
Ayush Kumar
Verified Expert in Product Management
Product Manager
Toronto, ON, Canada
Toptal member since September 11, 2019
Ayush is an AI-native, full-stack product leader and builder with 13+ years of experience managing $500 million in ARR products across B2B SaaS and B2C, from onboarding, engagement, and monetization. He's an expert at identifying the shortest path from concept to launch (MVP) and at building sticky products that leverage human behavior. Ayush is known for a no-excuses mindset, operating at the intersection of user empathy, technology, business, and AI capabilities.
Project Highlights
Expertise
- AI Native Product Manager
- Minimum Viable Product (MVP)
- Product Growth
- Product Roadmaps
- Product Strategy
- Requirements & Specifications
Work Experience
Principal Technical Product Manager — GenAI Apps
Authentically Artificial
- Helped move an idea from concept to launch within ~1 week, while making the right trade-offs around model usage, tech stack, evals, and more.
- Formulated, crafted, and shipped a native desktop app for an AI-powered shadow coach. Shipped 120,000 lines of code in three months (Github.com/pmayushkumar).
- Pitched concept to venture capitalists and am currently going through feature development.
- Validated user problem through research and post-launch data analytics.
Product Director - AI & Engagement
Questrade
- Led the technical product discovery for an internal recommendation engine; engineered an upstream schema-normalization layer to map disparate ticker taxonomies into a unified internal data structure, driving an 8.9% lift in DAU.
- Introduced robust business health monitoring practices by building level 1 and 2 dashboards with cockpit visibility.
- Partnered directly with engineering leads to map out workflow states, human-in-the-loop review layers, and data dashboards, grounding feature iterations in raw database realities.
- Introduced AI-native practices for productivity improvements and formulated a strategy for user-facing AI features.
Group Product Manager - Core, Growth, AI
Evercommerce
- Owned the subscription optimization roadmap, delivering a 36% lift in free-to-paid conversion and a 16.8% reduction in churn via targeted paywall efficiency and onboarding redesigns.
- Designed a robust internal operating model for rapid experimentation and A/B testing, defining strict validation gates and feedback loops to optimize platform feature monetization.
- Owned a multi-quarter roadmap strategy across both products, aligning Product, Growth, and Ops around OKRs and key business outcomes.
- Introduced growth review rituals and prioritization frameworks with the SLT to ensure strategic focus and compounding impact.
Senior Product Manager
Bench Accounting
- Increased retention by 8.4% among a key 35% customer segment by enabling self-categorization for mixed-use bank accounts.
- Defined and shipped Bench’s first AI-powered product capabilities in collaboration with a newly formed LLM team—automating transaction categorization and boosting bookkeeper efficiency by 12.8%.
- Balanced product velocity with compliance and operational complexity in a highly regulated financial services environment.
Growth Product Manager
Harry's, Inc.
- Achieved an 18% relative increase in "Visitor to Trial Order" conversion.
- Established ways of working for the product, design, and tech triad using systems thinking (right rituals, documents, processes).
- Coached and mentored an associate product manager on the art of product management, from discovery to execution to analytics.
Senior Growth Product Manager
NorthOne
- Doubled onboarding funnel efficiency in six months, from 9% to 18%, from sign-up to activation.
- Achieved a 35% lift in organic traffic by launching a referral program across business casing, discovery, execution, monitoring, trade-offs backed with growth and compliance, and iterations.
- Built daily, weekly, and monthly dashboards to track progress and identify opportunities. Created a 12-month OKR to align the team toward common outcomes.
Product Manager
CARFAX
- Crafted a product strategy for a new research product by influencing the leadership team. Identified key metrics to measure the product's health and created a metrics dashboard to track performance.
- Influenced culture change towards a more agile, rapid testing and learning approach. Used design thinking principles to establish the product's key consumer and business goals.
- Identified key consumer personas and created a short and long-term product roadmap.
Associate Director | Product Management
WE.org
- Used design-thinking principles to improve the donations flow which removed friction and increased donations by 8%.
