
Germee is available for hire
Hire GermeeGermee Ronirose
Verified Expert in Finance
Finance Expert
Location
London, United Kingdom
Toptal Member Since
October 19, 2022
Germee is an established finance leader that helped startups and mid-sized clients in the UK, US, and Asia attract over $128 million in funding. As an investment banker at ING Bank, she advised clients to purchase and sell companies, including the second-largest geothermal company in the world, using her valuation models. Germee has created value for clients in construction, retail, and manufacturing through a data-driven financial strategy.
Career Highlights
CEO
Dearest Technologies
Financial Advisor
Freelance
Investment Banker
ING Group
Education Highlights
Professional Master in Data Science (Analytics)
University of the Philippines
Master's Degree
Bocconi University
Bachelor's Degree
University of the Philippines
Certification Highlights
Case Studies
Expertise
Work Experience
CEO
2017 - PRESENT
Dearest Technologies
- Managed designing and implementing AI and AR tools for the jewelry and luxury sector.
- Supervised a tech team to implement cutting-edge technology in a startup.
- Created valuation models and fundraised for the startup.
Focus areas: Startups, Luxury Industry, Artificial Intelligence (AI), Tableau, SQL, Data Analytics, Equity Research, Asset Allocation, Revenue & Expense Projections, Financial Forecasting, Forecasting, United Kingdom, Excel Modeling, Excel Expert, Microsoft PowerPoint, Confidential Information Memorandum (CIM), Software as a Service (SaaS), Early-stage Funding, Excel 2016, Capital Structuring, Cap Tables, Waterfall Modeling, Cost Accounting, Equity Investment, Investment Consulting, Chief of Staff, GAAP, Project Management, Financial Modeling, P&L Analysis, P&L Management, P&L Responsibility, Analysis, Exercise & Fitness, Process Design, Cash Flow Modeling, Asia-Pacific (APAC), Singapore, Business Analysis, B2B Partnerships, Digital Media, Credit Analysis, Digital Product Development, Applications, Growth Strategy, Operations, Specialty Finance, Pro Forma Financial Statements, Business Model Strategy, Consolidated Reporting, IRR, Renewable Energy, Accounting Consolidation, Corporate Finance Consultant, Marketing Strategy, COO, System Optimization
Partial CFO Services
2016 - PRESENT
Ainnovate Ltd
- Oversaw an Australian hotel group's profitability and cash flow management using financial and CVP analysis and budgets.
- Managed the profitability and cash flow management of an American services group using financial analysis and improvement of accounting systems.
- Spearheaded a mining group's profitability and cash flow management using financial analysis, valuation models, and CVP analysis.
Focus areas: Financial Modeling, Financials, Mezzanine, Debt, Business Loans, Small & Medium-sized Enterprises (SME), Early-stage Startups, SME/SMB Financing, Loans & Lending, United States, Financial Forecasting, M&A (Buy-side), Cross-border M&A, Entertainment & Leisure, Due Diligence, Forecasting, Fractional CFO, Investment Memoranda, Asset-based Finance, Credit/Debt, Consumer Lending, Inventory Management, Financial Risk Management, Pricing Models, Financial Planning & Analysis (FP&A), Pitch Deck Consultant, Seed Fundraising, Strategy, Food & Beverage, Franchises, Investments, Middle East, Controller, Cash Management, Inventory Cost Accounting, Monthly Close Process, SaaS, Technology, Platforms, DCF Modeling, Energy Storage, United Kingdom, Confidential Information Memorandum (CIM), Interim Financial Controller, Process Mapping, Reporting, Cash Flow, Oil & Gas, Project Finance, Market Research, Total Addressable Market (TAM), Revenue Projections, Mobility, Data Analysis, Fintech, Fintech