Toptal Blog
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Time-locked Wallets: An Introduction to Ethereum Smart Contracts
Launch yourself into Ethereum smart contract development with the Truffle framework! In this tutorial, Toptal Freelance Ethereum Developer Radek Ostrowski shows you how to create a practical ĐApp in the Solidity language, complete with its own ERC20 token.

Radek Ostrowski
Radek is a blockchain engineer with an interest in Ethereum smart contracts. He also has extensive experience in machine learning.
Call to Action: The On-demand Business Model
On-Demand talent delivers transformative benefits, yet many companies and managers struggle to adopt this powerful resource. In this article, Paul Estes, a senior technology executive, shares how such talent has revolutionized his personal and professional life, and his advice for those aspiring to tap its potential.

Toptal Research
Toptal is an exclusive network of the top freelance software developers, designers, management consultants, and project managers in the world.
The Statistical Edge: Enhance Your Metrics with the Actuarial Valuation Method
Traditionally confined to the realms of insurance and pensions, actuaries are now branching out into the wider business world.
The long-termist and statistical approach of actuarial science makes it an invaluable tool for recurring income businesses. This article looks at how, showing examples of usage within customer lifetime value and human resources.

Dani Freidus
Dani is an actuary that has worked with a range of busineses to both optimize their pension and investment portfolios.
The Value of User Research
Unlock the full potential of your product’s UX with the power of user research. Find out how data analytics, user reviews, customer interviews, market research, and usability testing can transform design solutions to exceed your audience’s expectations.

Frauke Seewald
Frauke is a senior UX designer and user researcher with a background in psychology. Her ability to craft user-centric design solutions comes from years of experience in UX research and a deep understanding of what users need and want. She has worked with companies such as Swisscom, Telus, and Crealogix.
Database Migrations: Turning Caterpillars into Butterflies
For a large codebase, managing database schema can become tedious, especially if you maintain multiple testing environments or customers that update the product at different paces. Sometimes, documenting the latest schema or database changes isn’t enough.
In this article, Toptal Database Engineer Ivan Pavlov introduces us to concepts that help manage database states.

Ivan Pavlov
Ivan has both back-end and front-end development experience. He has built software for banks, medical organizations and city administration.
Is $4.2 Billion Reasonable? How to Evaluate Instacart's Valuation
Grocery delivery startup Instacart has recently been valued at $4.2 billion. In this article, Management Consultant Patrick Gaffney works backwards and uses some basic assumptions to determine if the valuation is reasonable.
With companies opting to stay private for longer, analyzing private companies in this way can help us better understand industries typically shrouded in secrecy and provide clarity on the efficacy of certain business models.

Patrick Gaffney
Ranked #1 by Institutional Investor for his coverage of EMEA real estate, Patrick specializes in equity research and financial analysis.
What Game UX Can Teach Us About Product Design
As several successful big brand products have demonstrated, designers can leverage game design concepts by adopting a game designer’s mindset to design better, more engaging products.

Guilherme Ricardo Bova
Guilherme specializes in design thinking and UX. He worked for clients including Intel, Panasonic, Bayer, and Johnson & Johnson.
A New Frontier: Blockchain Energy Solutions
Innovative energy companies are deploying blockchain to streamline operations and improve customer experience. Building on our first article, we explore case studies in energy and highlight similar themes and lessons for exploring real-world blockchain applications.

Matt Dixon
As a sales and finance specialist, Matt has raised over $30m for his businesses, in addition to founding his own wellness company.
Earnouts: Structures for Breaking Negotiation Deadlocks
The discipline of mergers and acquisitions is a complex and labyrinthine one, peppered with its share of false starts, thrilling chases, and heartbreaking shortfalls.
Toptal Management Consultant Javier Enrile explores the use and structuring of earnouts as one of the most effective tools for the M&A practitioner seeking to break negotiation deadlocks and mitigate risk.

Javier Enrile
Javier has 16 years of experience in mid-market M&A and VC, with 35 completed transactions and hundreds of others evaluated and negotiated.
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