Enrich Customer Experiences With Financial Services

Toptal’s financial services experts partner with companies to maximize today’s opportunities, modernize for the future, and design for beyond to securely deliver exceptional personalized service experiences.

Trusted By Leading Industry Brands

Toptal helped us get to a better outcome, faster than anyone else could have. Their talent brought the right expertise for the job, without the overhead and costs that a traditional consultancy would bring.

Executive Managing Director, Global Financial Services Company

Financial Services clients

2,000+

Financial Services projects

5,200+

Trial to hire success ratio

98%

INDUSTRY CAPABILITIES

Unrivaled Financial Services Experience

Financial Services landscapes are changing at a rapid pace. Stay ahead with Toptal’s world-class capabilities in the domain of financial services. We’ll increase your business value with better systems, optimized data, and transformed processes for enriched customer experiences.

Data, Analytics & AI

Integrate Analytics & AI into every aspect of your financial services operations to effectively shape positive outcomes and stay ahead of the curve.

Digital Transformation

Transform your business to digital-first, enhance customer experiences, gain a competitive edge, and maintain fiscal responsibility.

Payments Services

Leverage secure customer journeys supported by embedded payments, augmented reality, BNPL options, digital currencies, and wallets.

Cybersecurity

Secure your financial operations with our digital identity authentication and world-class data privacy solutions to ensure unparalleled trust.

Finance 4.0

Revolutionize your financial operations with automated underwriting, claims, drone assessments, virtual assistance, and telematics.

Omnichannel Services

Optimize omnichannel experiences in the financial industry using integrations and APIs for seamless customer engagement.

Data, Analytics & AI

Integrate Analytics & AI into every aspect of your financial services operations to effectively shape positive outcomes and stay ahead of the curve.

Digital Transformation

Transform your business to digital-first, enhance customer experiences, gain a competitive edge, and maintain fiscal responsibility.

Payments Services

Leverage secure customer journeys supported by embedded payments, augmented reality, BNPL options, digital currencies, and wallets.

Cybersecurity

Secure your financial operations with our digital identity authentication and world-class data privacy solutions to ensure unparalleled trust.

Finance 4.0

Revolutionize your financial operations with automated underwriting, claims, drone assessments, virtual assistance, and telematics.

Omnichannel Services

Optimize omnichannel experiences in the financial industry using integrations and APIs for seamless customer engagement.

Hear from Financial Leaders

Preparing for the New Normal

As CHRO for the financial services firm Edward Jones, Kristin Johnson shares insights into why being a human-centered company matters, the importance of respecting the individual, and what it’s like to work as a high-ranking executive in a male-dominated industry.

by Kristin JohnsonListen to This Podcast on

Focus on how your training is benefiting your people - your talent - and how it helps them realize their potential. If training is focused on the bottom line, it can be a limiter.

Kristin Johnson

Chief Human Resources Officer of Edward Jones

CUSTOMIZED SOLUTIONS

Get the Toptal Advantage

Alongside traditional consulting, our expert advisors and talent utilize Toptal’s end-to-end delivery model to provide strategic and tactical solutions that uncover, discover, and recover your competitive advantage using 3 effective methods:

Industry Leading Expertise

Highly knowledgeable industry experts with deep experience in Financial Services so you can focus on what really matters.

Industry Insights

Skilled financial industry analysts prepared to evaluate market trends to devise strategies relevant to your business.

Industry Implementers

A talent network of highly-skilled builders ready to implement these Financial Services strategies for your organization’s success.

Deliver profitable experiences with Toptal’s Financial Services Solutions

Why organizations choose us

Toptal in Action

Discover the cutting-edge solutions our clients enjoy globally from the Toptal network.

Toptal aids Fortune 1000 insurer’s product launch shift, boosting internal productivity by 30%

Challenge: Shift a leading insurer from third-party to in-house management for launching a customer-centric virtual wallet, akin to advancements in banking.

Solution

Improved efficacy, reduced overhead

Toptal streamlined the client’s process, replacing nine contractors with two seasoned experts. This collaboration expedited the product launch and enhanced its overall efficacy.

Impact

Unlocking new potential

The product launch attracted a new, younger clientele to the parent company. Supported by a capable in-house team and Toptal’s assistance, the platform achieved scalability.

Toptal connects banks with powerful API integration and automation

Challenge: A US financial institution needed to fix its inefficient service locator portal for mobile banking users, as manual updates led to internal inefficiencies.

Solution

Experienced staffing, expedited

Within 48 hours, Toptal assembled a team to build an automatic solution for updating branch hours.

Impact

Expert developers, exceptional results

Toptal’s developers delivered a low-latency solution connecting 2,600 branches and 19,000 ATMs across the US.

Toptal saves investment advisory an estimated $500,000/year via API-first strategy

Challenge: Post-restructuring, optimize data-integration and client management for an investment advisory firm.

Solution

Fully managed expertise, on demand

Toptal’s talent evaluated the client’s system, identifying outdated management and unscalable connections as key issues.

Impact

High-availability at scale

With a new API-focused model, the client saved 5,000 hours worth an estimated $500,000 annually, while enhancing user experience and data consistency, and reducing errors.

Need a Financial Services expert who delivers value fast?

Connect with Toptal’s Financial Team

From developing innovative financial services strategies to driving sustainable change, our team has led numerous projects for leading financial services businesses through peak advisory and team augmentation.

Schedule a Call

Bobby Ip

Toptal Financial Services Industry Leader

Schedule a Call

Industry Insights

Explore Insights From the Industry

From pioneering financial technology to delivering innovative solutions, learn how our experts shape industry insights into functional solutions that help organizations deliver exceptional services ahead of their competitors.

Profitability and Efficiency

Better Digital Banking Through Data Analytics

Banks haven’t seen the savings expected from the transition to digital products and services. A leading consultant for some of the largest US banks shares his step-by-step plan for using smarter customer data analytics to slash costs and improve customer satisfaction.

Mohamed Zarrugh

Verified Expert in Finance

Mohamed is a finance expert who has held executive internal consulting roles at JPMorgan Chase and Wells Fargo, transforming operations and saving the companies as much as $180 million yearly. He specializes in strategic planning, performance management, and process improvement initiatives.

Finance Processes

How Artificial Intelligence Is Disrupting Finance

Melissa Lin

Melissa has worked in ECM, tech startups, and management consulting, advising Fortune 500 companies across multiple sectors.

Investors and Funding

State of the Fintech Industry (with Infographic)

Natasha Ketabchi

Natasha transitioned to venture capital after a career in banking built in prestigious firms such as JPMorgan and ESM.

Finance Processes

Python and Finance: Power Up Your Spreadsheets

Stefan Thelin

Stefan is the Director of Data-Driven Insights and Analytics for Cargotec, a leading provider of cargo and loading solutions. He has also served as an M&A director and a startup CFO, and led financial modeling and analysis as a leveraged finance manager at the Royal Bank of Scotland.

Collaboration that works

How to Work with Toptal For Your Financial Services Needs

Toptal matches you directly with global industry experts from our network in hours—not weeks or months.

Talk to a Financial Industry Lead

An expert from our team will work with you to understand your goals, technical needs, and team dynamics.

Meet Your Tailored Team

Enhance your internal team with Toptal talent. They’ll work with your team, adding specialized expertise and additional capacity.

The Right Fit, Every Time

Work with Toptal’s financial team on a trial basis (pay only if satisfied), ensuring that your needs are ultimately met.

Deliver profitable experiences with Toptal’s Financial Solutions

Enrich Customer Experiences With Financial Services