Consultant, Excel Modeling, Excel Expert, Debt Financing, Microsoft PowerPoint, Information Memoranda, Business Strategy, Family Office, Higher Education, Fund Accounting & Administration, Software as a Service (SaaS), Early-stage Funding, Excel 2016, Capital Structuring, Cap Tables, Waterfall Modeling, Real Estate Development, Cryptocurrency Exchanges, Investment Funds, Cost Accounting, Xero, US GAAP, Grants, Equity Investment, Investment Consulting, Project Evaluation, Impact Investing, Energy, Healthcare, Chief of Staff, GAAP, GAAP Compliance, Bookkeeping, Financial Transformation, Change Management, Project Management, Data, Taxation, Pricing, Pricing Strategy, B2B, Renewables, Green Energy, P&L Analysis, P&L Management, P&L Forecasting, Profit & Loss (P&L), P&L Responsibility, Business Planning, Commercial Real Estate Finance (CREF), Hedge Funds, Early-stage Venture Capital, Analysis, International Finance, Administrative Procedures, Equity Markets, Statistics, Statistical Analysis, Exercise & Fitness, Wellness, Process Design, Cash Flow Modeling, Consumer Loans, Asia-Pacific (APAC), Singapore, Japan, Business to Business (B2B), Merchant Cash Advances, Cohort Analysis, UK GAAP, Audits, Complex Account Reconciliations, Inter-company Reconcilation, Reconciliation, Business Analysis, B2B Partnerships, Digital Media, Credit Analysis, Banking & Finance, Credit Risk, Risk, Decentralized Finance (DeFi), Financial Risk Assessment, Digital Product Development, Revenue Recognition, Month-end Processes, Operational Finance, Digital Banking, Comparable Company Analysis, Xero Accounting, Policies & Procedures Compliance, Specialty Finance, Edtech, Education Technology (Edtech), For-profit Education, Education, Enterprise SaaS, Marketplaces, Accounts Receivable, Pro Forma Financial Statements, Certified Public Accountant (CPA), Automation, Financial Data, QuickBooks API, Sage 50, APIs, Migration, Fundraising Consultant, IFRS Consolidation, Spain, Software, Virtual CFO, Invoices, VAT Return Preparation, Troubleshooting, Data Visualization, Accounts Payable, Consumer Banking, Neobanks, Visual Storytelling, Business Model Strategy, Short-term Investments, Vacation Rental Management, Series A, Subscriptions, Enterprise Software, Consolidated Reporting, Financial Reporting, IRR, Renewable Energy, Infrastructure, Public Companies, Risk Management, Risk & Compliance, Accounting Consolidation, Accounting Software, Accounting System Migrations, Family Office Consultants, Restaurants & Dining, Credit Scores, Distressed/Special Situations, Corporate Finance Consultant, Business Proposals, High-tech Startups, Internal Financial Reporting, Health & Wellness, Psychology & Mental Health, Music, Music Production, Music Publishing, Process Optimization, Operational Workflow, Target Operating Models, Corporate Governance, Reorganization, Corporate Finance, Cost Reduction & Optimization, Vendor Selection, Vendors & Suppliers, Business Restructuring, Team Management, Sourcing, Paid Advertising, COO, System Optimization, Apparel & Accessories, Credit Underwriting, CPA, Fundraising Strategy, Event Management, Event Management Platforms, Cash Flow Forecasting, Intuit QuickBooks, Chatbots, NetSuite, Consolidation, Financial Consolidation, Controllership, Foreign Currency
Financial Advisor
2008 - PRESENT
Freelance
- Helped fundraise $30 million for startups and mid-sized clients across industries, including retail, banking, construction, and hospitality.
- Organized financial valuation and strategy and reduced accounting and finance costs of teams by 25% to 40%.
- Created investor and decks, performed company due diligence for buy-side transactions, and supervised data room preparation for sell-side transactions.
