Robert Craig Chiddenton, Finance Expert in Tivat, Montenegro
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Robert Craig Chiddenton

Verified Expert  in Finance

Finance Expert

Tivat, Montenegro
Toptal Member Since
July 31, 2020

Craig is a finance expert with 20+ years of experience. He recently steered Porto Montenegro from a startup to the region's premier luxury destination and, ultimately, to a successful exit for the investors. This involved working closely with the CEO and investors, including Peter Munk and partners. With his original background in audit and professional services at Deloitte, Craig has deep expertise in listening to and developing solutions that fit clients' needs.

Career Highlights

Finance Director
Porto Montenegro
CFO, Board Member
Tulipan Grupa

Certification Highlights

CPA Canada
Chartered Professional Accountants Manitoba

Case Studies

Work Experience

Finance Director

2009 - 2019
Porto Montenegro
  • Developed the accounting and finance function from the bottom up, recruited and led a team, and developed the information systems to support accurate and timely reporting.
  • Led and participated in developing the long-term strategy and annual budgets as a key member of the management team.
  • Continually negotiated new loans for project financing and renegotiated operating finance loans to optimize the capital structure for shareholders.
Focus areas: Management, Internal Control, Real Estate, Financial Planning & Analysis (FP&A), IFRS Financial Reporting, CFO, Startups, Anti-money Laundering (AML), Southern Europe, Human Resources (HR), Trusted Advisor, Contract Drafting, Insurance, Bank Debt Raises, Cash Management, Profit Optimization, Taxation, Corporate Law, Corporate Legal, Microsoft Excel, Hotels & Lodging, Real Estate Development, Debt Raises, Finance Strategy, Microsoft PowerPoint, Microsoft Word, Corporate Finance, Income Tax, Food & Beverage, Hospitality, Internal Audits, Project Finance, Residential Real Estate, Administrative Procedures, Analytical Review, Legal Structuring, Corporate Tax Planning

CFO, Board Member

2007 - 2009
Tulipan Grupa
  • Led the company from a startup to one of the largest developers in Croatia. Set up all the accounting, finance, and administrative systems of the company.
  • Set up the legal structure with separate legal entities for developments, land banks, services, and hotels, in order to facilitate financing and limit risk.
  • Led project finance, worked closely with our bank on land acquisitions, and staged financing.
Focus areas: Internal Control, Corporate Legal, Legal Structuring, Finance Strategy, Project Finance, Corporate Tax Planning, Contract Drafting, Debt Raises, Residential Real Estate, Real Estate Development, Startups, Real Estate, Financial Planning & Analysis (FP&A), IFRS Financial Reporting, CFO, Southern Europe, Trusted Advisor, Bank Debt Raises, Cash Management, Profit Optimization, Taxation, Corporate Law, Microsoft Excel, Microsoft PowerPoint, Microsoft Word, Corporate Finance, Income Tax, Administrative Procedures, Analytical Review, Management

Director of Audit

1994 - 2006
  • Delivered deep accounting and finance expertise to financial services companies, including banks, insurance companies, leasing, and property development.
  • Performed tax planning for clients, including multinationals, to ensure compliance while minimizing tax burdens.
  • Provided clients with value-added and practical solutions for internal controls.
Focus areas: Corporate Income Tax, Internal Control, Trusted Advisor, Due Diligence, IFRS Financial Reporting, Audits, Financial Institutions, Southern Europe, Insurance, Startups, Taxation, Corporate Legal, Microsoft Excel, Contract Drafting, Microsoft PowerPoint, Microsoft Word, Income Tax, Internal Audits, Analytical Review, Corporate Law, Legal Structuring, Corporate Tax Planning, Management
1987 - 1991

Bachelor's Degree (Hons) in Commerce

University of Manitoba - Winnipeg, Canada


CPA Canada

Chartered Professional Accountants Manitoba


CFO, Cash Management, Financial Planning & Analysis (FP&A), Bank Debt Raises, Internal Financial Reporting, Debt Raises, Project Finance, Finance Strategy, Corporate Finance, Forecasting, Revenue & Expense Projections, Accounting, Budgeting, Due Diligence, Anti-money Laundering (AML), Income Tax, Financial Modeling, Taxation, Internal Audits

Output Software

Microsoft Word, Microsoft Excel, Microsoft PowerPoint

Industry Expertise

Real Estate, Insurance, Real Estate Development, Residential Real Estate, Financial Institutions, Hotels & Lodging, Hospitality, Food & Beverage

Geographic Expertise

Southern Europe


IFRS Financial Reporting, Management, Risk Management, Trusted Advisor, Startups, Contract Drafting, Legal Structuring, Corporate Law, Administrative Procedures, Cash Flow Management, Interim CFO, Internal Control, Corporate Income Tax, Human Resources (HR), Property Management, Profit Optimization, Internal Control Evaluation, Audits, Corporate Tax Planning, Corporate Legal, Analytical Review

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