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The Toptal Blog is the top hub for developers, designers, finance experts, executives, and entrepreneurs, featuring key technology updates, tutorials, freelancer resources, and management insights.

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Toptal core team members share their experience, expertise, and perspectives on the Toptal Edge Blog

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How to Build a Basic Python Cash Flow Model for a Loan

Python has taken the financial programming world by storm, and demand for finance experts who can use it is soaring. Here, a Toptal finance professional and Python expert shows beginners how to build a loan payment cash flow model with Python.

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Miklos Lukacs, CFA

Miklos Lukacs, CFA

Miklos is an expert in cash flow modeling and Python programming, and has worked for Morgan Stanley and DBRS Morningstar. He is a Toptal finance expert and the director of the structured finance consulting company Pylink Ltd.

Graph Data Science With Python/NetworkX

Data inundates us like never before—how can we hope to analyze it? Graphs (networks, not bar graphs) provide an elegant approach. Find out how to start with the Python NetworkX library to describe, visualize, and analyze “graph theory” datasets.

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Federico Albanese

Federico Albanese

Albanese is a developer and data scientist who has worked at Facebook, where he made machine learning model predictions. He is a Python expert and a university lecturer. His PhD research pertains to graph machine learning.

Your Product Owner Is Not Your Product Manager

Product management has evolved to encompass numerous roles and responsibilities. Leaders looking to hire a product professional must consider what skills and knowledge their business needs demand.

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Douglas L. Ringer

Douglas L. Ringer

Doug is an experienced executive coach and senior product manager who has worked for Fortune 500 companies, including General Electric, Honeywell, and Ericsson. He has a demonstrated track record of improving profit and revenue at businesses spanning myriad industries.

Secrets of a Successful Hybrid Work Model

There is no one-size-fits-all structure for hybrid companies. Here, the CHRO of Nationwide and other business and thought leaders share their strategies for setting up the model that’s right for you.

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Audrey Goodson Kingo

Audrey Goodson Kingo

Audrey Goodson Kingo is a renowned career expert and book author. She has advised insurance giant Aon on work-life balance and shared her expertise with CNN, Good Morning America, MSN, and more.

Cash Flow Optimization: How Small and Medium Businesses Can Unlock Value and Manage Risk

Cash flow optimization requires a disciplined approach that anticipates liquidity shocks and allocates windfalls strategically in order to maximize opportunity.

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Emilio Parente

Emilio Parente

Emilio is a former Deloitte consultant and CFO with experience in optimizing finance departments, supporting growth plans, and creating strategic roadmaps for start-ups and small and medium enterprises. He has worked with and advised more than 50 clients around the world, including global corporations such as Swissport International in Switzerland.

Gain a Competitive Edge With an App Review Analysis

An analysis of your competitors’ app store reviews can provide valuable insight into what your potential customers value, enabling you to define your positioning and strengthen your product offering.

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Daniel Lipton

Daniel Lipton

Daniel is a strategic product manager with 20 years of experience working with clients such as JPMorgan Chase and Fox Corp. Originally a software engineer, Daniel has led product development in various industries, including media, gaming, marketing, and finance.

From Promoting to Creating: How an Advertising Leader Found His Calling in VR Gaming

Why did one designer leave a prominent role in the advertising industry and travel halfway around the world to pursue a UX career in VR gaming?

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Micah Bowers

Micah Bowers

Micah Bowers is a digital designer who has partnered with companies such as Google and Deloitte. His writing has been featured in Fast Company, TNW, and other notable publications. He is a Lead Editor at Toptal.

Using Express.js Routes for Promise-based Error Handling

Maintainable Express.js code after scaling means making common code more feature-rich while reducing boilerplate. Find out how to enable promise-based route code and centralize both error handling and normal-results handling in Express.js apps.

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Vitaly Senko

Vitaly Senko

Vitaly is a full-stack developer who has extensive experience in creating apps with Node.js, React, and .NET, including the maintenance of a healthcare platform with nearly 20 million users.

The Right Way to Run Hybrid Meetings

Sacha Connor logged more than 10,000 hours in hybrid meetings while leading marketing and innovation teams at The Clorox Company. Here are her hard-won tips for running successful sessions.

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Sacha Connor

Sacha Connor

Sacha Connor is a former Director of Marketing at The Clorox Company and Founder and CEO of Virtual Work Insider, a consultancy that teaches hybrid and remote best practices. Connor’s expertise has been featured in The Wall Street Journal and the Society of Human Resource Management publications.

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