Focus areas: Financial Analysis, Finance, Fundraising, Accounting, Capital Asset Pricing Model (CAPM), Asset Allocation, Equities, Bloomberg Terminal, Revenue & Expense Projections, Equity Research, Equity Research Analysis, Metals & Mining, Scenario Analysis, Capital Markets, Marketplace Platforms, CFO, Interim CFO, Market Segmentation, Market Research Analyst, Business Plan Consulting, Market Research, Valuation, RiskMetrics, Renewable Energy, Venture Capital, Financing, Investment Banking, Clean Energy, Manufacturing, Financial Planning & Analysis (FP&A), Three-statement Modeling, Cash Flow Management, Budgeting, Cash Flow Analysis, Construction, M&A (Sell-side), Mezzanine, Solar, Debt, Business Loans, Small & Medium-sized Enterprises (SME), Early-stage Startups, SME/SMB Financing, Loans & Lending, United States, Financial Forecasting, M&A (Buy-side), Cross-border M&A, Entertainment & Leisure, Due Diligence, M&A Due Diligence (Financial), Fractional CFO, Real Estate, REITs, Real Estate Investment Trust (REIT), Investment Memoranda, Asset-based Finance, Credit/Debt, Consumer Lending, Inventory Management, Financial Risk Management, Pricing Models, Pitch Deck Consultant, Seed Fundraising, Strategy, Food & Beverage, Franchises, Investments, Controller, Cash Management, Inventory Cost Accounting, Monthly Close Process, SaaS, Technology, Platforms, DCF Modeling, Energy Storage, United Kingdom, Confidential Information Memorandum (CIM), Interim Financial Controller, Process Mapping, Reporting, Cash Flow, Oil & Gas, Project Finance, Total Addressable Market (TAM), Revenue Projections, Mobility, Data Analysis, Investment Analysis, Investment Committee Advisory, Deal Sourcing, Investment Briefs, Private Equity, Fintech, Fintech Consultant, Excel Modeling, Excel Expert, Debt Financing, Microsoft PowerPoint, Information Memoranda, Business Strategy, Family Office, Higher Education, Fund Accounting & Administration, Software as a Service (SaaS), Early-stage Funding, Excel 2016, Capital Structuring, Cap Tables, Waterfall Modeling, Real Estate Development, Cryptocurrency Exchanges, Biotech, Investment Funds, Equity Raises, Debt Raises, Cost Accounting, Xero, US GAAP, Grants, Equity Investment, Investment Consulting, Project Evaluation, Impact Investing, Energy, Healthcare, Chief of Staff, GAAP, GAAP Compliance, Bookkeeping, Financial Transformation, Change Management, Project Management, Data, Taxation, Pricing, Pricing Strategy, B2B, Renewables, Green Energy, Financial Modeling, P&L Analysis, P&L Management, P&L Forecasting, Profit & Loss (P&L), P&L Responsibility, Business Planning, Commercial Real Estate Finance (CREF), Hedge Funds, Early-stage Venture Capital, Analysis, International Finance, Administrative Procedures, Systems & Procedures, Equity Markets, Statistics, Statistical Analysis, Exercise & Fitness, Wellness, Process Design, Cash Flow Modeling, Consumer Loans, Asia-Pacific (APAC), Singapore, Japan, Business to Business (B2B), Merchant Cash Advances, Cohort Analysis, UK GAAP, Audits, Complex Account Reconciliations, Inter-company Reconcilation, Reconciliation, Business Analysis, B2B Partnerships, Digital Media, Credit Analysis, Banking & Finance, Credit Risk, Risk, Decentralized Finance (DeFi), Financial Risk Assessment, Digital Product Development, Revenue Recognition, Month-end Processes, Operational Finance, Business Services, Comparable Company Analysis, Growth Strategy, Operations, Xero Accounting, Policies & Procedures Compliance, Specialty Finance, FIG, Database as a Service (DBaaS), Marketplaces, Accounts Receivable, Pro Forma Financial Statements, Certified Public Accountant (CPA), Lease Accounting, Automation, Financial Data, QuickBooks API, Sage 50, eCommerce, APIs, Migration, Mobile Games, Virtual CFO, Data Visualization, Accounts Payable, Consumer Banking, Neobanks, Visual Storytelling, Business Model Strategy, Short-term Investments, Vacation Rental Management, Series A, Subscriptions, Enterprise Software, Consolidated Reporting, Financial Reporting, IRR, Infrastructure, Public Companies, Risk Management, Risk & Compliance, Accounting Consolidation, Accounting Software, Accounting System Migrations, Family Office Consultants, Restaurants & Dining, Credit Scores, Distressed/Special Situations, Corporate Finance Consultant, Business Proposals, High-tech Startups, Internal Financial Reporting, Health & Wellness, Psychology & Mental Health, Marketing Strategy, M&A Modeling, Mergers & Acquisitions (M&A), Music, Music Production, Music Publishing, Process Optimization, Operational Workflow, Target Operating Models, Corporate Governance, Reorganization, Corporate Finance, Cost Reduction & Optimization, Vendor Selection, Vendors & Suppliers, Business Restructuring, Team Management, Sourcing, Paid Advertising, COO, System Optimization, Apparel & Accessories, Credit Underwriting, CPA, Fundraising Strategy, Cash Flow Forecasting, Intuit QuickBooks, NetSuite, Consolidation, Financial Consolidation, Controllership, Foreign Currency
Investment Banker
2007 - 2008
ING Group
- Served as a part of the financial team advising the sale of the world's second-largest geothermal power plant, EDC, with a deal value of $812 million. Advised on $1 billion in mergers and acquisition deals in retail, banking, and energy.