- Achieved a 3.5% lift in MoM repeat purchases on an eCommerce platform by communicating social outcomes rather than dollars spent.
- Envisioned from scratch, a consumer loyalty platform (a more than six million dollars opportunity) using "social impact" to drive loyalty for partners.
- Transformed "Track Your Impact" from a marketing page to a digital platform connecting dollars to social outcomes.
- Spearheaded organizational transformation away from all-things-for-all-customers mentality to establish a profitable and scalable B2B socially conscious offering as a mentor and influencer to the organization in the product management discipline.
- Served as an internal consultant to the leadership team on the product discipline and created a short- and long-term product strategy.
Senior Product Manager
People Interactive Pvt. Ltd.
- Achieved an 81% lift in response rate (including accepts and declines), the North Star metric of an online matchmaking platform for mobile apps and m-sites.
- Boosted user retention by 3.5% by building a chatbot on WhatsApp, which increased engagement and retention.
- Improved order conversion by 12% by redesigning the payment flow on web and mobile apps (iOS and Android).
- Increased the order-and-revenue market share by 13% and 8% by developing a machine learning-based discounting strategy.
- Strengthened the acquisition funnel (visit to profile ratio) by 4.6% via the removal of friction points during user registration.
- Implemented a self-learning AI-based predictive dialer and achieved a 92% lift in the telesales team’s productivity (600 strong).
- Oversaw a product segment worth $50 million and contributed an incremental $4.6 million (9.2% of top-line) through projects across the business lifecycle: acquisition, engagement, and monetization.
- Handled project management to deliver sprint tasks and ship products and features within the agreed-upon time frame.
- Worked closely with the design and user experience team to create low-fidelity wireframes and conduct user research and usability testing.
- Launched an MVP and created a business case for an online wedding planning platform by wireframing the initial web pages and envisioning user journeys.
Testing and Development Engineer
TVS Motor Company
- Helped to launch new two-wheelers (Phoenix, Jupiter) by researching and developing the chassis, frame, tires, and other parts.
- Improved the product quality and included best product features by bench-marking competitor products.
- Developed processes by researching on new testing methods to gauge vehicle-handling performance.
Project History
Increased Mutual Matches | Driving Online Dating User Joy
Generated an 81% increase in mutual matches via design thinking, ideating and shipping an MVP, and measuring impact on KPIs.
PROBLEM
Male users didn’t receive responses from their sent invitations, so they didn’t experience the joy of dating, which led to drop-offs. This is reflected in key user metrics: low male retention, low order conversion, and low customer satisfaction (CSAT) scores.
APPROACH
We followed a design-thinking process and conducted in-depth qualitative user interviews. This unveiled an interesting finding: female users were serious, thoughtful, and deliberated before tapping the “accept” button. Our question was, how could we “casualize” their response behavior?
IMPLEMENTATION
“Casualizing” took us to the dating space where a user can say yes (swipe right) and no (swipe left) to a profile. We envisioned an MVP to be done only on the Android app (the maximum user engagement platform). We planned to use the existing APIs (using SOA). We integrated them into a new UI with a Tinder-like swipe functionality (implemented via a current component from the Android native library). I then sent it to production within two sprints (ten working days) and achieved ground-breaking success.
IMPACT
• Saw an 81% lift in responses.
• Increased order conversion by 5.3%.
• Jumped 4.8% in CSAT score.
Increase the Number of Repeat Purchases for an eCommerce Store
Deployed human-centered design-thinking principles to increase repeat-purchases on an eCommerce store by 3.5%.
PROBLEM
Repeat purchases constituted a small portion of eCommerce revenue, and we wanted to increase overall user retention and referrals.
APPROACH
- Implemented a quantitative analysis of the cohorts of users buying products from us.
- Obtainedualitative understanding of users—why/why not are they buying from us via in-depth interviews.
INSIGHTS
- The primary reason people bought from us was the social component of our offerings, where each product sold was supporting a certain cause the users cared about.
- We didn’t really “thank” them or made them feel proud about this across the whole user journey.
