Toptal Blog

Millions of Americans depend on continuing care retirement communities (CCRCs) for care as they age. In addition to living accommodations and medical services, these facilities also offer complex embedded insurance products that are improperly underwritten and insufficiently regulated.

As a result, many CCRCs are actuarially insolvent, creating a systemic risk that could leave many ageing residents financially and medically exposed at the end of their lives. Management Consultant, Jack Barker, takes us through these sector challenges and shares a proprietary capitalization model that could potentially help alleviate the issues.

For designers, working in enterprise is a challenge because of all the different stakeholders and moving parts. This guide reviews the collaborative design process for working better in that environment.

Designing systems integration architecture can be a difficult task. And it gets worse if you’re designing for software at scale. An enterprise service bus can be one way of working around the challenges. But this is definitely not the simplest of solutions.

In this article, Toptal Freelance Software Engineer Anton Goncharov gives us a detailed overview of the challenges of systems integration and a guide to addressing those challenges with Apache Camel.

Mobile usability isn’t just about scaling a website or app to fit various devices. It’s about understanding how people use mobile devices and that the mobile experience is as unique as the user.

In this article, Toptal Freelance Software Engineer Neven Pičuljan introduces you to the intricacies of deep learning in hedge funds and finance in general.

The explosive growth of e-commerce has created a need for online stores to adapt to mobile experiences. This post outlines the many aspects that make a successful mobile e-commerce experience.

In a recent project, there were several programmatic tasks I needed to repeat periodically. One task in particular involved updating user-level permissions based on evidence of membership level purchase or subscription.

Instead of going into the admin panel and manually deleting hundreds (maybe thousands) of subscriptions, I opted to reach for one of my favorite WordPress tools: WP-CLI, which fixed the problem in a few keystrokes.

Cybersecurity challenges abound in higher education. This article explores the cybersecurity threats that the higher education space faces, as well as a range of solutions that can help colleges and universities combat future attacks.

Conducting UX analysis as part of an iterative process provides valuable, actionable insights into enhancing and optimizing a product’s user experience.