Andrew Aziz, Finance Expert in Great Neck, NY, United States
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Andrew Aziz

Verified Expert  in Finance

Finance Expert

Great Neck, NY, United States
Toptal Member Since
January 16, 2017

Andrew has invested hundreds of millions of dollars in publicly traded companies while working at investment funds. Throughout his career, he's built a network that includes investment bankers, industry executives, investors, and technical talent. As a consultant, Andrew leverages his expertise in strategy, financial modeling, valuation, and capital raising to help companies of all sizes accomplish their goals.

Career Highlights

Education Highlights

Bachelor's Degree
Stern School of Business at New York University

Case Studies

Work Experience

Investment Professional

2018 - PRESENT
Family Office
  • Researched, analyzed, and recommended equity investments in public and private companies within healthcare, technology, and consumer sectors.
  • Underwritten new equity issuance through initial public offerings (IPO) and follow-on offerings (FO). Advised equity capital market bankers on the proper investment narrative/thesis and valuation.
  • Met with and engaged numerous company management teams every week at deal and non-deal roadshow meetings and investor and industry conferences. Conversations included articulating the market's view on the company's shares.
Focus areas: Growth Equity, Equities, Initial Public Offerings, Financial Modeling, Investing

Corporate Finance and Research Consultant

2017 - PRESENT
  • Provided business and transaction-related financial modeling, valuations, market/industry research, debt and equity capital raising, M&A support, financial restructuring, and security analysis as a corporate finance and capital market professional.
  • Created a financial projection model and investor presentation for a startup mobile application technology company for its early-stage fundraising round.
  • Advised and built a financial model and a competitor pricing database for a high-end jewelry manufacturer in its expansion into the eCommerce and direct-to-consumer space.
  • Carried out market research on a list of niche financing strategies for a family office to support the expansion of their fixed-income investment platform.
  • Built a spreadsheet-based template that unpacks and models the salient quantitative figures and qualitative data points in credit agreements and indentures for the leading bond and loan covenant research provider.
Focus areas: Financial Restructuring, Capital Structuring, Mergers & Acquisitions (M&A), Capital Raising, Market Research, Corporate Finance, Valuation, Financial Planning & Analysis (FP&A), Budgeting, Financial Modeling

Senior Investment Analyst

2015 - 2017
Hedge Fund
  • Researched and analyzed securities across the capital structure for investment using a process that considers bottom-up fundamental analysis, re-valuation catalysts, capital structure review, actors assessment, and external influences.
  • Spearheaded a shareholder activist campaign targeting a $450+ million specialty finance company trading at a discount to the net asset value. The effort was part of an initiative I led to raise AUM by generating co-investment opportunities.
  • Significantly contributed to portfolio returns through investment recommendations, including shorting the shares of a $30+ billion (market capitalization) grocer. Realized an around 20%+ return.
Focus areas: Investment Portfolio Management, Investment Return Scenario Analysis, Fundraising, Mergers & Acquisitions (M&A), Credit Investing, Investment Thesis, Capital Structure Analysis, Valuation Analysis, Three-statement Modeling, Equity Research

Portfolio Management | Workout Group Senior Analyst

2014 - 2015
Private Debt Fund/BDC
  • Made buy, sell, and hold recommendations on $150+ million of broadly syndicated leveraged loans and middle-market club deals to private equity-backed companies.
  • Re-underwrote and recommended buying the term loan of a private equity-backed dental practice management company in the process of restructuring. The company was ultimately sold and the loan was repaid in full (initially trading at around 70%).
  • Provided portfolio management coverage of approximately 30 credits.
Focus areas: Investment Monitoring, Investment Summaries, Investment Briefs, Investment Memoranda, Senior Secured Debt, Bank Debt Raises, Analysis of Variance (ANOVA), Leveraged Buyout Modeling

High-yield Credit Research Analyst

2013 - 2014
J.P. Morgan
  • Supported the senior analyst in covering 40+ high-yield rated credits.
  • Published research reports for buy-side clients and advised institutional sales team and loan, bond, and CDS traders.
  • Pitched a short recommendation to the proprietary trading desk on senior notes of an oil and gas E&P company. Thesis: insufficient liquidity and inadequate asset value in a bankruptcy scenario—bonds traded down ~70%.
Focus areas: Capital Markets, Debt Raises, Stock Trading, Financial Forecasting, Three-statement Modeling, Cash Flow Forecasting, Comparable Company Analysis, Ratio Analysis, Financial Modeling

Corporate Finance Group Associate Analyst

2011 - 2013
Moody's Investors Services
  • Supported lead analysts in assigning and monitoring credit ratings for 25+, mostly speculative-grade, issuers with $20+ billion of public debt.
  • Completed analyses that underpinned long-term issuer ratings/corporate family ratings (CFR), speculative grade liquidity ratings (SGL), and loss given default (LGD) assessments.
  • Managed a debt covenants database that was used for covenant quality (CQ) scoring and covenant research for issuers under my coverage.
Focus areas: Pro Forma Financial Statements, Credit Analysis, Credit Risk, Financial Benchmarking, Ratio Analysis, Financial Modeling
2009 - 2011

Bachelor's Degree in Finance

Stern School of Business at New York University - New York, NY

2007 - 2009

Bachelor's Degree in Business Administration

The City University of New York, Baruch College - New York, NY


Balance Sheet Calculation, Credit Analysis, Three-statement Modeling, Forecasting, Financial Modeling, Capital Structure Analysis, Equity Research, DCF Valuation, Valuation, Valuation Multiples, Capital Structuring, Valuation Modeling, Private Equity, Private Credit, Comparable Company Analysis, Fundraising, Mergers & Acquisitions (M&A), Capital Budgeting, Capital Raising, Financial Planning & Analysis (FP&A), Market Research, Asset Valuation, Valuation Analysis, Investment Thesis, Credit Investing, Investment Return Scenario Analysis, Investment Portfolio Management, Leveraged Buyout Modeling, Bank Debt Raises, Senior Secured Debt, Investment Memoranda, Investment Briefs, Investment Summaries, Investment Monitoring, Ratio Analysis, Cash Flow Forecasting, Stock Trading, Debt Raises, Financial Benchmarking, Credit Risk, Pro Forma Financial Statements, Budgeting, Corporate Finance, Financial Restructuring, Growth Equity, Price Analysis

Output Software

Microsoft Word, Microsoft PowerPoint, Microsoft Outlook, Microsoft Excel, Microsoft OneNote

Industry Expertise

Capital Markets, Banking & Finance, Consumer Products, Retail & Wholesale, Energy, Technology, Oil & Gas, Real Estate

Data & Analysis Software

Bloomberg, Factset, Capital IQ

Geographic Expertise

United States


Pitch Books, DCF Modeling, Stock Analysis, Secondary Research, Pitch Decks, Equity Investment, Bottom-up Analysis, Debt Financing, Hedge Funds, Microsoft 365, Transaction Comparables, eCommerce, Company Research, Capital Advisory, Biotechnology, Waterfall Modeling, Analysis of Variance (ANOVA), Financial Forecasting, Investing, Initial Public Offerings, Equities, Arbitrage, Trading, Writing & Editing, Investment Ideas, Leveraged Buyout (LBO), Bonds, Presentations, Distressed/Special Situations, Bankruptcy & Insolvency, Bloomberg Terminal

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