Hire the Top 3% of Freelance Fintech Developers

Toptal is a marketplace for top Fintech developers, engineers, programmers, coders, architects, and consultants. Top companies and startups choose Toptal Fintech freelancers for their mission-critical software projects.

No-Risk Trial, Pay Only If Satisfied.

Clients rate Toptal Fintech developers 4.9 / 5 on average based on 1,784 reviews.

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Find and hire Top Fintech Developers worldwide. Simply click on your preferred time zone on the map.

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Hire Freelance Fintech Developers in the UTC-08:00 America/Los Angeles time zone

James Nicolson

Freelance Fintech Developer
UTC-08:00
United States
Toptal Member Since July 6, 2020

James is a leader and engineer with deep expertise in technology solutions for the financial services sector. He integrates business and financial strategy with technology, data and software architecture, design, and coding. Believing in the power of knowing a lot about a lot of things, James connects the dots, creates simplicity, rolls up his sleeves to do the work, and cultivates great teams.

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Patrick Cason

Freelance Fintech Developer
UTC-06:00
United States
Toptal Member Since July 29, 2022

Patrick is a full-stack JavaScript developer passionate about building web and mobile applications, UI component libraries, and open-source software. He is a highly competent UI/UX designer proficient in Figma, Sketch, and Adobe Creative Suite. Patrick has five years of engineering management experience and has worked with startups and enterprises in the fintech, healthcare, artificial intelligence (AI), music, and civics industries for the last 15 years.

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Neville Jos

Freelance Fintech Developer
UTC-05:00
United States
Toptal Member Since March 23, 2021

Neville is a data scientist with 8+ years of experience building data infrastructures, analyzing data for business impact, and producing research reports, all focusing mainly on the fintech sector. He has managed teams of up to 10 researchers, analysts, and programmers with the sole objective of increasing revenue for clients. Most recently, Neville was the research manager of BI at Better Mortgage, managing a team to analyze data on ROI, borrower backgrounds, and recruiting systems.

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Leah Sapan

Freelance Fintech Developer
UTC-05:00
United States
Toptal Member Since August 31, 2015

Leah is a product-minded software engineer with over 15 years of professional software development experience. She has an extensive background in tech lead and architect roles with various clients spanning healthcare, fintech, eCommerce, and more. Leah takes pride in building products that delight users and exceed her client's expectations.

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Martin Bechtle

Freelance Fintech Developer
UTC+01:00
Italy
Toptal Member Since December 2, 2019

Specializing in agile transformation, DevOps, cloud platforms, microservices architecture, and API engineering, Martin has nearly a decade of experience as a software engineer, architect, tech lead, and CTO in fintech, banking, translations, and publications with an international clientele. He works closely with developers and stakeholders, his favorite platforms are AWS and GCP, and his go-to languages are Java, Kotlin, and Go.

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Mohamed Galal

Freelance Fintech Developer
UTC+02:00
Egypt
Toptal Member Since October 28, 2021

Mohamed is a professional mobile architect and senior mobile developer with more than 12 years of experience designing, developing, documenting, and delivering high-quality applications for startups and multinational firms in diverse fields, including fintech, telecommunications, transportation, medical, eCommerce, and social. Mohamed focuses on implementing native iOS applications, SDKs, and cross-platform applications using Flutter.

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Shivam Singh

Freelance Fintech Developer
UTC+05:00
India
Toptal Member Since August 22, 2022

Shivam is an accomplished technology leader with a proven track record of leading teams and building complex, large-scale distributed systems. He is an expert in scalability, performance, web applications, real-time systems, distributed systems, and fintech. Shivam led teams of 28 and increased the user base by shipping new products and experiments. Strong communicator and leader, able to mentor and coach other engineers.

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Kar Martikyan

Freelance Fintech Developer
UTC+07:00
Armenia
Toptal Member Since November 20, 2021

Kar has over seven years of experience in back-end development. He has worked on different projects in the iGaming, fintech, and cryptocurrency domains. Alongside his professionalism and dedication to projects, Kar is enthusiastic about clean code, blockchain, biotech, AI, operating systems, games, chess, and riding motorcycles.

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Richard Dam

Freelance Fintech Developer
UTC+07:00
Vietnam
Toptal Member Since July 10, 2019

Richard is a seasoned product engineer with over a decade of experience building innovative products in the AI/ML, payment, and eCommerce fields. He's an experienced team leader, driving 10x growth for a startup's AI Chatbot and successfully heading the engineering team of GO VIET. As the CTO of a fintech company he co-founded, Richard's passion for product engineering and driving results make him an invaluable asset to any tech team.

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Hwaai Kang Kee

Freelance Fintech Developer
UTC+08:00
Malaysia
Toptal Member Since August 19, 2022

Hwaai Kang has years of experience in developing back-end web services. He's most comfortable developing web services using public cloud services like AWS. He's been a part of Amazon, working in the last mile technology, maps, and navigation team, working on routing and navigation for delivery drivers.

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Michael Kowalski

Freelance Fintech Developer
UTC+10:00
Australia
Toptal Member Since May 3, 2021

Michael has an exceptional background in finance, business, and software. He is a certified SuperForecaster and MBA with knowledge of machine learning. At Credit Suisse, he produced $24 million in profit using bespoke software tools to identify statistical arbitrage transactions in the sovereign bonds of 20 countries and built a yield curve-based pricing model for Australian Bank Hybrid Bonds. Michael has industry experience in finance, energy, telecommunications, and publishing.

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THE TOPTAL ADVANTAGE

98% of Toptal clients choose to hire our talent after a risk-free trial.

Toptal's screening and matching process ensures exceptional talent are matched to your precise needs.

