs), AI Agents, Project Scoping, Regulated Industries, Business to Consumer (B2C), Mobile App, Product Design, UX Testing, UX Research, AI Chatbots, Chatbot Conversation Design, Customer Service Support, AI Product Management, Roadmaps, AI Consulting, Customer Discovery, Enterprise, Mobility, Product Frameworks, Claude Code, Corporate Finance, Financial Modeling, Marketing Strategy, Game Theory, Amplitude, SQL, Unit Economics, Pricing Strategy, Market Sizing, Campaign Analytics, B2B Marketing, Engineering, Agile Product Ownership, Fintech Product Management, Global Banking, Payments, Fintech, A/B Experimentation, Competitive Strategy, Go-to-market Strategy, Sprint Planning, Product Lifecycle Management (PLM), Release Management, User Retention, Data Analytics, Product Owner, LLM Integration, Brand Activation, Discounted Cash Flow (DCF), Go-to-market (GTM) Strategy, Channel Strategy, Workflow, AI Adoption, AI Automation, AI Product Strategy, APIs, Google Ads API, Workflows, Machine Learning, Data Modeling, Prompt Engineering, Langfuse, General Data Protection Regulation (GDPR), Data Scraping, Supply Chain, Natural Language Processing (NLP), Retrieval-augmented Generation (RAG), Agentic AI, Audits, Connectivity
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