IMPLEMENTATION
- Mapped the E2E user journey (pre-purchase, during, and post-purchase).
- Began with the post-purchase user journey (thank you/order confirmation page and email).
- Included inspiring content and videos to communicate the real-life stories of the end-beneficiaries and the impact they made just by purchasing from us.
IMPACT
• Saw a +3.5% increase in repeat purchases on our eCommerce shop.
KEY LEARNINGS
- The hypothesis found by the human-centered design thinking approach was valid.
- Replicate this “feeling of pride” across the other touchpoints of the user journey.
Increasing Monetization | Free to Premium Conversion
Oversaw a 5.4% increase in conversion from free to premium, without discounting or losing ARPO (average revenue per order).
OBJECTIVE
To make free users realize the value of premium features.
APPROACH
- One of the most useful premium features was the ability to chat with your matches.
- Free users received a small notification (not very discoverable).
IDEA
If a free user received a chat request, a pop-up would appear in front of the user. And when they want to reply, they then see a message to upgrade. Essentially, the idea was to bring out one of the most compelling premium features and place it within the organic user journey contextually.
IMPLEMENTATION
- I took an MVP approach and started with the app because it’s more relatable than an app. Also, we could use the existing UI components from the library. Moreover, 70% of the userbase was on Android, so it made sense to start there.
- We started with only male receivers because females generally receive a lot of incoming attention, which might feel overwhelming for them, worsening their user experience.
- We released it as an A/B test for new and existing users.
IMPACT
It led to a 5.4% increase in conversion for that cohort without discounting or losing ARPO (average revenue per order). The next step was to extrapolate this to other cohorts and platforms.
Increased Document Submission by 12% Within Onboarding Journey
Increased 'sign-up' to 'activation' conversion by +12% by allowing in-flow document upload
PROBLEM
Customers weren’t sending their documents for review, which blocked us from opening their bank accounts.
APPROACH
- Understand the problem, i.e., was it ‘low user intent’ or a ‘UX issue’ or both?
- Applied a constraint of working with the existing case-management tool used by the fraud team.
INSIGHTS
- I uncovered (through data analytics) that it was a UX issue because customers were asked to change the interface (i.e., respond via email) to upload their documents.
- This added more friction to the already friction task of scanning and uploading.
- Also, changing the interface led to higher chances of distraction and procrastination.
IMPLEMENTATION
- Brainstormed ways to seek customer documents within the onboarding flow (rather than directing them to email), with the added constraint of maintaining the Intercom as the case management tool.
- Launched an MVP by leveraging ‘Intercom widget’ to prove/disprove the hypothesis.
IMPACT
• Saw a +18% increase in customers responding with documents, leading to a +12% increase in Sign-up to Account opened conversion.
Artificially Intelligent (AI) Predictive Dialer for the Telesales Team
Created a predictive dialer to automate manual, redundant, and monotonous tasks—causing a 92% increase in team productivity.
PROBLEM
We were only reaching a 35% connectivity with consumers through telecalls. This was caused because of the disposal of nonconnected calls and scheduling them for later.
APPROACH
We implemented an AI predictive dialer that will direct only connected calls to the team. Working with the data science and engineering team, I also created a requirements document along with all the use cases. We then developed an algorithm that learned based on various user demographics and activity parameters.
IMPLEMENTATION
Control Metrics:
• Ensure an agent is free before the call to ensure a good customer experience.
• A customer shouldn’t receive more than “x” number of calls in a day and should be called within the official time limits unless otherwise specified.
• Dialer will learn the answering patterns of users based on their demography and activity.
Other Work:
• Built reports and dashboards so that leads could monitor productivity and efficiency.
• Launched it as an A/B test with a few advisors and compared them against similar performing advisors in the other set.
IMPACT
• Increased telesales team productivity by 92%.
• Reduced the sales team size by half and added skills for cross-department usefulness.
Increased the Conversion of Visitor to Donation
Increased online donations by 8%—using visitor-to-donation conversion— by removing friction via design thinking principles.
