Hire the Top 3% of Freelance Credit Risk Experts

Toptal is a marketplace for top Credit Risk experts, consultants, and specialists. Each Credit Risk expert is thoroughly vetted and trusted by top companies for their most critical credit analysis projects.

No-Risk Trial, Pay Only If Satisfied.

Hire Freelance Credit Risk Experts

Jeff Anapolsky

Freelance Credit Risk Expert

United StatesToptal Member Since December 11, 2017

Jeff is a seasoned professional who enjoys overcoming financial challenges during rapid change. He contributes over 20 years of elite training, clever insights, relevant experiences, and meaningful connections to help companies reach their highest potential. With a private equity background and Harvard MBA, Jeff partners with talented operators to attract institutional capital by delivering financial excellence in forecasting, reporting, transactions, FP&A, audits, taxes, and business planning.

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Emmanuel Olaosebikan

Freelance Credit Risk Expert

CanadaToptal Member Since May 9, 2022

Emmanuel is an MBA graduate with extensive finance and risk consulting experience. While working at two companies of the Big Four with clients across Europe, North America, and Africa, he delivered a significant transformation project for a multilateral financial institution with over $100 billion in assets and validated complex financial risk models for top UK and FTSE 100 companies. Emmanuel uses his skills to support his clients on their financial transformation journey.

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Previously at

Deloitte

Sowmy VJ

Freelance Credit Risk Expert

United KingdomToptal Member Since May 30, 2022

Sowmy is a deep generalist management consultant with 25+ years of experience in finance, holding leadership roles and focusing on growing businesses through transformative change. Sowmy excels in mentoring technology-oriented startups to solve social issues and has used his expertise as a serial entrepreneur to achieve four successful exits.

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Previously at

Tata Consultancy Services

Alberto Mihelcic

Freelance Credit Risk Expert

United StatesToptal Member Since April 4, 2017

Alberto has been instrumental in the underwriting, management, and sale of energy and infrastructure assets totaling more than $5 billion. Before moving into banking, he led teams in consulting engagements across nine countries and several sectors. He has an executive MBA from Wharton and worked as part of General Electric's foremost management development programs. Alberto enjoys freelancing as it enables him to work with a diverse clientele.

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Previously at

MUFG

George G. Shapovalov, CFA

Freelance Credit Risk Expert

United StatesToptal Member Since December 13, 2017

George is a seasoned CFO and former Citibank banker with 17 years of experience executing $2+ billion in debt, equity, and M&A transactions for public and private companies across a variety of industries. He's an independent consultant who helps clients with corporate finance, capital raising, and M&A for growth as well as turnarounds.

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Previously at

Eques Finance

Julio C. Ortiz

Freelance Credit Risk Expert

United StatesToptal Member Since February 18, 2021

Julio has diversified experience as a finance VP for multinationals based in the US and Latin America in the financing, pharmaceutical, luxury goods, and personal care sectors and distribution channels, such as retail, wholesale, and travel retail. Julio's expertise includes financial planning and modeling, investment banking, commercial real estate, fundraising, business plan development, logistics, company valuation, and strategic and visionary leadership based on innovation and creativity.

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Previously at

Prime Wealth Development

Giuliano Giovannetti

Freelance Credit Risk Expert

United KingdomToptal Member Since April 30, 2020

Giuliano began his finance career in 1994. As the CEO of an insurance company, he underwrote nearly $10 billion in loans with no losses. As an entrepreneur, he founded internet and real estate startups. He is an expert in business planning, cash flow modeling, valuations, securitization structuring, insurance and banking regulation, and capital management. While advising insurers, he has expanded his expertise in technology and machine learning.

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Previously at

Arch Mortgage Insurance

Carol Kraemer

Freelance Credit Risk Expert

United StatesToptal Member Since February 24, 2017

Carol advised in the sale of a global multi-billion dollar energy company and served as a sub-segment controller/CFO for Siemens. She helps companies grow through acquisitions, fundraising, and strategic advisory. Carol has built some of the most sophisticated financial models for high-tech startups as well as large corporations and infrastructure projects. Freelancing allows her to broaden her industry focus while working with very driven CEOs.

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Previously at

CENAK Consulting L.P.

Raymond Guillem

Freelance Credit Risk Expert

United StatesToptal Member Since June 9, 2022

Raymond is a multilingual entrepreneur and CIO with a track record in international lending. In the past 24 years, he invested over $4.9 billion in various jurisdictions. He also raised equity and debt for his firm and invested utilizing a trade finance strategy that generated returns of over 10% per year. He freelances to address critical financial issues facing global companies by leveraging his expertise in investment and credit analysis, risk assessment, and international growth strategy.

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Previously at

Latitude20 Capital Partners

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Testimonials

Martin so far is a complete Rockstar. His first bit of work produced a tool for us to model and forecast our financials and is far and away worth every penny we paid and more. Just thought I’d share that with you.

