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Call to Action: The On-demand Business Model
On-Demand talent delivers transformative benefits, yet many companies and managers struggle to adopt this powerful resource. In this article, Paul Estes, a senior technology executive, shares how such talent has revolutionized his personal and professional life, and his advice for those aspiring to tap its potential.

Toptal Research
The Statistical Edge: Enhance Your Metrics with the Actuarial Valuation Method
Traditionally confined to the realms of insurance and pensions, actuaries are now branching out into the wider business world.
The long-termist and statistical approach of actuarial science makes it an invaluable tool for recurring income businesses. This article looks at how, showing examples of usage within customer lifetime value and human resources.

Dani Freidus
The Value of User Research
Unlock the full potential of your product’s UX with the power of user research. Find out how data analytics, user reviews, customer interviews, market research, and usability testing can transform design solutions to exceed your audience’s expectations.

Frauke Seewald
Database Migrations: Turning Caterpillars into Butterflies
For a large codebase, managing database schema can become tedious, especially if you maintain multiple testing environments or customers that update the product at different paces. Sometimes, documenting the latest schema or database changes isn’t enough.
In this article, Toptal Database Engineer Ivan Pavlov introduces us to concepts that help manage database states.

Ivan Pavlov
Is $4.2 Billion Reasonable? How to Evaluate Instacart's Valuation
Grocery delivery startup Instacart has recently been valued at $4.2 billion. In this article, Management Consultant Patrick Gaffney works backwards and uses some basic assumptions to determine if the valuation is reasonable.
With companies opting to stay private for longer, analyzing private companies in this way can help us better understand industries typically shrouded in secrecy and provide clarity on the efficacy of certain business models.

Patrick Gaffney
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What Game UX Can Teach Us About Product Design
As several successful big brand products have demonstrated, designers can leverage game design concepts by adopting a game designer’s mindset to design better, more engaging products.

Guilherme Ricardo Bova
A New Frontier: Blockchain Energy Solutions
Innovative energy companies are deploying blockchain to streamline operations and improve customer experience. Building on our first article, we explore case studies in energy and highlight similar themes and lessons for exploring real-world blockchain applications.

Matt Dixon
Earnouts: Structures for Breaking Negotiation Deadlocks
The discipline of mergers and acquisitions is a complex and labyrinthine one, peppered with its share of false starts, thrilling chases, and heartbreaking shortfalls.
Toptal Management Consultant Javier Enrile explores the use and structuring of earnouts as one of the most effective tools for the M&A practitioner seeking to break negotiation deadlocks and mitigate risk.

Javier Enrile
Virtual Reality: Catalyzing the Future of Work
Often associated with gaming, virtual reality has the potential to drive the future of a wide range of industries. This article outlines how virtual reality will change the face of healthcare, manufacturing, and journalism.

Toptal Research
How to Conduct Effective UX Research: A Guide
Effective user research doesn’t have to cost a fortune. There are many low-cost methods available, all of which will put a designer on the road to designing better products.

Ivan Annikov
Startup Financing for Founders: Your Companion Checklist
Attention on the financial aspects of startups tends to focus on the external measure of fundraising. Yet before this, there are many aspects for an entrepreneur to consider regarding setting their business up for financial success.
In this article, we address eight vital considerations to take around the equity, budget, and valuation components of a startup.

Carolyn Deng, CFA
World-class articles, delivered weekly.
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