Jerry Nemorin, Finance Expert in Miami, FL, United States
Jerry is available for hire
Hire Jerry

Jerry Nemorin

Verified Expert  in Finance

Bio

Jerry is an expert in financial modeling, valuation, M&A, fintech, startups, and debt and equity capital raising. He previously founded a venture-backed fintech company that raised over $12 million in equity and $250 million in debt capital. Jerry worked in corporate treasury for Fortune 500s and advised on LBO transactions and high-yield debt capital raises. As a Toptal freelancer, he wants to offer his expertise to a broader group of companies at all stages.

Career Highlights

Founder & CEO
Lend Street Financial
Associate, Financial Sponsors
Bank of America
Treasury Analyst, Banking Relations & Trade Finance
Tyco

Education Highlights

Master's Degree
University of Virginia
Bachelor's Degree
University of Florida

Case Studies

Work Experience

Board Member

2020 - PRESENT
Moneythink
  • Advised the executive director on new go-to-market technology products, strategies, and sustainable funding.
  • Helped review a Gates grant application that resulted in the largest grant to the organization to date.
  • Led an exercise to identify potential opportunities to monetize the platform to create a sustainable funding model.
Focus areas: Business Strategy, Business Plan Consulting, Pricing Models, Pricing, Growth Strategy, United States, Startup Consulting

Founder & CEO

2013 - 2022
Lend Street Financial
  • Raised $12 million in venture capital and $250 million in debt capital.
  • Developed an underwriting approach that outperformed FICO by 116 points.
  • Built and syndicated a profitable loan product to institutional investors.
  • Selected to integrate the inaugural cohort of Launch with GS, Goldman Sachs' business accelerator.
Focus areas: Startups, Fintech, Consumer Lending, Private Capital Markets, Business Strategy, Go-to-market Strategy, Strategy, Financial Management, Market Research, Market Segmentation, Total Addressable Market (TAM), Competition Research, Pitch Decks, Valuation Modeling, Business Plan Consulting, Three-statement Modeling, Forecasting, Digital Banking, Revenue & Expense Projections, Budgeting, Credit Risk, Banking & Finance, Credit Underwriting, Credit/Debt, Credit Scores, Fundraising, Marketplaces, Business Models, PowerPoint Design, Pricing Models, Pricing, Growth Strategy, Startup Growth Strategy Development, Market Fit, DCF Modeling, Cap Tables, Scenario Analysis, Venture Capital, Exit Strategy, Financial Analysis, Data Analysis, Market Research Analyst, SaaS, Seed Fundraising, Fundraising Strategy, Financial Planning & Analysis (FP&A), Analysis, Excel Modeling, Excel Expert, Cash Flow, Accounts Receivable, Business to Business (B2B), Financing, Pitch Deck Consultant, Accounting, Fractional CFO, Small & Medium-sized Enterprises (SME), Early-stage Startups, Early-stage Venture Capital, Early-stage Funding, Startup Funding, Profitability Analysis, Financial Products, Consumer Banking, Crowdfunding, Cash Flow Modeling, Interim CFO, CFO, United States, Treasury, Financial Data, Treasury & Liquidity Management, Angel Investing, Angel/Seed Funding, Software as a Service (SaaS), Growth Equity, Enterprise SaaS, Investor Presentations, Startup Consulting

Associate, Financial Sponsors

2007 - 2010
Bank of America
  • Advised on transactions with an aggregate value of over $2 billion in high-yield debt capital.
  • Analyzed credit considerations for a $15 billion leverage financial proposal to support the acquisition of a consumer product company by a consortium of private equity firms.
  • Conducted discounted cash flow (DCF), optimal capital structure, and weighted average cost of capital (WACC) analyses, advising clients on strategic financial initiatives for funding future employees' benefit obligations.
Focus areas: Private Equity, Leveraged Finance, Leveraged Buyout (LBO), Business Strategy, Go-to-market Strategy, Strategy, Financial Management, Market Research, Market Segmentation, Total Addressable Market (TAM), Competition Research, Pitch Decks, Valuation Modeling, Leveraged Buyout Modeling, Three-statement Modeling, Forecasting, Revenue & Expense Projections, Budgeting, Credit Risk, Banking & Finance, Credit Underwriting, Fundraising, Fundraising Consultant, PowerPoint Design, Pricing Models, Growth Strategy, Valuation, DCF Valuation, DCF Modeling, Scenario Analysis, Exit Strategy, Mergers & Acquisitions (M&A), Financial Analysis, M&A Modeling, Pro Forma Analysis, Data Analysis, Market Research Analyst, Fundraising Strategy, Financial Planning & Analysis (FP&A), Analysis, Excel Modeling, Excel Expert, Cash Flow, Accounts Receivable, Business to Business (B2B), Financing, Pitch Deck Consultant, Accounting, Early-stage Venture Capital, Profitability Analysis, Cash Flow Modeling, Interim CFO, CFO, United States, Treasury Management, Financial Data, Treasury & Liquidity Management, Growth Equity, Enterprise SaaS, Investor Presentations