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Toptal in the press

... allows corporations to quickly assemble teams that have the right skills for specific projects.

Despite accelerating demand for coders, Toptal prides itself on almost Ivy League-level vetting.

Our clients
Creating an app for the game
Conor Kenney
Creating an app for the game
Leading a digital transformation
Elmar Platzer
Leading a digital transformation
Building a cross-platform app to be used worldwide
Building a cross-platform app to be used worldwide
Drilling into real-time data creates an industry game changer
Drilling into real-time data creates an industry game changer
Testimonials
Tripcents wouldn't exist without Toptal. Toptal Projects enabled us to rapidly develop our foundation with a product manager, lead developer, and senior designer. In just over 60 days we went from concept to Alpha. The speed, knowledge, expertise, and flexibility is second to none. The Toptal team were as part of Tripcents as any in-house team member of Tripcents. They contributed and took ownership of the development just like everyone else. We will continue to use Toptal. As a startup, they are our secret weapon.

Brantley Pace

CEO & Co-Founder

I am more than pleased with our experience with Toptal. The professional I got to work with was on the phone with me within a couple of hours. I knew after discussing my project with him that he was the candidate I wanted. I hired him immediately and he wasted no time in getting to my project, even going the extra mile by adding some great design elements that enhanced our overall look.

Paul Fenley

Director

The developers I was paired with were incredible -- smart, driven, and responsive. It used to be hard to find quality engineers and consultants. Now it isn't.

Ryan Rockefeller

CEO

Toptal understood our project needs immediately. We were matched with an exceptional freelancer from Argentina who, from Day 1, immersed himself in our industry, blended seamlessly with our team, understood our vision, and produced top-notch results. Toptal makes connecting with superior developers and programmers very easy.

Jason Kulik

Co-founder

As a small company with limited resources we can't afford to make expensive mistakes. Toptal provided us with an experienced programmer who was able to hit the ground running and begin contributing immediately. It has been a great experience and one we'd repeat again in a heartbeat.

Stuart Pocknee

Principal

How to Hire Fintech Developers Through Toptal

1

Talk to One of Our Client Advisors

A Toptal client advisor will work with you to understand your goals, technical needs, and team dynamics.
2

Work With Hand-selected Talent

Within days, we'll introduce you to the right Fintech developer for your project. Average time to match is under 24 hours.
3

The Right Fit, Guaranteed

Work with your new Fintech developer for a trial period (pay only if satisfied), ensuring they're the right fit before starting the engagement.

Find Experts With Related Skills

Access a vast pool of skilled developers in our talent network and hire the top 3% within just 48 hours.

FAQs

  • How quickly can you hire with Toptal?

    Typically, you can hire a Fintech developer with Toptal in about 48 hours. For larger teams of talent or Managed Delivery, timelines may vary. Our talent matchers are highly skilled in the same fields they’re matching in—they’re not recruiters or HR reps. They’ll work with you to understand your goals, technical needs, and team dynamics, and match you with ideal candidates from our vetted global talent network.

    Once you select your Fintech developer, you’ll have a no-risk trial period to ensure they’re the perfect fit. Our matching process has a 98% trial-to-hire rate, so you can rest assured that you’re getting the best fit every time.

  • To hire the right Fintech developer, it’s important to evaluate a candidate’s experience, technical skills, and communication skills. You’ll also want to consider the fit with your particular industry, company, and project. Toptal’s rigorous screening process ensures that every member of our network has excellent experience and skills, and our team will match you with the perfect Fintech developers for your project.

  • At Toptal, we thoroughly screen our Fintech developers to ensure we only match you with the highest caliber of talent. Of the more than 200,000 people who apply to join the Toptal network each year, fewer than 3% make the cut.

    In addition to screening for industry-leading expertise, we also assess candidates’ language and interpersonal skills to ensure that you have a smooth working relationship.

    When you hire with Toptal, you’ll always work with world-class, custom-matched Fintech developers ready to help you achieve your goals.

  • You can hire Fintech developers on an hourly, part-time, or full-time basis. Toptal can also manage the entire project from end-to-end with our Managed Delivery offering. Whether you hire an expert for a full- or part-time position, you’ll have the control and flexibility to scale your team up or down as your needs evolve. Our Fintech developers can fully integrate into your existing team for a seamless working experience.

  • We make sure that each engagement between you and your Fintech developer begins with a trial period of up to two weeks. This means that you have time to confirm the engagement will be successful. If you’re completely satisfied with the results, we’ll bill you for the time and continue the engagement for as long as you’d like. If you’re not completely satisfied, you won’t be billed. From there, we can either part ways, or we can provide you with another expert who may be a better fit and with whom we will begin a second, no-risk trial.

Tap Into World-Class Talent

  • Trusted Experts Only

    Trusted Experts Only

    All of our talent are seasoned experts who ramp up quickly, readily contribute as core team members, and work with you to minimize onboarding time.

  • The Right Fit

    The Right Fit

    We have a knack for matching you with the right fit. Start working with your new hire on a no-risk trial period, paying only if satisfied.

  • Scale as Needed

    Scale as Needed

    Hire talent within 48 hours and scale your team up or down as needed, no strings attached.

  • Seamless Hiring

    Seamless Hiring

    We handle all aspects of billing, payments, and NDA’s. Let us take care of the overhead while you focus on building great products.

  • Flexible Engagements

    Flexible Engagements

    Choose the engagement type that suits your needs — hourly, part-time, or full-time — with the ability to change anytime.

  • Expert Talent Matching

    Expert Talent Matching

    Focus on your project and enjoy support from your dedicated account executive and expert talent matcher.

Top Fintech Developers Are in High Demand.

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