Aishwarya Jayal, Finance Expert in Bengaluru, Karnataka, India
Aishwarya is available for hire
Hire Aishwarya

Aishwarya Jayal

Verified Expert  in Finance

Finance Expert

Bengaluru, Karnataka, India
Toptal Member Since
December 12, 2022

Aishwarya is an SPJIMR and Cornell exchange MBA graduate in finance with 7+ years of experience in strategy, business planning, and financial services. She has collaboratively built an early-stage startup from scratch, worked with industry leaders like Deloitte, and is adept in financial modeling, asset optimization, and business transformations. Aishwarya appreciates the opportunity to work remotely with passionate entrepreneurs and management teams to unlock growth in their organizations.

Education Highlights

Master of Business Administration (MBA)
SP Jain Institute of Management and Research (SPJIMR)
Accelerated Master of Business Administration (MBA)
Cornell Johnson Graduate School of Management

Case Studies

Work Experience

Head of Strategy and Finance

2021 - 2022
An Early-stage Tech Startup (Stealth)
  • Raised equity funding: created a thorough lean startup canvas, a business plan, detailed financial projections, and DCF valuations and handled investor communications and pitches.
  • Built a scalable business structure: set up business entities and strategic partnerships, crafted equity structures—such as shares, employee stock ownership plans, and restricted stock units—negotiated contracts, and ensured statutory compliance.
  • Created pricing, marketing, and cash flow strategies, designed and set up functional processes, managed active cash flows, and led operational finance and legal priorities with partner teams.
Focus areas: Business Modeling, Strategic Planning & Execution, Strategic Partnerships, Fundraising, Process Design, Scalability, Pitch Decks, Pitch Deck Consultant, Business Models, Startups, Cash Flow, Financial Transformation, Business Planning, Business Plan Consulting, Early-stage Startups, Revenue & Expense Projections, Forecasting

Senior Manager – Strategic Initiatives and Planning

2017 - 2021
Godrej Group Companies
  • Grew the portfolio by around $19 million through in-depth financial risk analysis and partner negotiations.
  • Reduced business overheads by 17% through zero-based budgeting, designing real-time dashboards, modifying accounting entries and SAP systems, setting annual targets, and leading regular reviews.
  • Developed capital strategies through extensive historical data analysis, creating effective KPIs to release profitability and unlock around 15% liquidity.
  • Enhanced cash flow by around 15% and net promoter score by around 20% through customer-focused solutions targeting increased retention and loyalty-driven sales.
  • Optimized non-core costs by about 7% by creating an effective baseline through zero-based budgeting and setting up new accounting, monitoring, and review processes.
  • Created several comprehensive Excel-based cost-estimation models to accurately project overheads, non-core costs, asset requirements, workforce, and dynamic inventory pricing.
  • Launched multiple productivity and skill-development programs with active usage and approval ratings of more than 85%.
  • Leveraged the Prosci 3-phase change process to quantify the cost of change, defined organizational structures, created KPIs, and led change communications.
Focus areas: Business Continuity Planning (BCP), Corporate Strategy, Process Design, Cost Reduction & Optimization, Portfolio Analytics, Financial Reporting Dashboards, Fixed Asset Management, Business Transformation, Innovation Strategy, Portfolio Analysis, Dashboard Design, Revenue Strategy, Financial Planning & Analysis (FP&A), Market Research, Business Models, Cash Flow, Change Management, Project Management, Data, Business Planning, Business Plan Consulting, Financial Writer, Revenue & Expense Projections, Forecasting

Audit Senior Assistant

2012 - 2014
  • Audited at least seven clients—based on the US generally accepted accounting principles (GAAP)—including financial statements, special purpose audits, and benefit plan audits across real estate, telecommunications, and FMCG industries.
  • Became one of 12 top performers selected to test and implement the audit software and align key stakeholders for a seamless adoption.
  • Received Applause and Spot Awards for high-quality, consistent deliverables at Deloitte.
  • Mentored colleagues actively by facilitating new-hire audit training and continued coaching on all client-specific deliverables.
Focus areas: Auditing
2015 - 2017

Master of Business Administration (MBA) in Finance (Minor in Marketing)

SP Jain Institute of Management and Research (SPJIMR) - Mumbai, India

2016 - 2016

Accelerated Master of Business Administration (MBA) in Finance

Cornell Johnson Graduate School of Management - Ithaca, New York, USA

2009 - 2012

Bachelor of Commerce Degree in Business Administration

Christ (Deemed to be University) - Bengaluru, Karnataka, India


Designing Growth Strategies

PMI, NASBA Registered Education Provider | via LinkedIn


Change Management Foundations

PMI, NASBA Registered Education Provider | via LinkedIn


Agile Foundations

PMI Registered Education Provider | via LinkedIn

Collaboration That Works

How to Work with Toptal

Toptal matches you directly with global industry experts from our network in hours—not weeks or months.


Share your needs

Discuss your requirements and refine your scope in a call with a Toptal domain expert.

Choose your talent

Get a short list of expertly matched talent within 24 hours to review, interview, and choose from.

Start your risk-free talent trial

Work with your chosen talent on a trial basis for up to two weeks. Pay only if you decide to hire them.

Top talent is in high demand.

Start hiring