PROBLEM
- There were significant drop-offs across various stages of the donations flow.
- Calculated the opportunity size to be a 15% increase (based on industry standards).
APPROACH
- Identified the stages with maximum opportunity, and focussed on them.
- Interviewed users in both buckets (successful and un-successful donations)
- Followed design thinking approach of research, synthesis, ideation, convergence, prototyping, validation, execution & launch.
- Identified the two largest drop-off points, and made the required UI changes.
IMPACT
- The visitor-to-donation conversion increased by 8%.
- The way forward was to replicate the same approach for the next two as well.
Improving Visitor to Order Conversion
Increased the activation ratio by 3.7% via a new mode of payment; also led vendor identification and API integration.
PROBLEM
The internet banking payment mode had a lower activation ratio. The primary reason was the bank’s site’s UX. The bank login page loaded in a web view on mobile devices, rather than having a mobile-friendly UI. This reflected in key user metrics: low activation ratio and order conversion.
APPROACH
We studied user behavior focusing on why users used net banking rather than credit/debit cards. We researched best practices followed for net banking by other merchants.
INSIGHTS
- Net banking was primarily used by parents who perceived a security risk with credit card usage.
- Best practices indicated the use of a vendor which converts a bank’s login pages into mobile-friendly pages
- Also, a small user segment was ready to use UPI (unified payments interface) as an alternative mode of payment to net banking, which had a higher activation ratio.
IMPLEMENTATION
- I spearheaded the integration of a new mode of payment: UPI with minimal handshakes and an intuitive UX.
- I also led the integration of JUSPAY to make bank pages mobile-friendly and ensured database security.
IMPACT
• Increased activation ratio by 9.2%.
• Improved order conversion by 3.7%.
Business Pitch and Wireframe Creation | Online Wedding Planning Platform
Pitched the business plan to the executive team, including the value proposition, cost needed, and revenue projections.
PROBLEM
While working with an online matchmaking platform, we wanted to diversify as a business into an online wedding planning platform. We were tasked to come up with a business model canvas.
APPROACH
It took a mix of primary and secondary research with consumers and vendors.
IMPLEMENTATION
• Conducted secondary research around every category involved (apparel, venue, logistics, makeup, etc), with industry sizes and trends.
• Studied consumer behaviors and how the current wedding planning platforms were being used.
• Conducted in-depth two hour-long interviews by visiting consumers ar their homes, and understanding what matters to them, and the problems they were facing.
• Successfully launched an MVP to judge if users are interested to explore. Built initial wireframes to envision user flows.
IMPACT
We pitched our learnings to the executive team and secured the funding to launch a platform starting with one category at a time.
Machine Learning-based Discounting Algorithm
Increased revenue realization (top line) by 1.5% using differential discounting based on demography and activity parameters.
INSIGHT
I conducted data and business analysis to arrive at the insight—users usually have varied reasons for using the platform. Hence, rather than offering flat rates/discounts, we could base discounts on user intent, i.e., a more serious user gets a lower discount and vice versa.
APPROACH
We needed to figure out the demographics and activity parameters that defined intent. For instance, an older female, living away from her home town who was also logging-in frequently would have higher intent (in the Indian context).
IMPLEMENTATION
We created a machine learning algorithm along with the data science team considering numerous such parameters, which was then integrated with the existing discounting platform (keeping all existing logics uninterrupted). Finally, we tested it with a small cohort of users, which reduced and increased discounts for users based on the algorithm. We only tested it on new users, because existing ones already have a preconceived notion towards a price point, and this could bias our results.
IMPACT
We saw a 1.3% lift in revenue (a highly significant impact, which is generally achieved by multiple projects combined).
