Achraf is available for hire
Hire AchrafAchraf Ayadi
Verified Expert in Finance
Finance Expert
Location
Paris, France
Toptal Member Since
September 23, 2022
Achraf launched his practice after ten years of consulting for top European financial institutions such as Capgemini. He contributed to significant transformation projects as head of department, PMO, or senior business analyst. As an independent board member of a listed retail bank, he supervised all regulatory functions. Achraf started freelancing because he enjoys supporting fintech and banks in setting up partnerships and launching and developing joint projects in the EU and Africa.
Career Highlights
CEO and Founder
Altavo Partners
Managing Consultant
Capgemini
Education Highlights
PhD
Institut National des Télécommunications d'Evry
Certification Highlights
Certificate of Qualified Independent Board Member (AQI)
ESG Executive Education
Certified Chief Business Analyst (Level 3)
Capgemini Group
Fundamentals of Anti-money Laundering: International Standards and Compliance Issues
The United Nations Institute for Training and Research
Case Studies
Industry Expertise
Other Expertise
Work Experience
CEO and Founder
2021 - PRESENT
Altavo Partners
- Acted as a strategy consultant advising a North African retail bank to create a neobank dedicated to diasporas in EU-27.
- Supported a cross-border fintech transfer in setting up its strategic development plan, updating pitch content, and preparing for fundraising.
- Provided management consulting services in the delivery of the internal anti-money laundering (AML) policy, AML risk matrix, and compliance governance scheme of a new neobank regulated in EU-27.
Focus areas: Strategy, Fintech, Digital Banking, Financial Services
Non-executive, Independent Board Member and Chairman of the Internal Auditing Committee
2015 - 2021
BH Bank
- Supervised all activities related to financial security, anti-money laundering, internal control, compliance, internal auditing, and general inspection as a non-executive board member.
- Contributed significantly to the strategic transformation and restructuring plan of the bank.
- Played a key role in transforming the information system.
Focus areas: Auditing, Anti-money Laundering (AML), Board of Directors, Compliance, Financial Services
Managing Consultant
2011 - 2021
Capgemini
- Oversaw the deployment of a software package in multiple countries and launched a new pan-European factoring offer for big corporates of 5,000 MD as a PMO for a top European leasing and factoring company.
- Acted as a senior business analyst for a global bank group's leasing and rental subsidiary, designing a target data model to be implemented in SAP, followed by a multimillion implementation deal.
- Participated in a team that won a proof of concept deal as a functional stream lead for data and AI platform for a top French sovereign bank and investment fund.
- Supervised six banks, set up an information system master plan, and coordinated the digital strategy of the global banking group in Africa and the Middle East as a regional business partner for Western African subsidiaries.
- Served as a portfolio project manager in a global banking group's CIB division by managing teams and directing the implementation and deployment of sensitive IT applications for compliance and market operations in France, the UK, and the US.
- Implemented new types of pan-European credit transfers as a senior business analyst for the retail banking division of one of the leading global banks.
- Acted as the PMO for the corporate deposits line and implemented IT tools and processes for pricing and booking corporate term deposits in EMEA and APAC.
- Joined the insurance division as a senior business analyst, scoping a solution to implement Solvency II European regulation in multiple countries, and traveled to Russia, Romania, and the Czech Republic.
Focus areas: Business Analysis, Digital Banking, Project Management, Financial Services, Process Mapping, Process Design, Use Case Analysis
Head of Development and Organization and Member of Management Board
2010 - 2011
TFBank
- Served as a bank's management board member with a significant impact on strategic choices.
- Reengineered internal organization and contributed to new recruitments.
- Negotiated deals and implemented a new information system based on Temenos T24.
Focus areas: Business Analysis, IT, Organization, Project Management, Information Systems, Process Design
Project Manager for Compliance, AML, and Customer Data Reliability
2008 - 2009
Groupe BPCE
- Oversaw analysis and setup of data reliability and anti-money laundering alerts at six banks of BPCE Group overseas.
- Managed a team of five consultants to deliver a homogeneous data reliability monitoring tool.
- Involved in KYC process implementation and updates based on regulatory and internal audit recommendations.
Focus areas: Anti-money Laundering (AML), Business Analysis, Project Management, Process Design
Education
2003 - 2007
PhD in Management Science
Institut National des Télécommunications d'Evry - Evry, France
2001 - 2003
Master of Science Degree in Management and Economic Internationalization
University of Sfax - Sfax, Tunisia
1996 - 2000
Bachelor of Arts in International Business
Institute of Advanced Business Studies (IHEC) - Tunis, Tunisia
Certifications
APRIL 2022 - PRESENT
Certificate of Qualified Independent Board Member (AQI)
ESG Executive Education
MAY 2021 - PRESENT
Certified Chief Business Analyst (Level 3)
Capgemini Group
OCTOBER 2019 - PRESENT
Governance Seminars for Non-executive Directors at the Board Level
The London Institute of Banking and Finace (LIBF)
APRIL 2019 - PRESENT
Fundamentals of Anti-money Laundering: International Standards and Compliance Issues
The United Nations Institute for Training and Research
MARCH 2015 - PRESENT
Professional Certification of Financial Markets Regulatory Knowledge
Ecole Supérieure de la Banque (CFPB)
NOVEMBER 2013 - PRESENT
Fundamentals of Central Banking and Monetary Policy
The United Nations Institute for Training and Research
FEBRUARY 2008 - PRESENT
Certified Project Management Associate
International Project Management Association (IPMA)
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