Toptal Blog

The Toptal Blog is the top hub for developers, designers, management consultants, executives, and entrepreneurs, featuring key technology updates, tutorials, freelancer resources, and management insights.

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Toptal core team members share their experience, expertise, and perspectives on the Toptal Edge Blog

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Corporate Tax Reform and the Future of Valuation

In December 2017, Congress’ tax reform bill, amongst many sweeping changes, reduced the marginal tax rate to 21% from 35% for corporations, and limited their use of interest expense as a tax shield.

This article explores the implications of these changes for traditional methods of valuation, including the discounted cash flow (DCF) method and the EBITDA multiple method for the corporate manager and finance professional.

11-minute readContinue Reading
Jacob Wright

Jacob Wright

A CFA charterholder, Jake has participated in M&A transactions exceeding $500m and performed valuations for companies of all maturities.

Responsive Design: Best Practices and Considerations

The market share for mobile and desktop browsing is about 50/50. For designers, this means responsive design is more important than ever, as users expect a seamless experience across all platforms and screen sizes.

10-minute readContinue Reading
Daniel Schwarz

Daniel Schwarz

Daniel is a designer and developer by background, an author, and a collaborator with Adobe and InVision.

Can Virtual Reality Cure the Opioid Epidemic?

Virtual reality stands to make a huge impact in the field of pain management. Through the power of play and distraction, VR therapy can serve as an important tool in the fight against the opioid epidemic.

9-minute readContinue Reading
Toptal Research

Toptal Research

Time-locked Wallets: An Introduction to Ethereum Smart Contracts

Launch yourself into Ethereum smart contract development with the Truffle framework! In this tutorial, Toptal Freelance Ethereum Developer Radek Ostrowski shows you how to create a practical ĐApp in the Solidity language, complete with its own ERC20 token.

13-minute readContinue Reading
Radek Ostrowski

Radek Ostrowski

Radek is a blockchain engineer with an interest in Ethereum smart contracts. He also has extensive experience in machine learning.

Call to Action: The On-demand Business Model

On-Demand talent delivers transformative benefits, yet many companies and managers struggle to adopt this powerful resource. In this article, Paul Estes, a senior technology executive, shares how such talent has revolutionized his personal and professional life, and his advice for those aspiring to tap its potential.

6-minute readContinue Reading
Toptal Research

Toptal Research

Toptal is an exclusive network of the top freelance software developers, designers, management consultants, and project managers in the world.

The Statistical Edge: Enhance Your Metrics with the Actuarial Valuation Method

Traditionally confined to the realms of insurance and pensions, actuaries are now branching out into the wider business world.

The long-termist and statistical approach of actuarial science makes it an invaluable tool for recurring income businesses. This article looks at how, showing examples of usage within customer lifetime value and human resources.

13-minute readContinue Reading
Dani Freidus

Dani Freidus

Dani is an actuary that has worked with a range of busineses to both optimize their pension and investment portfolios.

The Value of User Research

Unlock the full potential of your product’s UX with the power of user research. Find out how data analytics, user reviews, customer interviews, market research, and usability testing can transform design solutions to exceed your audience’s expectations.

11-minute readContinue Reading
Frauke Seewald

Frauke Seewald

Frauke is a senior UX designer and user researcher with a background in psychology. Her ability to craft user-centric design solutions comes from years of experience in UX research and a deep understanding of what users need and want. She has worked with companies such as Swisscom, Telus, and Crealogix.

Database Migrations: Turning Caterpillars into Butterflies

For a large codebase, managing database schema can become tedious, especially if you maintain multiple testing environments or customers that update the product at different paces. Sometimes, documenting the latest schema or database changes isn’t enough.

In this article, Toptal Database Engineer Ivan Pavlov introduces us to concepts that help manage database states.

11-minute readContinue Reading
Ivan Pavlov

Ivan Pavlov

Ivan has both back-end and front-end development experience. He has built software for banks, medical organizations and city administration.

Is $4.2 Billion Reasonable? How to Evaluate Instacart's Valuation

Grocery delivery startup Instacart has recently been valued at $4.2 billion. In this article, Management Consultant Patrick Gaffney works backwards and uses some basic assumptions to determine if the valuation is reasonable.

With companies opting to stay private for longer, analyzing private companies in this way can help us better understand industries typically shrouded in secrecy and provide clarity on the efficacy of certain business models.

17-minute readContinue Reading
Patrick Gaffney

Patrick Gaffney

Ranked #1 by Institutional Investor for his coverage of EMEA real estate, Patrick specializes in equity research and financial analysis.

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