Toptal Finance Blog

The Toptal Finance Blog is a hub for in-depth studies and analysis on all facets of finance, ranging from innovative strategies on raising capital to detailed coverage of new finance trends and technologies.

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What Is Bitcoin Mining? How It Works and What It Takes to Make It Pay

by Dhruv Tandan

Bitcoin mining is booming in North America, sparking new revenue opportunities for companies with access to cheap power, especially renewables. Learn the risks as well as the rewards.

11 minute readContinue Reading
FinanceIcon ChevronInvestors and Funding

Modeling an Asset Class: Why Wall Street May Be in the Single-family Rental Market for Keeps

by Hudson Cashdan

Wall Street has its eye on the single-family rental market. A convergence of rising home prices, changing rental preferences, and advancing technology is fueling the boom.

8 minute readContinue Reading
FinanceIcon ChevronRevenue and Growth

How Companies Are Building Digital Asset and NFT Strategies

by Brian Nichol

NFTs have staged an unlikely comeback. It’s time for more companies—not just those with valuable, recognizable IP—to explore how to create NFT strategies of their own.

9 minute readContinue Reading
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How to Build a Basic Python Cash Flow Model for a Loan

by Miklos Lukacs, CFA

Python has taken the financial programming world by storm, and demand for finance experts who can use it is soaring. Here, a Toptal finance professional and Python expert shows beginners how to build a loan payment cash flow model with Python.

5 minute readContinue Reading
FinanceIcon ChevronProfitability and Efficiency

Cash Flow Optimization: How Small and Medium Businesses Can Unlock Value and Manage Risk

by Emilio Parente

Cash flow optimization requires a disciplined approach that anticipates liquidity shocks and allocates windfalls strategically in order to maximize opportunity.

9 minute readContinue Reading
FinanceIcon ChevronProfitability and Efficiency

Platform Business vs. Pipeline Business: How to Leverage Your Network

by Greg Barasia, CFA

Platform businesses of all kinds are hot in the startup world, but even pipeline businesses can benefit from the principles that make a platform business model successful.

9 minute readContinue Reading
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Understanding the Cybersecurity Landscape in 2021

by Melissa Lin

More than a year after the onset of COVID-19, organizations must shift from temporary stopgap measures to more robust cybersecurity strategies and technologies. Here’s how to keep your company safe.

10 minute readContinue Reading
FinanceIcon ChevronInvestors and Funding

Crypto Exchange Wars: How Coinbase Stacks Up Against Its Rivals

by Michael J. McDonald

Coinbase is among the hundreds of cryptocurrency exchanges that have sought to fill a gap left by the mainstream, for years offering investors the only platforms for investing in Bitcoin and other tokens. However the industry has matured, and the mainstream is warming up to crypto, making the exchange business hotly contested and challenging leaders like Coinbase.

7 minute readContinue Reading

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