Toptal Management Consulting Expert
Refining Your Middle-market Merger Strategy: From Acquisition to Integration
The M&A failure rate runs as high as 90%, and middle-market companies tend to fare worse than larger ones due to more limited resources. Here’s how to ensure that your next acquisition succeeds.

Michael J. McDonald
Michael is an award-winning journalist who has worked at Bloomberg News and Thomson Financial. He is the Senior Writer for Toptal’s Management Consulting Blog.
An Effective ROI Framework for Developing a Work-From-Anywhere Policy
As workers increasingly prioritize flexible working arrangements, Toptal management consultant John Lee suggests a strategy to help employers balance the potential risks and rewards of offering a WFA option.

John Lee
John Lee is the co-founder of The Work From Anywhere Team. He advises corporations and individuals on how to solve for tax complexity and other regulatory risks in an increasingly geomobile remote working environment. John has worked across EMEA, APAC, and the US, and has been a remote worker himself. He’s a chartered accountant and has held senior roles for global multinationals, including CRH.
Bots for Finance: How to Increase Back-office Efficiency Through Automation
Automating basic financial functions can save your company time and money and free your employees from tedious rote tasks. Toptal management consultant Miklos Lukacs explains how building a simple Python bot can streamline your business.

Miklos Lukacs, CFA
Miklos is highly experienced in finance processes, fintech, and Python programming. In addition to being a Toptal management consultant and software developer, he is the director of the structured finance consulting company Pylink Ltd.
What Is Bitcoin Mining? How It Works and What It Takes to Make It Pay
Bitcoin mining is still strong in North America, sparking new revenue opportunities for companies with access to cheap power, especially renewables. Learn about the risks as well as the rewards.

Dhruv Tandan
Dhruv is a veteran management consultant who has worked on fundraising and consulting projects worth more than $1 billion. His work focuses on cryptocurrency, energy, technology, food, and life science projects around the globe.
How to Build a Basic Python Cash Flow Model for a Loan
Python has taken the financial programming world by storm, and demand for management consultants who can use it is soaring. Here, a Toptal finance professional and Python expert shows beginners how to build a loan payment cash flow model with Python.

Miklos Lukacs, CFA
Miklos is an expert in cash flow modeling and Python programming, and has worked for Morgan Stanley and DBRS Morningstar. He is a Toptal management consultant and the director of the structured finance consulting company Pylink Ltd.
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Cash Flow Optimization: How Small and Medium Businesses Can Unlock Value and Manage Risk
Cash flow optimization requires a disciplined approach that anticipates liquidity shocks and allocates windfalls strategically in order to maximize opportunity.

Emilio Parente
Emilio is a former Deloitte consultant and CFO with experience in optimizing finance departments, supporting growth plans, and creating strategic roadmaps for start-ups and small and medium enterprises. He has worked with and advised more than 50 clients around the world, including global corporations such as Swissport International in Switzerland.
Understanding the Cybersecurity Landscape in 2021
More than a year after the onset of COVID-19, organizations must shift from temporary stopgap measures to more robust cybersecurity strategies and technologies. Here’s how to keep your company safe.

Melissa Lin
Melissa has worked at tech startups, as well as in management consulting, advising Fortune 500 companies across multiple sectors.
A Month in the Life: Interim CFO Roles and Best Practices
An interim CFO has, on average, six to eight months to complete the job set forth by the company, meaning the first 30 days will be critical to accomplishing the goals for the position and setting a good long-term strategy for the company.

Jen Banzaca
Jen Banzaca has been a financial journalist for 16 years, covering topics from financial services trends, investing, hedge funds, regulatory issues and compliance best practices.
Robo-advisor Industry Portfolio Risk: Efficiency or Corner-cutting?
Robo-advisor investing uses algorithms (instead of humans) for portfolio selection and rebalancing. Its affordable ways have opened up wealth management options to the masses, but its means of quantifying risk need more sophistication and tailoring to individual circumstances.

Ishwinder Singh, CFA
Ishwinder is an investment banking and private equity professional with 12 years of experience working on international projects.
Building the Next Big Thing: A Guide to Business Idea Development
Business idea development for new venture concepts is a mixture of art and science. There are playbooks to follow that ensure ideas are validated objectively to ensure financial and opportunity cost risks are minimized.

Brendan Fitzgerald
Brendan has raised more than $700 million and built strategic relationships with numerous Fortune 500 companies to help grow businesses.
Quality of Earnings: A Key Pillar of Financial Due Diligence
Financial due diligence is the process of making sure the price of an asset is in line with its operating performance “under the hood.” Assessing the quality of earnings is one of its key tests: How sustainable is the business’ reported financial performance?

Saveen Kumar
Saveen is a qualified chartered accountant in the UK with an MBA from the University of Oxford.
Building a Business Continuity Plan
When a disaster interrupts your business operations, a well-thought-out continuity plan can help keep your business afloat. Here are five steps you can take to protect your company from becoming one of the 40% of businesses that close up for good in the aftermath of a disaster.

Jeffrey Fidelman
Jeffrey has been a trusted advisor for several years, focused on working with entrepreneurs and helping them build and grow their business.
Chapter 11 Bankruptcy: What Is It and What Happens Next?
Bankruptcy is a high-stakes game for creditors and debtors. Understanding the process steps of a Chapter 11 reorganization is critical for related parties looking to protect their interests.

Jeff Anapolsky
Jeff is a graduate of Harvard Business School and Harvard Law School with experience in multiple industries.
A Step-by-step Guide to Building an Accurate Financial Model
Many financial models fail because they rely on optimistic assumptions and ignore the risks presented by uncertain variables. This six-step guide illustrates how to avoid these pitfalls and develop practical, accurate financial models to inform your decision-making.

Hudson Cashdan
Hudson has experience as a hedge fund equity analyst and portfolio manager as well as a director of finance for an enterprise SaaS startup.
Reorganizing for Survival: Building Scenarios
In the “new normal,” how should business leaders ensure that their business is well-equipped to survive and then thrive? Scenario analysis is a handy tool: How are scenarios built and translated into financial projections?

Natasha Ketabchi
Natasha transitioned to venture capital after a career in banking built in prestigious firms such as JPMorgan and ESM.
Remote Reinvention: How to Find Freelance Work
Building up a pipeline of work as a finance consultant requires a portfolio approach to the various inbound and outbound options for lead generation.
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