Pete Pellizzari, CEO

Budder, Inc.

Erik has been an extremely valuable member of our team who has tremendous breath of experience with start ups in our lifecycle phase. What makes his contribution unique and highly effective is not only his excellent financial modeling skills and knowledge, but also the emotional intelligence with which he manages each relationship at Vault, understands our team dynamics, and helps us tackle start up challenges effectively. It is rare to find a part-time consultant who makes you feel like he/she is genuinely invested in the success of your company.

Romy Parzick, COO

Student Loan Benefits, Inc. dba Vault

Toptal has been an incredible key partner for Sidekick. As an early-stage start-up, we’ve leveraged both design and financial talent. The experience has been incredible, with those professionals bringing creativity, expertise, and advice to ensure Sidekick succeeds. My Toptal financial expert helped steer Sidekick’s business model, which resulted in an initial ROI of 650x! My experience with Toptal has given me great confidence in the future.

Doug MacKay, Founder / CEO

SideKick

Chris was great to work with and was always available on my schedule. His communication skills and personality were a 10/10. His outputs on the project were top notch and allowed us to develop more efficient forecasting and initiative prioritization frameworks. I would definitely use Chris again.

Chris Pozek, CEO

Veterans Rideshare

What really sets Toptal apart is the caliber of finance talent available in their network. I had a very specific and pressing need, and Toptal quickly matched me with the perfect person for the job. The expert produced a thoughtful and robust financial analysis that has ultimately allowed us to forecast and prioritize initiatives much more efficiently.

Chris Pozek, CEO

Veterans Rideshare

Scott had a lot of finance experience which he used to ask the right questions and help us do things more quickly than we would have done without him. The commission model is crucial to us being able to scale, he integrated seamlessly with our finance team and efficiently got us the outputs we needed.

Naushad Parpia, Founder and CEO

GSD

I was very impressed with the quality of finance talent in Toptal’s network. Our expert's experience was immediately evident through his insightful questions and the speed at which we could move. Toptal stayed on top of the process from making the match through to the successful completion of the project. I've already recommended Toptal Finance to my network.

Naushad Parpia, Founder and CEO

GSD

How to Hire Credit Risk Experts through Toptal

1

Talk to One of Our Industry Experts

A Toptal director of finance will work with you to understand your goals, technical needs, and team dynamics.
2

Work With Hand-Selected Talent

Within days, we'll introduce you to the right Credit Risk Expert for your project. Average time to match is under 24 hours.
3

The Right Fit, Guaranteed

Work with your new Credit Risk Expert for a trial period (pay only if satisfied), ensuring they're the right fit before starting the engagement.

Find Experts With Related Skills

Access a vast pool of skilled finance experts in our talent network and hire the top 3% within just 48 hours.

FAQs

  • How are Toptal Credit Risk Experts different?

    At Toptal, we thoroughly screen our Credit Risk Experts to ensure we only match you with talent of the highest caliber. Of the more than 200,000 people who apply to join the Toptal network each year, fewer than 3% make the cut. You’ll work with finance experts (never generalized recruiters or HR reps) to understand your goals, technical needs, and team dynamics. The end result: expert vetted talent from our network, custom matched to fit your business needs.

  • Can I hire Credit Risk Experts in less than 48 hours through Toptal?

    Depending on availability and how fast you can progress, you could start working with a Credit Risk Expert within 48 hours of signing up.

  • What is the no-risk trial period for Toptal Credit Risk Experts?

    We make sure that each engagement between you and your Credit Risk Expert begins with a trial period of up to two weeks. This means that you have time to confirm the engagement will be successful. If you’re completely satisfied with the results, we’ll bill you for the time and continue the engagement for as long as you’d like. If you’re not completely satisfied, you won’t be billed. From there, we can either part ways, or we can provide you with another expert who may be a better fit and with whom we will begin a second, no-risk trial.

Tap Into World-Class Talent

  • Trusted Experts Only

    Trusted Experts Only

    All of our talent are seasoned experts who ramp up quickly, readily contribute as core team members, and work with you to minimize onboarding time.

  • The Right Fit

    The Right Fit

    We have a knack for matching you with the right fit. Start working with your new hire on a no-risk trial period, paying only if satisfied.

  • Scale as Needed

    Scale as Needed

    Hire talent within 48 hours and scale your team up or down as needed, no strings attached.

  • Seamless Hiring

    Seamless Hiring

    We handle all aspects of billing, payments, and NDA’s. Let us take care of the overhead while you focus on building great products.

  • Flexible Engagements

    Flexible Engagements

    Choose the engagement type that suits your needs — hourly, part-time, or full-time — with the ability to change anytime.

  • Expert Talent Matching

    Expert Talent Matching

    Focus on your project and enjoy support from your dedicated account executive and expert talent matcher.

Top Credit Risk Experts are in High Demand.

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