Treasury Analyst, Banking Relations & Trade Finance

2004 - 2006
Tyco
  • Redesigned the banking relations evaluation process reducing the cycle time by three days while increasing the scope and quality of data provided to senior management.
  • Managed a pilot test and trained requestors, approvers, and facilitators for a global Six Sigma project to improve contingent liability requests and tracking processes. This project earned the Pinnacle and the Alexander Hamilton awards.
  • Reviewed and analyzed contingent liability requests from the subsidiaries and drafted recommendations to the treasurer and CFO.
Focus areas: Trade Finance, Project Finance, Business Strategy, Strategy, Financial Management, Pitch Decks, Three-statement Modeling, Forecasting, Revenue & Expense Projections, Budgeting, Banking & Finance, Real Estate, PowerPoint Design, Pricing Models, Pricing, Growth Strategy, Valuation, Transportation & Shipping, DCF Valuation, DCF Modeling, Scenario Analysis, Mergers & Acquisitions (M&A), Financial Analysis, M&A Modeling, Pro Forma Analysis, Data Analysis, Market Research Analyst, Financial Planning & Analysis (FP&A), Analysis, Excel Modeling, Excel Expert, Cash Flow, Accounts Receivable, Business to Business (B2B), Financing, Pitch Deck Consultant, Accounting, Inventory, Clean Energy, Profitability Analysis, Cash Flow Modeling, Interim CFO, United States, Treasury, Treasury Management, Financial Data, Treasury & Liquidity Management, Manufacturing

Sports Agent Trainee

2004 - 2004
Impact Sports
  • Designed the pitch deck for an NFL draft prospect highlighting the firm's capabilities, the comparable athletes, the draft slot, and the expected compensation analysis. The presentation resulted in the client signing with the agency.
  • Completed comparative salary analysis for our clients who were free agents ahead of the free agency period to determine appropriate parameters for contract negotiation.
  • Wrote a story comparing our two top clients going into the draft and highlighted their relative family background, skill set, and production. We pitched the story to media outlets, and it made the front page of the ESPN website.
Focus areas: Pitch Decks, United States
2006 - 2008

Master's Degree in Business Administration (MBA)

University of Virginia - Charlottesville, VA, USA

2000 - 2004

Bachelor's Degree in Finance

University of Florida - Gainesville, FL, USA

Finance

Financial Modeling, Debt Raises, Fundraising, Equity Capital, Consumer Lending, Valuation, Financial Management, Market Research, Total Addressable Market (TAM), Valuation Modeling, Leveraged Buyout Modeling, Three-statement Modeling, Forecasting, Revenue & Expense Projections, Budgeting, Credit Risk, Credit Underwriting, Credit/Debt, Pricing, DCF Valuation, Mergers & Acquisitions (M&A), M&A Modeling, Seed Fundraising, Financial Planning & Analysis (FP&A), Cash Flow, Startup Funding, Profitability Analysis, Cash Flow Modeling, CFO, Angel/Seed Funding, Growth Equity, Accounting, Data Analysis, Crowdfunding, Corporate Treasury, Trade Finance, Project Finance, Equity Raises, Lending, Consumer Loans, Private Equity, Islamic Banking

Data & Analysis Software

Financial Data

Industry Expertise

Banking & Finance, Early-stage Startups, Real Estate, Transportation & Shipping, Venture Capital

Geographic Expertise

United States

Other

Private Capital Markets, Fintech, Startups, Leveraged Buyout (LBO), Business Strategy, Go-to-market Strategy, Strategy, Market Segmentation, Competition Research, Pitch Decks, Business Plan Consulting, Digital Banking, Credit Scores, Fundraising Consultant, Marketplaces, Business Models, PowerPoint Design, Pricing Models, Growth Strategy, Startup Growth Strategy Development, Market Fit, DCF Modeling, Cap Tables, Scenario Analysis, Exit Strategy, Financial Analysis, Pro Forma Analysis, Market Research Analyst, SaaS, Fundraising Strategy, Analysis, Excel Modeling, Excel Expert, Accounts Receivable, Business to Business (B2B), Financing, Pitch Deck Consultant, Fractional CFO, Early-stage Funding, Financial Products, Consumer Banking, Interim CFO, Treasury, Treasury Management, Treasury & Liquidity Management, Angel Investing, Software as a Service (SaaS), Investor Presentations, Startup Consulting, Inventory, Small & Medium-sized Enterprises (SME), Early-stage Venture Capital, Clean Energy, Manufacturing, Enterprise SaaS, Finance, Fintech Consultant, Leveraged Finance, Budget Modeling

Collaboration That Works

How to Work with Toptal

Toptal matches you directly with global industry experts from our network in hours—not weeks or months.

1

Share your needs

Discuss your requirements and refine your scope in a call with a Toptal domain expert.
2

Choose your talent

Get a short list of expertly matched talent within 24 hours to review, interview, and choose from.
3

Start your risk-free talent trial

Work with your chosen talent on a trial basis for up to two weeks. Pay only if you decide to hire them.

Top talent is in high demand.

Start hiring