- Created valuation analysis for various clients in different industries, including major retailers and banks, performed due diligence and prepared data rooms.
- Studied contracts for significant acquisitions and advised on possible acquisition targets.
Focus areas: Fundraising, Financial Analysis, Equity Research, Capital Asset Pricing Model (CAPM), Asset Allocation, Equities, Bloomberg Terminal, Revenue & Expense Projections, Equity Research Analysis, Metals & Mining, Scenario Analysis, Capital Markets, Mergers & Acquisitions (M&A), Valuation, Renewable Energy, Investment Banking, Clean Energy, Financial Planning & Analysis (FP&A), Three-statement Modeling, Cash Flow Management, M&A (Sell-side), Mezzanine, Debt, Business Loans, Financial Forecasting, M&A (Buy-side), Cross-border M&A, Entertainment & Leisure, Due Diligence, Forecasting, M&A Due Diligence (Financial), Fractional CFO, Real Estate, REITs, Investment Memoranda, Investments, DCF Modeling, Cash Flow, Oil & Gas, Investment Analysis, Investment Committee Advisory, Deal Sourcing, Investment Briefs, Excel Modeling, Excel Expert, Microsoft PowerPoint, Information Memoranda, Confidential Information Memorandum (CIM), Business Strategy, Excel 2016, Capital Structuring, Cap Tables, Waterfall Modeling, Real Estate Development, Cryptocurrency Exchanges, Biotech, Equity Raises, Debt Raises, Equity Investment, Investment Consulting, Project Evaluation, Impact Investing, Energy, Healthcare, GAAP, GAAP Compliance, Bookkeeping, Financial Transformation, Project Management, Pricing, Pricing Strategy, B2B, Renewables, Green Energy, Financial Modeling, P&L Analysis, P&L Management, P&L Forecasting, Profit & Loss (P&L), Commercial Real Estate Finance (CREF), Analysis, International Finance, Administrative Procedures, Systems & Procedures, Exercise & Fitness, Wellness, Cash Flow Modeling, Asia-Pacific (APAC), Business Analysis, Credit Analysis, Underwriting, Revenue Recognition, M&A Strategy, Comparable Company Analysis, Growth Strategy, Specialty Finance, FIG, Data Rooms, Accounts Receivable, Pro Forma Financial Statements, Financial Data, Consolidated Reporting, IRR, Infrastructure, Public Companies, Corporate Finance Consultant, M&A Modeling, Credit Underwriting
Education
2022 - 2023
Coding Bootcamp in Full-stack Software Engineering
Avion School Coding Bootcamp - www.avionschool.com
2021 - 2022
Professional Master in Data Science (Analytics) in Data Science
University of the Philippines - Diliman, Quezon City
2011 - 2014
Master's Degree in Finance
Bocconi University - Milan, Italy
2001 - 2006
Bachelor's Degree in Business Administration and Accountancy
University of the Philippines - Diliman, Philippines
Certifications
OCTOBER 2006 - PRESENT
Certified Public Accountant (CPA)
PICPA