Education
Master's Degree in Marketing
Institute of Management Technology, Ghaziabad - Ghaziabad, India
Bachelor's Degree in Metallurgical and Materials Engineering
National Institute of Technology Karnataka, Surathkal - Mangalore, India
Certifications
Building Agentic AI Applications with a Problem-First Approach
Maven
AI Foundations
Reforge
Engagement & Retention Deep Dive
Reforge
Designing Business Strategy
IDEO
Product Innovation for Product Managers
Certified Scrum Master
Growth Hacking Foundations
Skills
Tools
Jira, Trello, Balsamiq, Looker, Figma, Google Analytics, Asana, Expo.io, Slack, Zoom, Roadmunk, Adobe Experience Manager (AEM)
Paradigms
B2C, Scrum, Agile Product Management, Conversion Rate Optimization (CRO), Requirements Analysis, Agile Project Management, Agile, Kanban, Business to Business to Consumer (B2B2C), Key Performance Metrics, Design Thinking
Platforms
ProductPlan
Industry Expertise
Premium Content Subscriptions
Other
Stakeholder Management, Subscriptions, Mobile Apps, Business Analysis, Product Growth, Ideation, SQL, Product Roadmaps, Product Strategy, Android, iOS, Web, Microsoft Excel, Business Requirements, Data Analysis, Product Owner, Product Management, Monetization, Pricing, Storytelling, Product Delivery, Requirements & Specifications, Business Systems, User Research, Minimum Viable Product (MVP), User Retention, Direct to Consumer (D2C), Hypothesis Testing, Strategy, Value Proposition, Business Cases, Data, Data Analytics, Data-informed Decisions, Feature Backlog Prioritization, Feature Roadmaps, Key Performance Indicators (KPIs), Growth Strategy, Data-driven Decision-making, Subscription Box Service, Roadmaps, Software as a Service (SaaS), Conversion, Funnel Analysis, Funnel Marketing, Product Requirements Documentation (PRD), User Stories, Product Vision, Artificial Intelligence (AI), Claude Code, Vibe Coding, AI Native Product Manager, Product Ownership, Prototyping, Backlog Management, UI Prototyping, UX Design, Process Optimization, Prompt Engineering, Dashboard Design, Data Visualization, AI/ML Workloads, Claude Cowork, Project Management, Agile Product Delivery, Automation, Retrieval-augmented Generation (RAG), Digital Product Management, Growth, A/B Testing, Business to Consumer (B2C), Web Platforms, Technical Product Management, Web Applications, Documentation, Workflow Diagrams, Process Analysis, Agentic AI, Business Process Re-engineering, Business to Business (B2B), Feature Prioritization, Feature Planning, Resource Management, Early-stage Startups, Project Budget Management, Claude, Anthropic, Team Leadership, Cross-functional Collaboration, Acceptance Criteria, Technical Documentation, Large Language Models (LLMs), Digital Transformation, Program Management, API Integration, Reporting & Dashboards, Dashboards, Performance Metrics, React Native, Mobile App Development, Sprint Planning, Sprints, Software Development Lifecycle (SDLC), Product Development, Workflow, Artificial Intelligence as a Service (AIaaS), Consumer Applications, SaaS, Technical Architecture, Product Coach, B2B, Content, Product Design, Wireframing, Consumer Behavior, User Validation, Trend Analysis, Revenue Optimization, Lifetime Value (LTV), Market Research, User Experience (UX), User Onboarding, Subscription Pricing, Cross-selling, Algorithms, Software Consulting, Web Development, Project Planning, Project Timelines, Machine Learning, APIs, Generative Artificial Intelligence (GenAI), AI Integration, UI Design, User Interface (UI), Learning Management Systems (LMS), Robotic Process Automation (RPA), Two-sided Communities, Conversational AI, Content Management Systems (CMS), Performance Marketing, Marketing Analytics, Linear, People Management, Product Discovery, Business Strategy, B2B Product Management, eCommerce, Microsoft Teams, Conversion Rate, Story Mapping, Fintech, Process Design, Analytics, Technology, App UX, UX Research, Upselling, Growth Marketing, Growth Marketing Product Manager, Subscription Processing, Revenue Strategy, Scrum Product Owner, Data Science, AI Product Management, AI Product Strategy, Trading, Fine-tuning, Model Evaluation, Product-led Growth (PLG), Models
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