Toptal Finance Expert
Remote or On-site? The Real Cost of Office Space for a Venture-backed Startup
For funder-backed startups, brick-and-mortar offices cost more than just money–they dilute founder equity.

Erik Stettler
Erik is a co-founder of a global venture capital fund that has invested in 50 startups (raising more than $500 million) and has realized six exits. He serves as Toptal’s Chief Economist.
Strategic Financial Leadership: 6 Skills CFOs Need Now
Succeeding as a modern CFO is more demanding than ever before. Here are the skills you need to become a strategic partner who leverages technology and insights to drive growth and plan for the future.

Puneet Sapra
Puneet is a finance expert who has worked for J.P. Morgan Chase & Co. and Pfizer, and holds an MBA from Harvard Business School. He has held CFO positions at public companies, middle-market private-equity-backed companies, and startups.
The Metrics Investors Want: Quantitative Forecasting for Early-stage Startups
It’s a catch-22 for young startups: How do you attract investors with compelling financial projections if you don’t have historical data? Here’s a three-part strategy for making the most of what you’ve got to seal the deal.

Sean Heberling
Sean is a General Partner at Addvia Ventures, which invests in early-stage high-growth companies addressing large end markets. He’s also founder and CEO at Marion Street Capital, a firm that helps companies refine forecasts and grow revenue. Previously, he worked at Morgan Stanley and BNY Mellon, and during his career he has facilitated investment transactions exceeding $1 billion.
Name Your Price: 4 Counterintuitive Pricing Strategy Tips
Rising inflation means it’s crucial for managers to pay close attention to pricing. Toptal finance expert Kalil Rodrigues shares four outside-the-box tips for optimizing your pricing strategy.
Kalil Gebrim Rodrigues
Kalil is a corporate strategist, finance expert, and business consultant. An alum of Bain & Company and global aerospace firm Embraer, he has also led strategic initiatives at Nubank, a Latin American fintech leader with more than 50 million customers across Brazil, Mexico, and Colombia. Kalil is an expert in pricing models, revenue and expense projections, forecasting, financial modeling, and mergers and acquisitions.
Supply Chain Lessons and Opportunities: Notes on a Crisis
The supply chain crisis has caused global players and local businesses alike to rethink logistics networks. Here’s how the world economy can emerge stronger and more resilient.

Zachary Elfman
Zachary is an expert in financial modeling, fundamental analysis, and valuation. He has completed the sale of a small business, advised on early-stage funding rounds, and acted as interim CFO for startup companies. He holds a master’s degree in economic history from the London School of Economics and Political Science.
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Refining Your Middle-market Merger Strategy: From Acquisition to Integration
The M&A failure rate runs as high as 90%, and middle-market companies tend to fare worse than larger ones due to more limited resources. Here’s how to ensure that your next acquisition succeeds.

Michael J. McDonald
Michael is an award-winning journalist who has worked at Bloomberg News and Thomson Financial. He is the Senior Writer for Toptal’s Finance Blog.
What Is Bitcoin Mining? How It Works and What It Takes to Make It Pay
Bitcoin mining is still strong in North America, sparking new revenue opportunities for companies with access to cheap power, especially renewables. Learn about the risks as well as the rewards.

Dhruv Tandan
Dhruv is a veteran finance expert who has worked on fundraising and consulting projects worth more than $1 billion. His work focuses on cryptocurrency, energy, technology, food, and life science projects around the globe.
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